# How do all the auto insurance companies claim to be cheaper than each other

**URL:** <https://boards.straightdope.com/t/how-do-all-the-auto-insurance-companies-claim-to-be-cheaper-than-each-other/609668>\
**Category:** Factual Questions\
**Created:** [January 16, 2012, 4:50am UTC](https://boards.straightdope.com/t/how-do-all-the-auto-insurance-companies-claim-to-be-cheaper-than-each-other/609668 "2012-01-16T04:50:01Z")\
**Posts on this page:** 2\
**Page:** 2

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**Author:** ![Philliam](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/philliam/32/3011_2.png) [@Philliam](https://boards.straightdope.com/u/Philliam)\
**Post date:** [October 18, 2012, 4:20pm UTC](https://boards.straightdope.com/t/how-do-all-the-auto-insurance-companies-claim-to-be-cheaper-than-each-other/609668/21 "2012-10-18T16:20:53Z")

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I change car insurance companies once a month and ‘earn’ $400 each time.

I found out how to do it by clicking on the “One Weird Trick a Local Housewife uses that makes Insurance Companies see red!”

Gotta love the Outerwebs.😃

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**Author:** ![Alley\_Dweller](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/alley_dweller/32/430_2.png) [@Alley\_Dweller](https://boards.straightdope.com/u/Alley_Dweller)\
**Post date:** [October 18, 2012, 8:19pm UTC](https://boards.straightdope.com/t/how-do-all-the-auto-insurance-companies-claim-to-be-cheaper-than-each-other/609668/22 "2012-10-18T20:19:48Z")

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> [@Philliam](#):
>
> I change car insurance companies once a month and ‘earn’ $400 each time.
> 
> I found out how to do it by clicking on the “One Weird Trick a Local Housewife uses that makes Insurance Companies see red!”
> 
> Gotta love the Outerwebs.😃

So after a few months your premium goes negative and they start paying you to take their insurance?

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