# GEICO, you must be out of your mind. **URL:** \ **Category:** The BBQ Pit\ **Created:** [June 25, 2002, 2:59am UTC](https://boards.straightdope.com/t/geico-you-must-be-out-of-your-mind/115821 "2002-06-25T02:59:07Z")\ **Posts on this page:** 5\ **Page:** 2
**Author:** ![Airman\_Doors\_USAF](https://avatars.discourse-cdn.com/v4/letter/a/e36b37/32.png) [@Airman\_Doors\_USAF](https://boards.straightdope.com/u/Airman_Doors_USAF)\ **Post date:** [June 25, 2002, 9:29pm UTC](https://boards.straightdope.com/t/geico-you-must-be-out-of-your-mind/115821/21 "2002-06-25T21:29:18Z")
Well, as far as my evil days behind the wheel are concerned, they are LONG over. That was back in 1996, when I was immortal and stupid. A concussion from a very hard collision cured me of both of those conditions. Since then, other than one speeding ticket (for ten or less over, BTW), I have been clean. In fact, Pennsylvania doesn’t even know I exist anymore, since I’m now completely off the rolls. Should people be made to pay for sins of the past forever? In the case of car insurance, I don’t think so. I’m certainly not high risk anymore, not with my currently clean record, new wife, and soon-to-be-born son, whom I included on the questionnaire just to get a good estimate. Needless to say, what I got was NOT a good estimate. ---
**Author:** ![Airman\_Doors\_USAF](https://avatars.discourse-cdn.com/v4/letter/a/e36b37/32.png) [@Airman\_Doors\_USAF](https://boards.straightdope.com/u/Airman_Doors_USAF)\ **Post date:** [June 25, 2002, 9:39pm UTC](https://boards.straightdope.com/t/geico-you-must-be-out-of-your-mind/115821/22 "2002-06-25T21:39:47Z")
Well, as far as my evil days behind the wheel are concerned, they are LONG over. That was back in 1996, when I was immortal and stupid. A concussion from a very hard collision cured me of both of those conditions. Since then, other than one speeding ticket (for ten or less over, BTW), I have been clean. In fact, Pennsylvania doesn’t even know I exist anymore, since I’m now completely off the rolls. Should people be made to pay for sins of the past forever? In the case of car insurance, I don’t think so. I’m certainly not high risk anymore, not with my currently clean record, new wife, and soon-to-be-born son, whom I included on the questionnaire just to get a good estimate. Needless to say, what I got was NOT a good estimate. ---
**Author:** ![MsRobyn](https://avatars.discourse-cdn.com/v4/letter/m/90ced4/32.png) [@MsRobyn](https://boards.straightdope.com/u/MsRobyn)\ **Post date:** [June 26, 2002, 1:39am UTC](https://boards.straightdope.com/t/geico-you-must-be-out-of-your-mind/115821/23 "2002-06-26T01:39:44Z")
Just out of curiosity, I called Progressive last night. $1032 for six months, full coverage for two cars. Not bad. Robin ---
**Author:** ![BF](https://avatars.discourse-cdn.com/v4/letter/b/b5ac83/32.png) [@BF](https://boards.straightdope.com/u/BF)\ **Post date:** [June 26, 2002, 1:46am UTC](https://boards.straightdope.com/t/geico-you-must-be-out-of-your-mind/115821/24 "2002-06-26T01:46:41Z")
Multi-car discount (2), good driver, full-coverage 100-300K, I pay 1400 per year. Hang in there, **Airman** , when you hit 30 with 2 kids, your rates will drop like a rock. ---
**Author:** ![Skywatcher](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/skywatcher/32/254_2.png) [@Skywatcher](https://boards.straightdope.com/u/Skywatcher)\ **Post date:** [June 26, 2002, 9:34pm UTC](https://boards.straightdope.com/t/geico-you-must-be-out-of-your-mind/115821/25 "2002-06-26T21:34:11Z")
**Airman** , have you tried [Progressive](http://www.progressive.com/)? BTW: Angie and I have GEICO and the insurance on our '89 Dodge Shadow is about $650 for six months. [Previous page](https://boards.straightdope.com/t/geico-you-must-be-out-of-your-mind/115821.md?page=1)