# Has anyone here had a problem with the Social Security debit card?

**URL:** <https://boards.straightdope.com/t/has-anyone-here-had-a-problem-with-the-social-security-debit-card/664722>\
**Category:** In My Humble Opinion\
**Created:** [July 28, 2013, 4:47am UTC](https://boards.straightdope.com/t/has-anyone-here-had-a-problem-with-the-social-security-debit-card/664722 "2013-07-28T04:47:23Z")\
**Posts on this page:** 7\
**Page:** 1

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**Author:** ![silvermist](https://avatars.discourse-cdn.com/v4/letter/s/cc9497/32.png) [@silvermist](https://boards.straightdope.com/u/silvermist)\
**Post date:** [July 28, 2013, 4:47am UTC](https://boards.straightdope.com/t/has-anyone-here-had-a-problem-with-the-social-security-debit-card/664722/1 "2013-07-28T04:47:23Z")

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The first two months I used mine, I withdrew the full amount. Now it won’t let me. I have to go back after a few days to get it. Is this common everywhere?

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**Author:** ![Colibri](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/colibri/32/1841_2.png) [@Colibri](https://boards.straightdope.com/u/Colibri)\
**Post date:** [July 28, 2013, 5:18am UTC](https://boards.straightdope.com/t/has-anyone-here-had-a-problem-with-the-social-security-debit-card/664722/2 "2013-07-28T05:18:45Z")

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Since the OP is asking for personal experiences, let’s move this to IMHO.

Colibri  
General Questions Moderator

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**Author:** ![silvermist](https://avatars.discourse-cdn.com/v4/letter/s/cc9497/32.png) [@silvermist](https://boards.straightdope.com/u/silvermist)\
**Post date:** [July 29, 2013, 8:28pm UTC](https://boards.straightdope.com/t/has-anyone-here-had-a-problem-with-the-social-security-debit-card/664722/3 "2013-07-29T20:28:21Z")

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The reason I’m asking is because I can’t think of a good reason why the machine would deny me any money that is in the account. I know that the govt. opened a checking account with a certain bank to put my funds in and that some banks require a minimum be kept in the account at all times, but it doesn’t make sense that they would withhold it only for a few days.

I don’t want more than a dollar left in the account because I read in the paper that a hacker had gotten hold of some social security account pin numbers and withdrew the funds.

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**Author:** ![elfkin477](https://avatars.discourse-cdn.com/v4/letter/e/a9a28c/32.png) [@elfkin477](https://boards.straightdope.com/u/elfkin477)\
**Post date:** [July 29, 2013, 11:49pm UTC](https://boards.straightdope.com/t/has-anyone-here-had-a-problem-with-the-social-security-debit-card/664722/4 "2013-07-29T23:49:38Z")

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What amount will it let you take out? My bank won’t let me take out more than $200 with my debit card no matter how much is in the account.

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**Author:** ![Canadjun](https://avatars.discourse-cdn.com/v4/letter/c/76d3ee/32.png) [@Canadjun](https://boards.straightdope.com/u/Canadjun)\
**Post date:** [July 30, 2013, 12:31am UTC](https://boards.straightdope.com/t/has-anyone-here-had-a-problem-with-the-social-security-debit-card/664722/5 "2013-07-30T00:31:00Z")

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> [@silvermist](#):
>
> I don’t want more than a dollar left in the account because I read in the paper that a hacker had gotten hold of some social security account pin numbers and withdrew the funds.

Maybe that’s why a limit on daily withdrawals was implemented, to slow down crooks.

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**Author:** ![silvermist](https://avatars.discourse-cdn.com/v4/letter/s/cc9497/32.png) [@silvermist](https://boards.straightdope.com/u/silvermist)\
**Post date:** [July 30, 2013, 2:15am UTC](https://boards.straightdope.com/t/has-anyone-here-had-a-problem-with-the-social-security-debit-card/664722/6 "2013-07-30T02:15:18Z")

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At first it let me take out more, but now just $200.

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**Author:** ![PastTense](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pasttense/32/14550_2.png) [@PastTense](https://boards.straightdope.com/u/PastTense)\
**Post date:** [July 30, 2013, 2:19am UTC](https://boards.straightdope.com/t/has-anyone-here-had-a-problem-with-the-social-security-debit-card/664722/7 "2013-07-30T02:19:58Z")

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Talk to your bank about increasing the daily limit on debit card withdrawals. Some banks have a universal limit for everyone, but it is more common (I think) for it to be adjusted on customer request.
