Sounds like that’s for group plans, though. To be covered by your employer’s insurance, there are generally only three categories of time when you can enroll: (1) annual enrollment, where everyone in the company can select what benefits they want for the next year; (2) hiring, or some set point thereafter, e.g., 30 days; or (3) a qualifying life event, such as marriage or adoption. This means that the company can afford to ignore preexisting conditions. That would never work for individual coverage, because then people would only pick up insurance when they need it, then drop it again as soon as their health was stable.
“Pre-existing condition” clauses are a nasty but understandable jerry-rig to a broken system. If everyone were covered at all times, they’d be obsolete.
No, she doesn’t. Nor does she understand what typical is.
Its not just that people are forced to drop out of school, or quit jobs (I’ve heard of people quitting jobs just to get public assistance). People have to get divorces to get health care too. It isn’t uncommon for a person to get a divorce so they qualify for medicaid, because they wouldn’t qualify when married.
Our system is terrible. Plus it is 1.5-2x more expensive than any other system out there.
He is a US doctor who does hernia surgeries for about $4000 and gallbladder removals for about $6500. The price in hospitals is about 15k and 20k respectively.
Plus if you get that kind of surgery, there is no risk that 3 years later you’ll get a note from your insurance company saying ‘we found technicality X in your insurance form, so we are taking back all the money we paid for your surgery’.
Thank you, thank you. Unfortunately I think we both have the girly bits
Yeah, I spent way too long on that post and the one before it (had a lot of time to kill at work in the last couple days), but I am just sick and tired of her shtick that we’re all just so mean, and she is as pure as the driven snow, and why are we insulting her, and wah! wah! wah!
I, too, thought your post was a thing of beauty and a joy forever. But I fear you toil in vain - there shall be no acknowledgement of your points. I hope you were able to enjoy the work for its own sake and not hope for an outcome involving self-awareness or insight.
There is a place in Michigan that does Lap Band surgery for $10,700 if you self pay and bypass insurance companies. I think Mexico charges $6000-8000, and most US hospitals charge $20,000+.
Point it, cutting out the insurance companies and shopping for the best prices (domestic and international) saves you tons and tons on health care. If you cut out insurance, a US doctor can sometimes perform surgery at cost competitiveness with foreign surgeries. The cost of a Hernia treatment in Las Vegas is roughly the same as in India. Lap band surgery in Michigan is about the same as Mexico. When you factor in travel.
If we reform health care, I think we need to reform it in that direction. More price transparency, more shopping domestically & internationally and less insurance company middlemen who just drive up prices.
Ewww. Eww. I do have a brother, he is quite handsome. I think we can make a trade. But the less I think about even the possibility of my Dad being sexy, the better!
Yeah, I know she will find some way to twist things into her own demented viewpoint. Or she’ll just ignore it. Such is the curlinator. Amusing you guys is much more satisfying anyways.
That isn’t an answer. Is that company not paying because the care is not covered under the policy? Or do you just assume the big bad insurance company can do whatever it wants?
That is what you all told her I said. What I really said was simply because someone becomes pregnant doesn’t mean it has to result in a child, or in a child that the mother keeps. This after she tried to pretend that simply because she got pregnant she had no choice but to go on welfare; in other words one of the thousands of women who pretend that having and keeping a baby is the only possible outcome of a pregnancy and therefore they have no responsibility for the outcome.
For one thing, I didn’t say anything about “insulting”, I said random insults, the kind that have zero to do with the subject or the post being responded to. I freely admit that I will respond with insults at times, seeing as how I am human and all of that, and prone to lack of patience at times. Plus, this is the Pit so it isn’t as if there is going to be mature intelligent discourse in here.
Second, that response was to your "Are you seriously suggesting that people should buy insurance, but then never be so selfish as to use it? ", which pretty clearly indicated that you hadn’t read the discussion or you were trying to - again - put a negative spin on what I had posted. So, my response was actually rather restrained and gave you the option of pretending you hadn’t had the time to read the whole thing, and not that you were being a jerk.
All of my insults are in direct response to insults/rudeness/etc in the post I am responding to. I don’t bother taking random stabs.
No, it’s not - those are called opinons or conclusions, based on whatever facts have been supplied. I again wonder about your education if you think my using those modifiers means I am making things up. You do know that there is a lot of ground between a fact and making things up, right?
As for your list, some of those are you making things up, since I didn’t say some of that. Actually, it rather looks like I didn’t say most of them, this one in particular;
I have never said anything even remotely close to this. As I go down the list I see others, but in the past when I have pointed out you making things up, all I get from you is a big silence, so I won’t waste the time on them. Oh, no, wait - this one just can’t go by -
I said there are zero laws on who can have a baby. For some bizarre reason, the people think it is OK for people completely unsuited to have babies, and then let the government eventually get around to taking them away and warehousing them until they toss them out on their own at 18. And you guys are supposed to be the ones who care about children.
Again you make shit up, and this time to again deflect. Which is funny because I originally brought up the insults to point out you deflecting back then. It doesn’t bother me at all that I “take some flak” because no matter what you say, it simply doesn’t affect me in any real way, so don’t be projecting your emotions on me. It is you who are all upset because I (and others - how can you actually say that nobody is agreeing with my take on health care?) have different opinions than you do. On a subject that apparently isn’t going to affect you anyway, so the only danger to you here is someone disagrees with you. And that upsets/scares/angers/whateveritis you so much that you are completely unable to even allow a different take on the issue, much less discuss it. Which, to come full circle, would be amusing if it wasn’t so pathetically common.
Yeah, you didn’t say she necessarily should’ve aborted her kids - just that she shouldn’t have ruled out abortion or adoption among the plethora of choices she had. Mind you - we’re not talking about hypothetical future children that might be born. In this case, you’re saying this to someone about their own, very real children.
Uh huh. Which is why you continue to espouse them when people give you cite after cite that your [del]retarded, ignorant, bigoted assumptions[/del] conclusions are dead fucking wrong, right? Because they’re based on facts?
Yeah, like how you keep insinuating that I have no education, that I live with my parents, that I only have opinions based on Fox News, etc.? I fail to see how those are any less random than insults against your lifestyle or your husband. And before you claim that ‘it doesn’t bother you’ but I am ‘all upset’, how the hell do you quantify that? I’m hardly crying myself to sleep over here about the opinion of some over-priviledged Orange County housewife. You have posted 78 times to this thread, and hundreds of times to other threads like this, while I rarely get involved in these and I’ve posted only 56 times in this particular thread. Who cares more? Who is more worked up?
I am not a damn mindreader. There was no way to tell from your earlier posts that you meant there should be a rider for childbirth - you just said it was selfish to use medical insurance for what even you admit is a medical condition. Once you had clarified that you meant pregnancy should be covered on a rider, I dropped that part of the arguement, even though I think that is a dumb idea. Anyways, despite the fact that there was no way to know what you meant from your posts, you automatically came at me with both guns blazing right from the start.
You said all of these things. I went through your posts and found them, leaving out things that were just opinions or ideas. I’m not making these things up. Here, let’s have a look shall we?
Any others you’d like me to provide quotes for? As I said to you before, lying is much more effective when your words aren’t preserved for all of us to look back on. I know you’ll try to twist these to seem different, but there they are.
What are we doing here if not discussing the issue? Just because we don’t agree with you doesn’t mean we aren’t discussing. I really doubt any of us are upset, scared, or angry - I don’t really think you are either, I think you’re just deranged. You are perfectly allowed to have a different take on the issue, but I am also perfectly allowed to say that that take is stupid. Like I said, welcome to the pit.
Now if you’ll excuse me, I’ve spend too long here, I should get back to making sweet, sweet love to Shot from Guns brother. And Euphonious Polemic, those napkin sandwiches were delicious. A little dry though - maybe next time more ketchup?
So any time someone gets pregnant and says that the only choice they had was to go on welfare, the politically correct thing to say is “oh of course you poor thing”?
Just because cites are provided doesn’t mean that they are based on facts nor that they contradict any conclusion or opinion I may have. Particularly when someone posts a link and just say “look, you are wrong!” as if I am able to figure out what part of that cite this person is referencing and how they are interpreting it.
“Keep”? Uh huh. I say something about this education of yours whenever you say something inane, but I don’t even remember saying anything about your parents or Fox News to you. I imagine the truth is closer to maybe I said that once?
You bring up your education all the time, I doubt I’ve mentioned my husband or my “lifestyle” (whatever that means to you) more than once or twice, other than during this piece of this discussion.
You are the one with all the insults, the deflecting, the continual grind to try to “prove” to me that you are superior. And I certainly am not taking the time to count to see how many time anyone has posted to any thread. You act like it is oh such an effort to reply, whereas I do it to pass time while I wait for something to download or for the floor to dry. And you started all of this by wading right in with your completely incorrect statements about what I had said and refusing to believe that I might actually know what I said/meant better than you do.
Yes, I’ve noticed that every time I prove myself correct, you drop it rather than note it. Which is another indication that you have a lot more riding on this than I ever will.
When you start out being aggressively negative, you certainly cannot whine about what response I might have. And that was no where near “guns blazing”, I merely noted that you apparently hadn’t read the discussion. Sorry if it hurt your feelings.
No, what you posted was your misinterpretation of what I said. Such as in your first example you fail to note that Broomstick wanted the whole insurance industry to go belly up so that we would be forced to have a UHC. That is far different from you claiming I said that everyone would be without insurance while a UHC got up and running. This is a great example of why I originally asked you if you had read the discussion, since you seem to just pick a sentence out of a thread and look at it totally out of context.
As for the parent one, I will admit that it would have been clearer if I’d said “become” a parent rather than be a parent, but I still think that in the context of a discussion on dog breeding you’d have been able to figure that out.
Go right ahead.
Well, the original issue of this thread was health care. When was the last time you addressed that?
Someone who didn’t have emotion invested in the subject wouldn’t think that the opposition is deranged. Remember, there is nothing unusual about me - outside of this board, there are hundreds of thousands of people that have the same opinions on UHCs that I do. And I don’t think you are deranged, neither do I spend time making fun of individual words in your posts. I merely think you are uninformed on the subject and I limit myself to responses to your posts, rather than flights of fancy like napkin sandwiches taking on a life of their own. Even if it is the pit, I still like to act more or less like an adult.
Here’s the problem with you. (Well, one of many, but the one we’re discussing here.)
You state an opinion as though it were fact. Five people say, “Actually, you’re basing that on mistaken assumptions,” and post data to back those assertions up, often with specific references to what information they’re pulling out of those sources. You never provide any evidence that supports your opinions, but you continue to say, “Well, that’s just the way I think it is.”
You don’t debate–you pontificate. You are not interested in engaging anyone else, you are not interested in broadening your horizons, you are not open to changing any opinions. You know how the world works, and no amount of facts is going to change that.
In short, you are a waste of biomass. I look firmly forward to a time about a centry from now, when the last of your rotting remains fertilizes the earth, providing a more useful function than you ever did in life.
Okay, curls - let me distill this post down to its salient points, because I’ve got things to do:
You have mentioned your husband and your cushy lifestyle numerous times. How many times have we heard about how much he makes, how much tax you pay, how you live, blah, blah, blah. Why do you think people comment on it?
I did not personally count the number of posts you made in this thread, genius. The board software provides that info. So that part of your point is completely immaterial.
You check the board in between house chores. Okay, fine. What makes you think anyone else treats it any more seriously than that? I’m not sitting here all day hitting refresh - I have work to do. So enough with the ‘Oh I’m just passing the time, but you all are frothing with rage that keeps you up nights’ attitude.
If you really think your first reply to me was just a polite enquiry as to whether I had read the subject, you are even dumber than previously thought. Have you ever been tested for syphilis? Because it’s pretty clear to me that your husbands been sleeping around since you let yourself go, and he probably gave it to you. What? What’s the matter? I’m just enquiring after your wellbeing! If it hurts your feelings that’s your problem.
Broomstickdid say that the whole insurance industry should go belly up. You said that if that happened it would take several years for UHC to get up and running, years during which few people could get any medical care at all. It’s your part that I think is stupid.
I don’t think the opposition is deranged, I think you personally are deranged. Having lively interesting debate is great, and I have no issues with people disagreeing with me in principle - it happens all the time. Your the one who constantly insists that anyone who disagrees with you can’t read, is totally uninformed on the issues, doesn’t ever do any research themselves, just believes what is spoonfed to them, and is afraid to listen to counter opinions.
Shot from Guns is right - you state opinions as facts, often citing your own personal experiences and your age as sources. That is quite common around here - after all this is a very informal setting for debate. But you shouldn’t be surprised when you get called out on it.
Once again, you fucking imbecile, we’re not dealing with hypotheticals here. Being a fucking imbecile, you probably don’t recognize that your reply is a hypothetical situation.
Now pay attention here - this is where it gets tricky (tricky for fucking imbeciles, at any rate).
As I said earlier: “Mind you - we’re not talking about hypothetical future children that might be born. In this case, you’re saying this to someone about their own, very real children.”
The person whom you leveled your cruel shot against was justifiably upset because you were saying horrible things about her children, you fucking imbecile.
Jesus Christ - it’s hard to stomach that you have the chutzpah to pose as some sort of enlightened poster defending herself against unwarranted and ignorant attacks. Go snort yourself.
