# how much do you pay for car insurance? Does mine seem high? **URL:** \ **Category:** In My Humble Opinion\ **Created:** [December 17, 2013, 9:11am UTC](https://boards.straightdope.com/t/how-much-do-you-pay-for-car-insurance-does-mine-seem-high/676542 "2013-12-17T09:11:55Z")\ **Posts on this page:** 1\ **Page:** 3
**Author:** ![Mama\_Zappa](https://avatars.discourse-cdn.com/v4/letter/m/71e660/32.png) [@Mama\_Zappa](https://boards.straightdope.com/u/Mama_Zappa)\ **Post date:** [December 21, 2013, 3:58am UTC](https://boards.straightdope.com/t/how-much-do-you-pay-for-car-insurance-does-mine-seem-high/676542/41 "2013-12-21T03:58:16Z")
> [@Quintas](#): > > I drive a 2008 Hyundai azera. Kelley blue book value is 11-12k dollars. My insurance is 691.20 every 6 months. Liability and collision. I’m 40 with no violations since 2005. I live in SC. That sounds pretty high - shop around, and also maybe ask your insurer (they’re not going to volunteer discounts!!). We were paying about that for _two_ cars, admittedly both older (a 98 Civic and 06 CRV) until we added our son the policy 😕:eek::smack:. Our homeowners’ insurance had skyrocketed in recent years - more than doubling in 10 years. They rejiggered everything when we did the auto policy this fall and wound up slashing that by quite a bit. Look into affinity discounts as well - e.g. through work, college, whatever. Re mileage: Even without trackers they might try weaseling out of paying if you had it set for, say, leisure driving only (they charge more if you commute regularly). Of course when I made that change to my policy (I work from home most days) it saved me a whopping 50 bucks a year - which almost exactly offset increased liability that we had to get to be able to purchase an umbrella poilicy (see above: teen driver). [Previous page](https://boards.straightdope.com/t/how-much-do-you-pay-for-car-insurance-does-mine-seem-high/676542.md?page=2)