# How many times do I have to say, "I don't know!"?

**URL:** <https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542>\
**Category:** The BBQ Pit\
**Created:** [July 10, 2003, 7:38pm UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542 "2003-07-10T19:38:12Z")\
**Posts on this page:** 10\
**Page:** 3

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**Author:** ![kabbes](https://avatars.discourse-cdn.com/v4/letter/k/e99b99/32.png) [@kabbes](https://boards.straightdope.com/u/kabbes)\
**Post date:** [July 11, 2003, 4:23pm UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/41 "2003-07-11T16:23:51Z")

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> [@](#):
>
> \*Originally posted by IzzyR \*  
> \*\*Whatever. \*\*

Oh, talk to the hand.

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**Author:** ![IzzyR](https://avatars.discourse-cdn.com/v4/letter/i/2acd7d/32.png) [@IzzyR](https://boards.straightdope.com/u/IzzyR)\
**Post date:** [July 11, 2003, 4:30pm UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/42 "2003-07-11T16:30:58Z")

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> [@](#):
>
> \*Originally posted by kabbes \*  
> Oh, talk to the hand.

I’m not familiar with this expression, but from my end no insult was intended. I meant “whatever” in that the details were unimportant, and I was not intending to pick on you.

Like yourself, most likely, I spent a disproportionate amount of time studying these formulas as compared to using them, so when the opportunity arises…

Peace, brother.

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**Author:** ![Scylla](https://avatars.discourse-cdn.com/v4/letter/s/a5b964/32.png) [@Scylla](https://boards.straightdope.com/u/Scylla)\
**Post date:** [July 11, 2003, 4:34pm UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/43 "2003-07-11T16:34:53Z")

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Izzy, kabbes:

You see, **this** kind of unpleasantness is why I just use my calculator.

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**Author:** ![lieu](https://avatars.discourse-cdn.com/v4/letter/l/c2a13f/32.png) [@lieu](https://boards.straightdope.com/u/lieu)\
**Post date:** [July 11, 2003, 4:35pm UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/44 "2003-07-11T16:35:36Z")

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No problem. People have different triggers here. That’s to be expected.

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**Author:** ![BubbaDog](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bubbadog/32/333_2.png) [@BubbaDog](https://boards.straightdope.com/u/BubbaDog)\
**Post date:** [July 11, 2003, 5:20pm UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/45 "2003-07-11T17:20:19Z")

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Holy cow! I think I see a group hug coming. 😛

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**Author:** ![Gazelle](https://avatars.discourse-cdn.com/v4/letter/g/b4bc9f/32.png) [@Gazelle](https://boards.straightdope.com/u/Gazelle)\
**Post date:** [July 11, 2003, 5:27pm UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/46 "2003-07-11T17:27:27Z")

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I have big skanky love for each and every one of you.

**lieu** ’s first. He’s my knight in shining armor.

Love ya **lieu** baby.

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**Author:** ![lieu](https://avatars.discourse-cdn.com/v4/letter/l/c2a13f/32.png) [@lieu](https://boards.straightdope.com/u/lieu)\
**Post date:** [July 11, 2003, 5:33pm UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/47 "2003-07-11T17:33:58Z")

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Ditto **Gazelle**.

But (heh) check on that freakin’ balance, would ya?

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**Author:** ![Gazelle](https://avatars.discourse-cdn.com/v4/letter/g/b4bc9f/32.png) [@Gazelle](https://boards.straightdope.com/u/Gazelle)\
**Post date:** [July 11, 2003, 5:38pm UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/48 "2003-07-11T17:38:39Z")

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I will, I will! Jeez. You’d think it was _your_ mortgage we’re refinancing here…

Which reminds me. How much do you owe? What are your principle and intrest payments? Your tax payment? And your association fee?

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**Author:** ![kabbes](https://avatars.discourse-cdn.com/v4/letter/k/e99b99/32.png) [@kabbes](https://boards.straightdope.com/u/kabbes)\
**Post date:** [July 14, 2003, 8:14am UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/49 "2003-07-14T08:14:53Z")

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( **Izzy** , just in case you were serious – because I’m not sure who’s whooshing who here – “talk to the hand” is a typical Ricki Lakish response to “whatever”. I was just kidding with you and I certainly was not offended at any point at all. It’s all good.)

Now, about that group hug. Who needs a bit of **kabbes** -belly?

pan

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**Author:** ![Shade](https://avatars.discourse-cdn.com/v4/letter/s/2bfe46/32.png) [@Shade](https://boards.straightdope.com/u/Shade)\
**Post date:** [July 14, 2003, 11:00am UTC](https://boards.straightdope.com/t/how-many-times-do-i-have-to-say-i-dont-know/187542/50 "2003-07-14T11:00:51Z")

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> [@](#):
>
> \*Originally posted by IzzyR \*  
> **But as an example, if you have a 30 year mortgage at a 6% annual rate, five years into your payments you will be 17% of the way to being paid up timewise, but will have only paid up about 7% of your loan balance. And it is not a simple calculation either.**

I won’t quibble about the formulae in use, but will just say “_$100k morgage, 6yrs/30yrs in, would be $80k, umm… but parabolic,_ OK, it’s somewhere between $80 and $100 k. If you need it any more exactly I can find out.”

The rep was being reasonable in that most people have some idea - say a range - but could have phrased it a lot better, as a lot of people are uncomfortable with guessing.

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