How do you manage your budget/expenses?(corrected title)

[Misnomer]

@Illuminatiprimus

I use a spreadsheet and have comprehensive internet banking with my bank (HSBC). The sheet runs on formulas and contains my standard monthly budget broken down into items by line plus additional expected expenditure. All these are added up and that figure subtracted from the “monthly income” cell at the top leaving a remainder at the bottom for my disposable income/spending money, and that divided by four as my weekly proxy spend.

As the month goes along and I spend money/bills get paid I just remove them from the sheet whilst changing the “money available” cell at the top. That way as the month progresses I know how much money I’ve got and how much money is disposable income rather than fixed outgoings.

This (minus the HSBC part). I get paid weekly, so I pay my bills and update the spreadsheet weekly.

That’s how I keep track of my budget; for balancing my “checkbook,” I use Quicken (and my bank statements). Whenever I use my debit card the receipt goes in my wallet, and when I pay my bills I pull out the receipts and enter the amounts into Quicken along with my paycheck and bill payment amounts. If I buy something online, the email receipt stays in my inbox until it has been recorded in Quicken (which works for me because I use my inbox as a to-do list, and don’t keep hundreds of messages in it).

This system works very well…until you do something like forget to enter a couple of big online payments in Quicken one week. :smack:

[CNguy]

I am using **Easymoney **too and I think it’s the best financial tracking app for me by far.
My reason for this is that it has a really nice layout, automatic backups, able to link photos to transaction and easy to enter the amount I want. Some apps seperates the dollar and cents so it takes longer to key in the amount I want everytime.