how do online credit card transactions work?

Yeah they use the Falcon system as I recall. I was on the team that first implemented its beta test for debit cards (previously it was only used on credit card portfolios for issuers). It was a bit flaky back then but I’m glad First Data has made improvements after acquiring the technology.

Indonesia was quite infamous for a while (well the fraudsters were routing through servers in indonesia to be more accurate. they could have been anywhere). Our headaches came mostly from Russia and Eastern Europe.

If you ever in the bay area we should grab a beer sometime and share war stories. :wink:

:end of hijack:

CVV sucks!