# Historic Perkins/Stafford Loan Rates

**URL:** <https://boards.straightdope.com/t/historic-perkins-stafford-loan-rates/541736>\
**Category:** Factual Questions\
**Created:** [June 3, 2010, 4:39am UTC](https://boards.straightdope.com/t/historic-perkins-stafford-loan-rates/541736 "2010-06-03T04:39:44Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![Disheavel](https://avatars.discourse-cdn.com/v4/letter/d/e274bd/32.png) [@Disheavel](https://boards.straightdope.com/u/Disheavel)\
**Post date:** [June 3, 2010, 4:39am UTC](https://boards.straightdope.com/t/historic-perkins-stafford-loan-rates/541736/1 "2010-06-03T04:39:44Z")

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I am backcalculating some college debts and was curious where I would be if I had done things differently. I took out Stafford subsidized loans in 1995-1998 at 3.75% and in 1999 at 2.77%. So the first question is: Could I have obtained the same interest rate for unsubsidized loans at those same rates?

I consolidated in 2004 at 2.15%. Could I have done that also with unsubsidized loans?