# Help Me What Am I Going To Do!!!!!!!!
**URL:** https://boards.straightdope.com/t/help-me-what-am-i-going-to-do/103942
**Category:** Miscellaneous and Personal Stuff I Must Share
**Created:** [April 16, 2002, 2:09pm UTC](https://boards.straightdope.com/t/help-me-what-am-i-going-to-do/103942 "2002-04-16T14:09:07Z")
**Posts on this page:** 5
**Page:** 1
### Author:  [@white-tigeress](https://boards.straightdope.com/u/white-tigeress)
#### Post date: [April 16, 2002, 2:09pm UTC](https://boards.straightdope.com/t/help-me-what-am-i-going-to-do/103942/1 "2002-04-16T14:09:07Z")
Sorry guys just need another bit of your wisdom right now.
My job finished 3 weeks ago and I am running out of money fast. I have been filling out about 3 applicatons a day and sending them in but it is taking longer than I thought to get a job.
By the way I am in the UK.
Rent is due, I have an overdraft but don’t want to use it and my one and only credit card is to the hilt.
I cannot claim benefits . Any ideas I am really at the end of my tether right now.
:(:mad: ☹ :o
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### Author:  [@OpalCat](https://boards.straightdope.com/u/OpalCat)
#### Post date: [April 16, 2002, 2:12pm UTC](https://boards.straightdope.com/t/help-me-what-am-i-going-to-do/103942/2 "2002-04-16T14:12:05Z")
have you considered prostitution? err…
In the US you can make $20 selling your blood plasma, do they do that in the UK?
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### Author:  [@Shadowfox](https://boards.straightdope.com/u/Shadowfox)
#### Post date: [April 16, 2002, 2:24pm UTC](https://boards.straightdope.com/t/help-me-what-am-i-going-to-do/103942/3 "2002-04-16T14:24:19Z")
I found this link
> **[Department for Work and Pensions](https://www.gov.uk/government/organisations/department-for-work-pensions)**
>
> The Department for Work and Pensions (DWP) is responsible for welfare, pensions and child maintenance policy. As the UK’s biggest public service department it administers the State Pension and a range of working age, disability and ill health...
But you said you can’t claim benefits. I assume that they have a welfare system in the UK. If you can’t claim unemployment, maybe you could get some temporary help from the welfare system. Have you tried asking relatives or friends for a loan? Do you own your home? If you do, maybe you could get a home equity loan. The only other suggestions I could come up with would be to start selling or pawning some of your stuff, like the television.
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### Author:  [@Caricci](https://boards.straightdope.com/u/Caricci)
#### Post date: [April 16, 2002, 2:24pm UTC](https://boards.straightdope.com/t/help-me-what-am-i-going-to-do/103942/4 "2002-04-16T14:24:23Z")
Get thee to a temp agency. And take whatever comes along that you are able to do. I know they have temping in the U.K. because I used to work for the parent company of Office Angels.
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### Author:  [@Francesca](https://boards.straightdope.com/u/Francesca)
#### Post date: [April 16, 2002, 2:32pm UTC](https://boards.straightdope.com/t/help-me-what-am-i-going-to-do/103942/5 "2002-04-16T14:32:15Z")
Have you actually spoken to your bank yet? Get the general query number from 192 and give them a call - they won’t be mean to you, and they will be able to talk you through what options are available to you. There are often short-term loans available, or they may be able to offer you a buffer zone. Many people find themselves in similar situations and banks are used to dealing and helping with it. Give them a call and you’ll have a clearer, calmer view (make sure they explain to you clearly anything that you might get confused about) and you’ll feel less panicked.
A small note - I am confused as to why you have your credit card up to its limit and yet are unwilling to break into your overdraft - in my experience the interest on overdrafts is less than on a credit card.
Also, for general financial advice, you can get free one-to-one consultations with a debt consultant at your local Citizens Advice Bureau (find their number in the phone book).
As **Caricci** said - temping is an excellent way of filling the employment gap. Register with a few in your area - again, look in the Yellow Pages. The temp market is slowly picking up again after a fallow few months, so you should be able to find _something_ even if it is just data entry. When you need the cash you gotta do what you gotta do.
Good luck on managing your finances and finding a job soon.