# Happy Cranks-giving! (November mini-rants) **URL:** \ **Category:** The BBQ Pit\ **Tags:** monthly-mini-rant\ **Created:** [November 1, 2025, 2:32pm UTC](https://boards.straightdope.com/t/happy-cranks-giving-november-mini-rants/1024477 "2025-11-01T14:32:21Z")\ **Posts on this page:** 1\ **Showing post:** 148
**Author:** ![LSLGuy](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lslguy/32/5813_2.png) [@LSLGuy](https://boards.straightdope.com/u/LSLGuy)\ **Post date:** [November 13, 2025, 5:37pm UTC](https://boards.straightdope.com/t/happy-cranks-giving-november-mini-rants/1024477/148 "2025-11-13T17:37:20Z")
Here’s a sorta-rant that just hit me. I’ve posted it in another thread as a cautionary tale for newbie retirees. > [@Countdown to retirement](https://boards.straightdope.com/t/countdown-to-retirement/981653/970): > > Here’s a vexing story about IRMAA that is a cautionary tale for everyone approaching their own retirement. Since we each only really retire once, we never get very good at it. So one person’s experience navigating the transition can be useful for others. play_button Explanation of IRMAA for those who don't know what it is and how it works ... Now comes the vexing tale. Well, I retired towards the end of 2023. My 2021, 2022, and part-year 2023 taxable income (mostly W2) and married status put me in a h… --- _[View the full topic](https://boards.straightdope.com/t/happy-cranks-giving-november-mini-rants/1024477)._