None. I’ve never had a chequebook, not even for my business. On the rare occasions I’ve needed one, I’ve either used a postal money order, or a cashier’s cheque from the bank.
Cash; or sometimes they will accept credit/debit cards. I think most of them would be suspicious of a personal cheque and may refuse it.
Two today, one at the commissary and one at the supermarket out in town.
Mortgage payment every month. Commissary every week (sometimes twice). Other supermarket three or four times a month. (Commissary is definitely cheaper, but doesn’t carry some things.) Occasional visits to WalMart, NEX and Sears. Sewer tax every quarter. Etc, etc, etc.
A total of 18 in the past month, which is probably about average.
Same here. Once a month my bank mails a check to my landlord, but I never see it. Other than that, the only things I’ve used checks for were buying vehicles, and occasionally for paying a traffic ticket when I couldn’t get the Massachusetts state website to work properly.
I write one to my farrier about 5 times a year, and one for the collection at church when I don’t have cash. And I guess occasionally for my handyman, who’s helping me paint my house right now. All my regular bills are paid by automatic deduction.
From the context, I’m guessing a community supported agriculture group. People pay local farmers at the start of the season and receive a share of the produce at the end of the season.
What is this cheque thing? It’s some antiquated form of payment, like wampum or hacksilver, isn’t it?
I have not seen a chequebook for about twenty years and anyone trying to pay by cheque would be looked at almost the same way as a guy trying to pay with a goat and three chicken. It is simply not done anymore. Cash or plastic card.
On Saturday I expect to have to pay a handyman $950 for making some repairs around the house. I’d be wary of having that much cash around, and he doesn’t take credit cards. A check seems like the only option.
I do it once every two weeks. We don’t have a joint bank account but he writes me a cheque for his pay so I can deposit into my account (which I use for our joint expenses).
Other than that, anything that can’t be paid electronically is paid in cash.
24-36. I usually write a check to a loan company, just because they are right next door to the grocery I usually go to, so I am right there, and write one to the water company because they don’t have an on-line. I write checks to my vet out of habit & the fact that he is one of the few left on earth that will hold a check for you if needed. I wrote one at the dentist yesterday.
My mean cheques per month is about two, but the mode is one. I usually write just one for rent, but I probably write 12 over the year for other, miscellaneous things.
And I’ve noticed the voluminous proliferation of “no checks” signs at various restaurants and stores. It makes me hurt a little bit for the older members of my family who have never caught on to debit cards, but I can see why merchants have gone that way.
I honestly can’t remember the last time I wrote one. It’s all plastic and bank transfers here now. I recently had to organise a roof repair for my apartment block. I paid the tradesmen by bank transfer; the other owners reimbursed me by bank transfer. I was relieved the tradesmen didn’t want cheques - I’ve no idea where my chequebook is.
These little transatlantic differences are part of what fascinates me about the Dope.