Help me spec out a new work at home PC?

Keep in mind that the thermal limit for your CPU is 95C (at which point it will start throttling to lower heat before ultimately turning itself off if necessary) so you still have a lot of safe working room over 60C in the red. You wouldn’t want to leave it at 92C constantly but it could spend its life at 72C and be perfectly fine. I guess I’m just saying not to start worrying each time the LEDs turn red.

If I was setting the temps, I’d probably put red at 80C+ which is where I’d start wondering what the heck the CPU is doing and if my cooling solution is working.

Edit: AMD previously responded to concerns about the high operating temperatures of the Zen 3 processor line with:

Yes. I want to be clear with everyone that AMD views temps up to 90C (5800X/5900X/5950X) and 95C (5600X) as typical and by design for full load conditions. Having a higher maximum temperature supported by the silicon and firmware allows the CPU to pursue higher and longer boost performance before the algorithm pulls back for thermal reasons.

Is it the same as Zen 2 or our competitor? No. But that doesn’t mean something is “wrong.” These parts are running exactly as-designed, producing the performance results we intend.