How do people end up so poor?

So you really don’t have insurance. I have a friend . he played racketball. tennis and backpacked. He stayed healthy. Then he got lymphoma twice. He has seemingly gotten over it but he was sick and hospitalized many times the last 3 years. He is now 47 years old.
He didn’t get sick either, until he really did.
I hope you don’t get sick. When you are weak and suffering you get to fight the insurance companies over and over. It adds mental woe to physical illnesses.
I hope you don’t break a leg . That would add more fun to life.
My brother worked in healthcare for 30 years. He got brain cancer. His wife spent endless hours fighting with insurance companies who fought every procedure. They didn’t care. it was about money. They don’t care about coverage. They will deny everything they can get away with.
You are one illness away from going broke in America.

Companies complain about not having enough qualified applicants to fill their positions, but often refuse to do more than minimal training. They want a degree and years of experience. That’s unrealistic.

I think what you meant to say is that you haven’t gotten sick. Unless you have some sort of cancer preventing potion that the rest of us don’t know of.

I hate to be the one to tell you this, but you will get sick. It’s just how things go. Sorry.

Why is it unrealistic? According to Novealphtang:

**Broomstick **has a degree and 30 years experience.

What’s annoying about what you said is that at the same time people are bitching that those laid off in 2007 had degrees and experience but now they can’t find jobs.

So which is it?

Please take the time to read posts before attempting to lecture.

As I noted multiple times, I have been insured (quite substantially might I add) through my current employer for quite some time.

But thank you.

Just because you, I, or anyone has experience doesn’t mean we are what employers are looking for to fill their position. What’s the sense in employing someone simply on the basis that have experience or even semi-related experience? There is none. They’re looking to fill positions with applicable experience.

Let me speak first hand about the skilled trade debacle because I’ve dealt with it for nearly 5 years now. There is a HUGE, HUGE lack of “young blood” in skilled trades. That’s not to say there aren’t a lot of young guys like myself involved, but we are the overwhelming majority and things are changing.

The reason? You got me. But, entry positions aren’t being filled by young men and women.

Meant to say minority and things aren’t changing, whoops.

That’s not the gist of the article - that’s one line at the very end which talks about worldwide trends, not in any particular country. There might be a lack of qualified sales reps in some countries, perhaps due to sales being more international so more languages are required, particularly English, but if there are any sales rep jobs going begging in England it’ll be because they’re commission-only and don’t pay a living; often they don’t pay a penny.

In England one of the recent problems is that the govt has reduced by a huge amount support for further education in the skilled trades and in any IT skills more advanced than using Word. There are no govt loans available for these courses either. They’re taking away your bread then asking why you have nothing to eat.

It’s funny you have disclosed what this “trade” is – I’m beginning to think it’s something like your “I sold a patent” statement, a grandiose and overblown misrepresentation.

Used to be lettering and calligraphy were hands on work – now it’s gone the way of the buggy whip thanks to computers. Used to be the job of welder on an auto assembly line was skilled labor and hands-on work. Now it’s done by robots. Doctors prided themselves on being able to diagnose patients, now we have software that can do that.

Again, what makes you think you’re immune? What is this mystery “trade” that you claim to have that is magically immune forever?

You’re a project manager? All that to-do for a project manager?

Oh, NOW you can’t be replaced by an independent contractor that’s already in the same city you are? What you’re claiming is that you’re indispensable to the company – and no one is.

A project manager for something that size should be making in the six figures. You’re underselling yourself, or you aren’t what you’re implying you are (and I’m inclined towards the latter).

There are plenty of Indians already in the US earning degrees and certifications, no trouble to hire one. State licensing is almost trivial in most cases for most professions once you have the required knowledge base. Indians routinely work for far less than $10.42 an hour. I fail to see how you’ve made your case you can’t be outsourced.

Since you haven’t told us what the heck you actually DO with your day I can’t see how you expect us to somehow divine that. We’re not psychic. So either tell us what career you supposedly have or just admit your yanking peoples’ chains.

So, what are you saying? If you get married and your wife becomes disabled you’ll just dump her because now she’s a liability?

Some days yes, some days no. I don’t have a set schedule any longer. Some days I work 2 hours, some 14. Which is why my posting times are all over the place.

Also, some days I work outside, some days I’m at a computer – days I’m at the computer I sometimes take a 10 minute break and surf the web. Just like most people.

The metro area I live in has nearly 8 million people in it. It’s not a small place.

Relocating at the moment is complicated by our health coverage being dependent on us being residents of our current state. If we move out of that state we lose the policy. Then again, this state has a lower unemployment rate than any state adjoining it. It’s a spartan existence, but we are surviving with a roof over our heads and food on our table. It will do while we slowly work our way back up the economic ladder.

Construction trades in my area usually start at $20 an hour – the problem right now is getting enough hours.

Oh, I understand the appeal of a desk job – had one for decades myself. But what if you lose your current job? What if someone just as if not more qualified shows up willing to do it for half of what you make?

Again, your arrogance confidence nothing bad or unexpected will happen to you just shows how truly inexperienced at life you are.

Something isn’t kosher with your story. As I said, I worked in the industry for years. An insurance agent has cried foul. Your story doesn’t add up. I think you’re making that up out of whole cloth.

Either name of company and parameters of policy or I say it didn’t happen.

Does she know you plan to dump her if she becomes a burden to you?

Not yet, no, but everyone eventually gets sick, injured, disabled, or dead. There’s no way to guarantee you’ll get dead instead of one of the other three.

I have to wonder what the maximum possible payout of that one-month policy was - a few thousand? Ten thousand? Fifty thousand? Anything less than a million doesn’t deserve to be considered “catastrophic”, and even that would be inadequate for some conditions.

And I see it’s usual overconfident young selfish jerk attitude of the sick deserve to live in misery because sickness, like poverty, is a sign of inferiority that deserves neglect, if not outright punishment.

There are also companies who complain that they can’t find qualified applicants but have requirements like “candidate must be employed, will not consider the unemployed” which potentially cuts them off from people who might well be a good fit who have simply had an interruption in employment. Or they use software to screen applications, so if there isn’t a exact fit between the job description and the application the app gets tossed - which sucks if it’s a matter of someone using a synonym or abbreviation, isn’t it?

I just want to underline the fact that emacknight and I both agree on this - which, other than saying the sun rises in the east may be the ONLY thing we agree on.

Take note,** Abloy**. When both sides of a debate agree you’re wrong, it’s likely they’re right and you’re not.

But if a company can’t find someone with “applicable” experience a company should consider someone with “semi-related” experience and add in some training to get what they need. Employers used to provide training. It used to be common. You’re too young to remember that time, but I do. Since then HR departments have devolved into packs of poachers, and now, with the baby boomers retiring, they’re suddenly waking up to the fact that the trained people are disappearing.

Of course, application screening used to be done by humans as well - humans who might note this person here has A, B, C, D, E, F, G, and H and only lacks I… so hire the person and train them in I! It may be better than waiting endlessly where there are no I-trained people looking in the area. But no - these days it’s all done by computer which kicks out anything not a perfect match, so the near-fits and almost-ideals wind up in the trash with the totally unqualified. People can’t find work, and companies bitch they can’t find qualified applicants.

Maybe employers need to learn how to train people again.

If you talking about skilled trades:

  • many training programs refuse to consider applicants over a certain arbitrary age. I had difficulty breaking in at first because they wanted apprentices to be under 30, which I’m not. “Young blood” doesn’t have to be young - I’ve got at least 20-30 more years of employment ahead of me, more than enough to make training in a trade worthwhile.

  • there is still resistance to women going into the trades. This isn’t necessarily from the tradespeople. I generally encounter it from those outside the trades clinging to out-dated notion of “men’s work” and “women’s work”, and from some rather elderly people running training programs who, again, haven’t changed with the time. Actually out on the job, I haven’t had any more difficulty in the trades than in any other employment. So… the trades miss out on what could be a significant source of new people.

  • the emphasis in high schools is all about college. Trade school is not seen as an option, it’s not offered as an option, and I’m willing to bet any kid expressing an interest in trade school is usually strongly discouraged and urged to go to college instead.

And that’s just off the top of my head.

For the record, I’ve had to put that on job postings to cut down on the crap that floods in. In fact, I’ve had to put a lot of things in applications to cut down on the number of flat out garbage applications. It often looks like people are just going down the list of postings and spamming every one of them.

Doesn’t mean you can’t still apply, and doesn’t mean you’ll be ruled out.

Even worst case scenario you can see you were self employed (ie drywall contractor).

Out of curiousity, what trade(s) are you skilled in?

I told you I sold a patent for $1. What the hell could possibly be overblown or grandiose? Would you like a picture of the check and paperwork to satisfy your doubt?

I actually would love to prove each and every point you’ve expressed doubt on up to this point. Most of what I need is at my parent’s house. I’ll be up there sometime this week - I don’t mind photographing most of this stuff, editing out the sensitive details, and sending it your way if only to quell your doubts.

And you’re seriously comparing that to institutional work, where an individual has to move from point to point in a facility and perform maintainence and/or installations, in addition to other job duties? Seriously?

Do they have robots or software in the works that can handle these tasks?

It’s a combination of access control, locksmithing, and life safety.

Basically, my job revolves around anything relating to life safety, or adherence to fire/life safety codes, and patient/employee security be it hardware, policies/protocol, etc. I’m responsible for any hardware or software that pertains to either of the above criteria.

It’s basically 3 jobs in one. One day I can be the access control specialist who is wiring up new hardware for our access control system, the next I’ll be performing general locksmithing duties, and the next I’ll be performing fire assembly inspections or repairs.

The low voltage license is required by Georgia to do the electrical work for the access control portion of my job.

No, but I do work with them. For example, I’ll spec out hardware and make sure it meets life safety/security requirements for new buildings or rennovated areas.

One of the first issues I found when I started here is that the project managers were letting contractors decide what to use and where to use. Doors/frames were prepped for that hardware (more on this in a bit). There were also instances of blatant code issues.

First, it costs money. We’re paying for hardware that we’re going to throw out anyways. Part of success in an institutional setting is simplicity and uniformity. Each contractor is going to use something different and rather than stocking parts for 9 different brands/styles, let’s nip it in the bud from the get go and put what we’re stocked to service and replace with.

Second, door preparations. One of the big no-no’s with fire rated assemblies is making any major alterations to them in the field. Aside from making holes up to 1" in diameter, you cannot physically alter an assembly in the field without having to get it re-certified, which costs thousands of dollars. A door that doesn’t meet the code, NFPA 101 2009 in Georgia, will get you in a HUGE amount of trouble with AHJ, nevermind if someone is harmed or hurt because of a failure to meet code. Contractors were buying doors prepped to their cheap crap. The problem is that our good, heavy duty hardware had a completely different prep. That means we could either alter the assembly to get our hardware to fit and then have it re-certified (time/money, lots of both), or buy a completely new assembly and have it spec’d to our hardware (lots of money), or simply stock another brand and part to service when those parts failed (lots of time, money, and inventory space).

All of this needed to be changed so I started working with the project managers to make sure everything was going to be as we needed it from day 1. Little things, such deciding what credentials worked what or small tweaks to the access control system could be performed in the field and with relatively little labor. I was fine with conceding that.

Sorry to rant, but, you get an idea of what I do if nothing else.

Life safety and security is like a see saw. More of one means less of the other. You’ve got to find the perfect balance to adequately provide both.

The going rate for labor for access control work by a company in the area is upwards of $100. Locksmith? $80+. I know because I also handle quotes with our building superintendent for outside contractors to perform work for the facility.

A lot of times we will contract work - any renovation or new build, for example. I don’t have enough time to go outfit a new building with door hardware.

I wouldn’t want to be a project manager.

$10.42 an hour is the figure I gave for what a company must be willing to charge my employer for labor in order to meet what I cost for my company.

As for an individual wanting a job (or my job, rather) here? Apply away. If they have my licenses and certifications, fill an application out and send it our way. Best of luck.

I told you I was involved in a skilled trade. You thought I was an architect, civil engineer, project manager, etc. None considered to be a skill trade by anyone that knows what a skilled trade is.

No, but I also won’t use her as an excuse as why someone’s keeping me down. Adapt or die.

I’d hate that sort of schedule.

That’s actually bigger than metro-Atlanta’s population. People are hiring like crazy around here.

Best of luck.

It’s starting to stabilize here but for the past few years in Atlanta, construction has been booming. Buckhead, essentially a burrough in Atlanta, has grown by leaps and bounds in terms of real estate in the past 5 years. Ask any Doper from the city. The skyline has exploded. Downtown and midtown Atlanta are about to start construction on 2 seperate 50+ story skyscrapers, as well. One’s actually going to look fairly cool. They’re going to have concerts on the roof, apparently.

Then I guess they take the cake. I’ll apply in both fields. Let the cards fall as they may.

It’s easier to say that you’ll get burned one day then actually specify when, how, and where because, well, you don’t know and you’re just assuming that it HAS to happen some day. I’ll keep waiting.

She didn’t cry foul over the policy specifics, only that it wasn’t comprehensive. She is right and I never refuted that. It was a catastrophic policy. I didn’t anticipate getting sick and really only had it in the event that I broke a bone or was involved in some other catastrophic event. It’s actually quite common with people my age.

Also, I don’t know if you’ve picked this up or not, but it no longer covers me. Hasn’t for a while now.

It was through Aetna. I don’t have the parameters in front of me but I’ll include it in the package of supporting evidence I’ll send your way. The policy information (bills, paperwork, etc.) are sitting in a filing cabinet in what used to be my room at my parents.

I’m not going to dump her if she becomes a financial burden, unless she’s doing it intentionally - i.e. racking up debts with intent or making bad financial choices with our money.

A medical issue? She didn’t cause or intend for that to happen. I have no problem doing what I have to. Then again, I’m also not going to be complaining about it on a forum.

Then why bother making predictions?

Sure, I’ll die. We all die. You can’t say how, why, or any other specifics so…don’t?

My families medical history has been quite immaculate. Aside from my grandmother who smoked 60 years, we’ve had relatively little medical problems and there are no serious health issues in my family line. Most of simply died of old age (3 great-grand parents died over the age of 90 - unsure of the 4th). I say relatively little because my great-grand father did have vision problems in his 80’s. But heart problems, obesity, cholesterol, cancer, diabetes, history of strokes, etc? No history in the family aside from my grand-mother getting it cancer by smoking for 6 decades. I’m actually surprised she lived as long as she did, but then again, she was tough as nails.

There are no reasons to believe I won’t live trouble free to 90, or perhaps more, much like my immediate family members have. My mother is enterting her late 40s, my father his mid 50s. They’re both very healthy and have had no major illnesses in their lifetime. I have a sister, also no health problems or issues.

I don’t remember the exact amount but I’ll get it for you when I’m in front of the policy.

I obviously don’t think that. I’m just tired of hearing what I am, or any other successful American is, doing to hinder your ability to regain wealth and success.

Let me explain why that sometimes happens. Mind you, I’m not saying it’s a good thing, just that it happens.

If someone applies for public aid - food stamps, whatever - they are required to either work a certain amount of week, or look for work (sometimes both). Now, by “look for work” the public aid people don’t mean carefully tailor your resume and cover letter to jobs you are actually qualified for and have some chance of getting. It means apply for X number of job per Y unit of time (day, week, whatever). So some of those people KNOW damn well they haven’t a ghost of a chance, but they are filling out applications to EVERYTHING because if they don’t their food supply might be cut off. Or their utilities. Or rent assistance. Whatever is keeping them under a roof and not hungry.

They know it’s annoying. On the other hand, can you blame them for making a choice that is in their self-interest? Sure, it’s better if they apply to jobs they might actually get, but if there aren’t enough of them they’re still required to make a certain number applications, so… you get spamming of apps.

Yes, I’ve been largely self-employed these past few years. Let me tell you, it’s not a great time to start a small business. However, a lot of people discount self-employment. It’s really unfortunate. I have on several occasions been told by HR drones “that’s not a real job”.

Hey, I did real work. I got real money. It’s a real job.

You sold an idea and someone else drew up the paperwork and did all the rest of the work to make it a patent.

So those portions of your job could be done by someone else. I see.

No big deal - you seriously think someone else couldn’t get that license?

What the hell is wrong with your contractors?

Hell, I’m just rehabbing houses these days but we make some effort to find exact replacements and keep things in the house consistent. For a big institution they don’t automatically do that? Fire their asses and hire the folks I work with!

And most contractors I know these days don’t stock much, and quite a few big customers like a hospital will already have specifications for what to use, often buying it and then handing it too us saying “here - this is what is required”.

You gotta make the customer happy.

That’s actually helpful. And believe me, I do understand that annoying/frustrating part of that. Your predecessor didn’t do the job properly.

Those prices are starting to come down in my area - not enough work for anyone.

Of course, then the contractors have their issues with their fees and material costs going up while the local rates for work are going down.

I’m not too fond of it, either, but right now it’s reality. As you say, “adapt or die”. However, it does tick me off when people assume that because I don’t have a traditional 9-5 schedule I’m not employed.

Yep, but not around here.

Of course, the absolutely obscene levels of corruption and dysfunction in municipalities doesn’t help the situation any. One local suburb had the bright idea of increasing their revenues by increasing fees and coming up with new ones for any contractor work done in their town - building permits, for example, have tripled in cost. Now the residents are screaming - no contractor will do roof repairs in that city. Why? Because all the fees and costs have made it impossible to break even, much less make a profit. But hey! Local government didn’t raise taxes so it’s all good, right?

We contractors all went elsewhere. No one can get leaking roofs fixed. I hate this area sometimes.

Construction has completely collapsed in this area - it’s enormously overbuilt, entire subdivisions having never been occupied. There’s three times as many houses and commercial spaces as people actually looking for real estate. That’s why all the work has been rehab and repairs rather than new construction.

I know very, very, very few people who haven’t had to deal with some sort of disaster or catastrophe by the time their 50. Odds are, something will happen at some point.

Breaking a bone isn’t catastrophic. It can be expensive in the same sense as a new car is expense (and not nearly as much fun) but it’s not catastrophic.

Catastrophic is cancer, or an organ transplant, or getting badly burned over something like 30% or more of your body.

Look, I’m sure you thought it was a good buy at the time, but really, most of those temporary polices aren’t very good. A catastrophic plan needs to cover at least a million dollars, at least. These days, more is better. And boy do you need to read the fine print.

Why not? There’s a lot that sucks about medical issues, or taking care of someone with a medical issue. Venting is very therapeutic. I do it for my mental health. I dump it on a forum, whine a bit, then go back to dealing with life. It may not be the way YOU handle these things for but a lot of us we find it helpful.

Good for them.

Got a friend on another forum who can say the same. Then he was in an industrial accident that directly led to him having lung cancer in his 20’s. At that point, his family history didn’t matter. Even his own genes didn’t matter - his identical twin has no sign of cancer because he wasn’t exposed at all to the chemical that triggered his problem. His cancer is currently in remission but he’s going to have physical and health problems all the rest of his life, which is likely to be notably shorter than his twin’s.

That’s my point - you just have to be in the wrong place at the wrong time. The world is full of hazards.

You’re healthy? That’s fantastic. You know what? So am I. In fact, right now, I am outrageously healthy for someone my age. There are 25 year olds who can’t keep up with me, who don’t have vital signs as good as mine, who aren’t as strong or fast. The thing is, though, I don’t take that for granted. My dad is in his mid-80’s, he’s outrageously healthy, too - but his brother dropped dead at 42.

So…enjoy your good health. But don’t think that being healthy is entirely under your control. Sure, you have some control, but there’s an element of luck involved that a lot of people just don’t want to acknowledge.

Ah, specifics.

Well, one recent example (which is not directly tied to you or me) is the recent defeat in Congress of a spending bill providing relief to victims of tornado and hurricane Irene. These are people who, in some cases, lost everything they own through no fault of their own and now have to rebuild. It’s a hell of a lot easier to rebuild your life when you have something to wear, a roof to sleep under, and something to eat rather than living outside naked and hungry. All done in the name of balancing the budget, fiscal responsibility, and so forth. But the fact is, those people will get back on their feet a LOT faster if given a little help. Also, throwing a little money into disaster relief means that the repair work, which employs people like me, gets started a little sooner.

Right now, any company that refuses to consider an otherwise qualified job applicant for the sole reason that person is not currently employed is directly working against the best interests of society. Note I did say “otherwise qualified”. The assumption that someone unemployed is not even worth considering is EXTREMELY UNHELPFUL to the millions of skilled, high educated people out there currently looking for work. If people in said company then condemn those unemployed for being “lazy” and not looking hard enough… well, I can only hope there is a very warm corner of hell reserved for them.

You see, the idea behind a social safety net is not to make living on the dole a life of luxury. It’s to give people a little help over the rough spots. That doesn’t mean luxurious anything, it means ensuring people have at least minimal shelter and food so they can devote their energy to improvement rather than mere survival. The idea is also that it will be there for you in case YOU ever need help. It’s a form of insurance. Except now a lot of greedy people don’t want to pay the “premium”. They’d rather go it alone, never mind that no one person, no matter how wealthy, has the resources of an entire nation or society. Also, insurance operates by spreading the risk around, and the larger the pool of insured entities the more the risk is spread. That’s why large group health policies have lower premiums than comparable individual policies. The bigger the risk pool the less everyone has to pay in, but the more resources there are when help is actually needed - at least in theory (we all know practice isn’t theory in the real world).

But finally - and I realize this is touchy-feeling squishy on a certain level, but bear with me - your ATTITUDE, as an individual, has enormously more effect than you realize. It effects how you interact with people. A lot your comments come down to “you’re poor, it’s your fault, you suck”. You may not intend that, but that is certainly how you are coming across. Someone says “My company went out of business, I lost my job” and YOU come back with some variant of well, sucks to be you, you should have seen it coming, you should have anticipated, you should have gone elsewhere, you should have made a different choice 10 or 20 years ago. NONE of that is helpful. In fact, blaming people for misfortunes that are out of their control is genuinely unproductive.

People don’t see well into next year, much less 10 or 20 years. Today’s secure profession is tomorrow’s unemployment line. You can NOT anticipate everything. And basically telling people yeah, you’re a loser, isn’t helpful.

Hey, you know what doesn’t cost you any money? Saying something like “well, I hear they’re hiring X, Y, and Z, can you retrain for that?” Without the “you’re an idiot, you should have learned X instead of Y” attitude. Fact is, we used to need buggy whip makers and ditch diggers back in the day, doing those jobs wasn’t wrong. They were needed, and someone was going to do them. Telling people they were fools for performing work valuable in its time just shows you’re ignorant of history.

Verbal encouragement doesn’t cost you a goddamn dime, but for someone down on their luck it might be the best thing that happens to them all week. It doesn’t cost you a goddamned penny to NOT call someone a loser.

What you don’t get is that it’s NOT all about the money. Fact is, people don’t need as much money as they think they do to live well - in fact, you KNOW that, that’s why you’re able to put away so much of your money when there are people making ten times what you do who are constantly broke. Many of the obstacles are attitude. The same attitudes that put unemployed people into a catch-22 of needing a job but not even being considered for one because they’re unemployed.

If you regard the unemployed and the poor as uniformly lazy and stupid it WILL affect how you interact with them, whether you think it does or not. And that is how you hurt the poor. It’s not the money, it’s how you talk to people, how you treat them, whether or not you’d consider hiring them. All this focus on money-money-money… yes, poverty is the lack of money but getting out of poverty isn’t receiving a handout, it’s being able to get meaningful work, put a roof over your head, and feed yourself. That requires those who are employed/wealthy to NOT go around saying “that person is poor, therefore lazy” but rather looking at them and saying “wow - college education and 30 years experience, a bit of bad luck, but employable”. It means not looking at someone with deep suspicion because they DO have a college degree but are now applying to a low wage job to get by - maybe that degree isn’t working for them anymore. That doesn’t mean getting that degree was a mistake, working 20 years in a profession now obsolete is not a mistake. What’s a mistake is not giving people a chance to start over. It means allowing people who are starting over to get an entry level job, yes, for less pay than they used to make rather than saying “Oh, we can’t possibly match the salary on your last job”. Yeah, they know that, but if their last job no longer exists maybe THAT’s why they’re applying at Starbuck’s or, Og help them, Wal-Mart.

Right now I have experience in house painting (interior and exterior), carpentry, drywall, flooring, plumbing, and roofing. I’d say electrical, but really, that was just helping to route and hang conduit and pull wiring under the direction of a licensed electrician who needed some extra help.

Right now we’re getting roofing jobs, hence my crazy schedule. On good weather days I work from sun up to sun down. When it rains I’m at home, on the internet, trying to find more work.

Oh, and occasionally hanging out on message boards. :smiley:

I’m still a little pissed that I couldn’t get into even one apprenticeship program because I’m “too old”. I’m doing the work, what’s this “too old” nonsense? So the union guys hate me and call me a scab, but hey, if they won’t let me join the club, then condemn me for not being a member, to hell with them. Well, alright, a couple of them said they’d let me in if I had a relative already in the union, but what the hell? Does having a union relative magically make me younger?

Oh, nevermind - let’s not go there. The unions around here are as corrupt as the politicians.

Sigh.

No, I have a patent in my name that I sold. As in, I got the patent, and then approached the company. Patent first, talked to company second. Legal patent first, sold patent second.

What’s a good email for you? I’m just going to take pictures of all the documents and email them your way.

Kid, you really should not send personal documents with personal information on them to a stranger on the internet. That’s not safe. I know I’m trustworthy but YOU don’t know that. I’m going to do you a favor and not give you my e-mail.

I’m still curious about the maximum pay out and other parameters of that health plan you bought. You can just post those without sending me a picture of the policy and paperwork.