Health care horror story #13848732

I know. I know. I gotta swear off cold turkey, I suppose. My head will feel better, too, if I stop smacking it up against that brick wall! Thanks, EP!

Yeah, I broke my promise to never engage it again. I’m going back to that policy because it’s just not worth it.

Yeah, yeah, I know it’s pointless. The Curlinator does not rest. The Curlinator is always right. The Curlinator does not want to hear your petty ‘reason’ or ‘knowledge’.

It’s like arguing with the Borg.

Are you under the impression that that’s some sort of refutation of what legalsnugs said above? If so, your confidence in your own logickin’ skills is seriously misplaced.

The Curlinator will also always have the last word. Just watch. Wait. You’ll see.

We admitted that we were powerless over curlcoat. That our lives had become unmanageable…

You provided cites on things that have nothing to do with my situation, which I pointed out to you. Just because you read something online doesn’t mean that it applies to a particular discussion.

OK, I’ll spell it out for you since you aren’t getting it - everything you cite here has to do with someone who is working and is being offered health insurance in the form of a health savings account - I don’t have an employer. There, is that clear enough?

That one has to do with people whose spouses have some form of government insurance (Tricare in that example) or thru a small business. Again, that doesn’t apply to me. Also, I am not yet eligible for Plan B, so none of that applies to me either.

Do you research everything this sloppily?

Do you really want cites that say that my husband’s insurance isn’t government or thru a small business?

Shrug. If you don’t want to believe that I know more about my situation than legalsnugs, there isn’t much I can or really care to do about that.

Thanks for another example of folks that descend, tell lies and offer nothing! :smiley:

And? Do you think that if we got a UHC that those costs would suddenly drop?

If your “proof” is that health care costs less in other countries, then why should I believe you? Does it occur to you to check to see what sort of malpractice insurance costs other countries have, or what it costs there to become a doctor? How much money are they putting into research? Things cost more for a reason, or multiple reasons, and greed is fairly low on the list. As well as not limited to this country.

Its just amazing that you all “research” this subject by looking at other countries and pointing. Are you not intelligent enough to know that nothing exists in a vacuum? (Do you even know what that means?)

The word is ridiculous and no it’s not. In a state or country there is only X amount of money available. If this state is spending billions more on their highway system than that state, the first state will have much less money left for other things. Same with wars - if the US is going to keep pouring hundreds of billions of dollars into wars, there simply isn’t going to be much left for your precious UHC. Basic economics, which I will admit most people in this country do not understand.

Heh, I love this one - “it’s not because of waiting lists or defensive medicine, but we don’t know what the reason is.”

This one wants to price fix - do you really want that?

All this says is we spend more. I find it interesting that it says " Despite this higher level of spending, the United States does not achieve better outcomes on many important health measures." None of your cites seem to say what those important health measures are.

No, it clearly says the reason is that prices are overinflated without better overall outcomes - likely due to administrative costs and negotiation with insurance companies. Fixing prices would solve much of that, what is wrong with that?

Really, this stuff is pretty easy to read and understand. I like how you pick on my single typo (gasp! it stings!), like I’m an idiot and you’re obviously a Mensa candidate or something. Damn my 3 degrees and years of study! Clearly all wasted if I can’t type flawlessly!

“Likely” is a guess, a theory. As for negotiation with insurance companies, that tends to keep prices down, at least for those insureds.

A lot. Do you really want a third rate doctor to get the same salary as a top flight diagnostician? What would be the motivation to stay on top of the game if you are just getting the same office fee as Dr LowerFiftyPercent?

Yes, it is, which is why I don’t understand why you not only don’t seem to get the long range effects of the things you want, but you also get this side of violent because I dare to disagree with how you interpret the information.

That is actually a very common misspelling, so there is no way for me to know if you don’t bother to proofread, or if you don’t know how to spell. Three degrees, etc is no guarantee that one can spell these days.

You automatically qualify for Medicare when you are 65. You then have to actively sign up for it. You can sign on line, but it requires a degree of effort. My brother works in Pharma and he never signed up. He is 67 now and has never been on Medicare.

Where as taxpayers would benefit directly from UHC.

So, you are already paying for the uninsured? So why be against it?
You are still in favor of working & taxpaying people loosing their lively-hood after getting screwed by insurance companies.
Every TAX payer would pay and be insured. It works in many other countries very well and the biggest benefactor is the Middle Class.

Well, not my problem…really.
Have fun with your cut-throat “Fuck-You” culture.

Are you implying that education was better back in your day? Your high school education? It is to laugh! 10 years of higher education has taught me how to think logically, how to find and interpret reliable information, and also how much I don’t know about the universe. Clearly your limited education was focused solely on spelling - that certainly explains quite a lot about you.

Only those who currently don’t have insurance. OTOH, those of us who do have insurance will end up paying our regular premium plus the extra tax. For most likely a lower quality service.

I’d kind of like to not have to end up paying for even more (currently) uninsured people. A UHC is the same as all the other social programs we pay for - punishing those who work hard and end up with some money by taking it away and giving it to those who don’t have money. Huh, I wonder if that might do something to motivation to succeed?

Nope.

:rolleyes: How about those who don’t pay TAX? Or those who pay very little? It isn’t the middle class that needs this UHC as much as the lower class who don’t qualify for Medicaid, and the smattering of people who cannot get insurance due to pre-exist or whatever.

Huh. So sorry I couldn’t afford to go to college and you could. Too bad it didn’t seem to teach you anything. Well, other than you seem to think going to college for 10 years makes you better than others.

I know I’m going to regret this but WTH.

As I understand it the medical insurance you have now is thru your husband’s workplace. What are your plans if he should die or become unemployed? Because you are disabled you will not qualify for a private insurance policy. Will you pay for all of your medical needs out of pocket or will you then go on Medicare?

Do you totally reject the notion that some people, especially in the current economic down-turn, have thru no fault of their own lost their jobs and hence their access to private insurance? My son worked hard and got a PhD in mathematics. While awaiting a security clearance from the US government (which takes up to 9 months) he went without insurance which he needed due to a pre-existing condition. COBRA for him, a single male under 30, was $750/month. Do you include him in your group of insurance miscreants?

Do you not agree that the “lower class”, as you like to call them, are necessary for the functioning of this country? Who will do your menial jobs for you? The ones that come without employer paid health insurance. Do you really consider these people as disposable? Get sick, die, be replaced by another disposable person. That’s sure what it seems like to me. The working poor don’t “deserve” health care? Is that what you really mean?

This is really funny. I think we are about the same age. I came from a working poor family who didn’t believe that girls should go to college but somehow I managed to work my way to a PhD in Mechanical Engineering. By your standards it seems to me that you are the lazy sot.

Huh, it had nothing to do with affording it - I worked hard and got scholarships to cover tuition and worked in the summers to cover most of my other expenses. Now, in grad school I have a fellowship (earned through high grades and hard work) which covers my tuition and living expenses. Evidently sinjin did the same thing, a generation earlier. If you’re so smart and supposedly hardworking why didn’t you apply yourself and get an education?

Well wait, there is a reason - even if by some miracle you had gotten into college you would never have made it through. Your special combination of extreme stupidity plus clinging to your unsupported ideas even in the face of mountains of facts would ensure that. I have the odd first or second year student who shows up with this attitude - constantly arguing with me and other teaching assistants and profs about the principles of biology and refusing to ever let go of their tiny world view. These students never survive until the following year.

I don’t think I’m better than others, I know I’m better than you. You’re the one who thinks you’re better than everyone.

I don’t know where you get the idea I couldn’t get private insurance, but what I would do should my husband die or become unemployed depends on circumstances. Such as, if he is merely unemployed, we will pay for COBRA again.

You aren’t making sense. You first talk about people without insurance, then you say your son was on COBRA. Also, I’m not sure why it is that he would be without insurance while waiting for a security clearance - he couldn’t work during that time? Where did the COBRA come from?

“Lower class” is the economic designation that someone came up with long before my use here. As for those who are working at “menial” jobs without insurance, I’ve I said before I feel it is completely irresponsible for anyone to assume they can have anything like a normal adult life working at McDs. Jobs like that are for teenagers, retired folks supplementing their pensions, or someone with a spouse who is working a “real” job, with benefits. Yet, because of the same people who want a government funded insurance plan for all have also kept demanding that the minimum wage go up for these jobs because “families have to eat”, we have people trying to make a living at these jobs. Encouraging each generation to think that they can raise kids working at those sorts of jobs. How many more generations would you like to raise whose only motivation is to get a job in a gas station after high school? Of course, if you all would start to get real about the affect of the size of our population on things like this, we might be able to go back to the days when heads of households didn’t work at WalMart.

You obviously had some advantage that I didn’t. I was working, sometimes two jobs, to stay alive. I imagine that even if your parents didn’t think you should go to college they were still concerned with whether or not you had food and shelter. Mine weren’t.

See, this is an example of your disconnect with reality. Really poor people don’t have money to go to college, unless they get a scholarship which weren’t available to me. And even with a scholarship, I’d still have had to work full time to pay living expenses. It sounds like you lived with your parents while you went to school - I had to leave mine the day I turned 18 due to abuse.

Not that it really matters now. By the time I was 25 I’d learned a trade and had a job that would support me and provided benefits. Apparently, you are still in school?

And yet, you couldn’t defend your belief that that all animals are driven by the reproductive instinct, nor that you think that 2.1 kids is a replacement rate. And you said you have a published thesis in animal population structures? You just wave your hand and say I’m wrong, and I’m supposed to accept that? Is it any wonder that I don’t believe your declarations that a UHC is the best way to go?

You are projecting your ego onto me. I know that I am merely a high school educated housewife and there are many things I don’t know about. Which I don’t comment on because I know I don’t know about them. Health insurance I do know. Just because you went to (are still going?) to college doesn’t mean you know everything. Remember that me generation thing?

The fact that you spend your time insulting me rather than addressing what I say shows that you don’t really have a grasp of the issue (yes, I know this is the pit, but still). Same with waving your education around as if that means you know all. You are hyper-defensive towards someone you don’t know and who has no influence over the government. Why is that?

nm

The people who don’t have insurance, just don’t pay their bills…which are the people you are already paying for.
The only people really suffering are the Middle Class, since they got something to loose. Most of the times, they have to work and take shit from employers just to have a health care plan, which when it comes to it might just tells them to fuck off and die.

True, UHC gives maybe less, but you can always get an upgrade for very little money to get some extra comfort, it’s what we call here Privat.
So, I get some better treatment, can see a consultant/doctor faster etc…my choice.

Also, ever thought about the Doctors don’t get paid for their services, when insurances don’t come through?