# how do I get an online credit report?

**URL:** https://boards.straightdope.com/t/how-do-i-get-an-online-credit-report/250931
**Category:** Factual Questions
**Created:** [June 17, 2004, 10:20pm UTC](https://boards.straightdope.com/t/how-do-i-get-an-online-credit-report/250931 "2004-06-17T22:20:59Z")
**Posts on this page:** 4
**Page:** 1

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### Author: ![Freejooky](https://avatars.discourse-cdn.com/v4/letter/f/ba8739/32.png) [@Freejooky](https://boards.straightdope.com/u/Freejooky)
#### Post date: [June 17, 2004, 10:20pm UTC](https://boards.straightdope.com/t/how-do-i-get-an-online-credit-report/250931/1 "2004-06-17T22:20:59Z")

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What website offers a report from all 3 bureaus, for cheap ($30 or less), with comprehensive explanations of what the hell you’re seeing, what it means, and how to dispute errors?

Who’s the best for this sort of thing?

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### Author: ![Inigo\_Montoya](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/inigo_montoya/32/124_2.png) [@Inigo\_Montoya](https://boards.straightdope.com/u/Inigo_Montoya)
#### Post date: [June 17, 2004, 11:08pm UTC](https://boards.straightdope.com/t/how-do-i-get-an-online-credit-report/250931/2 "2004-06-17T23:08:49Z")

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Go to [Experian.com](http://Experian.com) and make this request. You will be forwarded to a vendor ([CreditExpert.com](http://CreditExpert.com) I think) that will give you the transaction for about what you’re asking.

OR

CALL Experian, Transunion & Equifax and ask for a free online credit report. I’ve heard this works…heard it after I paid in fact. :rolleyes:

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### Author: ![Inigo\_Montoya](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/inigo_montoya/32/124_2.png) [@Inigo\_Montoya](https://boards.straightdope.com/u/Inigo_Montoya)
#### Post date: [June 17, 2004, 11:11pm UTC](https://boards.straightdope.com/t/how-do-i-get-an-online-credit-report/250931/3 "2004-06-17T23:11:13Z")

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[Here’s](http://debt-consolidation-credit-repair-service.com/phpBB2/) a really good discussion board for evaluating & rebuilding credit.

Please peruse before you do anything!

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### Author: ![unclviny](https://avatars.discourse-cdn.com/v4/letter/u/e274bd/32.png) [@unclviny](https://boards.straightdope.com/u/unclviny)
#### Post date: [June 18, 2004, 3:50am UTC](https://boards.straightdope.com/t/how-do-i-get-an-online-credit-report/250931/4 "2004-06-18T03:50:41Z")

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I recently used [www.myfico.com](http://www.myfico.com) and I was happy with them.

Unclviny