The main reason to learn “higher” math (beyond arithmetic or simple fractions) is for “numeracy”, a sense of what is actually right, and a feeling for the right way to think about something if you want to get to the right answer.
But in terms of “high school math”, the #1 thing I use from that aside from work are from probability, counting, and combinatorics, as applied to playing games. And understanding of how compounding works (as with paying or receiving interest) is pretty important to understand why thinking in terms of “can I afford my monthly payment” is a debt trap lenders are eager to profit from.
In both cases it’s not usual that I have the time to sit down and “do the math” to come out to an exact answer in real time, but simply having done that exercise enough times that my “feel” for what’s going on is much better than most people’s naive understanding. A lot of people, when dealing with some kind of random choice, kind of just assume things are “about 50/50?” in odds.
What has also proven useful, again not necessarily sitting down and doing the math every time but just having internalized the concepts, is understanding the different kinds of means (averages) - specifically, harmonic mean vs. arithmetic mean (straight average). For example, a lot of people get speed (miles/hour) or fuel economy concepts wrong (miles/gallon) because they use the wrong denominator when computing an average to track or to compare things, because they’re not actually thinking about what the rates mean but are “just manipulating numbers like any other numbers” - following numerical recipes, which is “shallow math” and not “actual math”.
For example, if you drive to a point 25 miles away at a steady 50 MPH and then came back at 100 MPH, what was your average speed for the round trip?
No, it’s not (100+50)/2 = 75 MPH, even though the distance both ways is obviously the same, because the rate is “per hour” (in time), not “per mile” in distance. You drove 25 miles at 50 MPH, which means it took you 30 minutes; and then drove 25 miles back at 100 MPH, which took you 15 minutes. So you drove a total of 50 miles in 45 minutes, which is 50 miles / 45 minutes * 60 minutes per hour = 66.67 MPH. Which is what the “harmonic mean” computation would give you.
Now, if you’d driven 30 MINUTES at 50 MPH and then 30 MINUTES at 100 MPH, then your average speed would indeed be 75 MPH, the straight average. Because the denominator is now the same concept as the rate (the time not the distance).
You don’t have to remember how to do a harmonic mean off the top of your head (it’s a spreadsheet function for me), the important bit is to realize when you SHOULDN’T use a straight arithmetic average.
And the critical thing to learn in high school math is that if your answer was right, you can check it by plugging it back in. Was your average speed, in fact, 75 MPH? Computing the time you actually took to make the round trip immediately makes it obvious you’ve done the wrong thing. So if you aren’t sure if you’re making a “wrong average method” error, you can easily find out.