# How much is your car insurance? **URL:** \ **Category:** In My Humble Opinion\ **Created:** [April 22, 2014, 1:14pm UTC](https://boards.straightdope.com/t/how-much-is-your-car-insurance/686677 "2014-04-22T13:14:03Z")\ **Posts on this page:** 5\ **Page:** 3
**Author:** ![Mister\_Rik](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mister_rik/32/491_2.png) [@Mister\_Rik](https://boards.straightdope.com/u/Mister_Rik)\ **Post date:** [April 28, 2014, 8:39pm UTC](https://boards.straightdope.com/t/how-much-is-your-car-insurance/686677/41 "2014-04-28T20:39:46Z")
Out of curiosity, since I was not driving at the time and wasn’t paying attention: did car insurance rates suddenly increase after states started passing mandatory insurance laws? ---
**Author:** ![pullin](https://avatars.discourse-cdn.com/v4/letter/p/c57346/32.png) [@pullin](https://boards.straightdope.com/u/pullin)\ **Post date:** [April 29, 2014, 10:28am UTC](https://boards.straightdope.com/t/how-much-is-your-car-insurance/686677/42 "2014-04-29T10:28:34Z")
A little over $7500 per year. Three cars, a truck, boat, motorcycle, small RV, and 4 drivers (one teen, one under 25, and two oldsters). Everyone has a spotless driving record (no tickets, no accidents). It’s all grouped into one quarterly bill. I don’t know how to divide it out to match one vehicle to one person in our family. We’re all “assigned” a vehicle, for some reason the company wants to know who’s the primary driver of each. I guess it’s about $1000 per year, per vehicle. Not too bad I guess, considering the young drivers. ---
**Author:** ![Razncain](https://avatars.discourse-cdn.com/v4/letter/r/9d8465/32.png) [@Razncain](https://boards.straightdope.com/u/Razncain)\ **Post date:** [April 30, 2014, 2:30am UTC](https://boards.straightdope.com/t/how-much-is-your-car-insurance/686677/43 "2014-04-30T02:30:02Z")
In north TX, $246.00 a year for liability only with uninsured motorists also added for a 2004 Ford Ranger Edge pickup. ---
**Author:** ![BigDadWolf](https://avatars.discourse-cdn.com/v4/letter/b/aeb1de/32.png) [@BigDadWolf](https://boards.straightdope.com/u/BigDadWolf)\ **Post date:** [April 30, 2014, 5:17am UTC](https://boards.straightdope.com/t/how-much-is-your-car-insurance/686677/44 "2014-04-30T05:17:33Z")
After adding my 16 year old son last month I am paying $2800/yr for 3 cars and four drivers - my wife and I with good driving records and a 18 year old daughter and the aforementioned son (this is in the Dallas area). ---
**Author:** ![Student\_Driver](https://avatars.discourse-cdn.com/v4/letter/s/3da27b/32.png) [@Student\_Driver](https://boards.straightdope.com/u/Student_Driver)\ **Post date:** [April 30, 2014, 6:45am UTC](https://boards.straightdope.com/t/how-much-is-your-car-insurance/686677/45 "2014-04-30T06:45:40Z")
Central Indiana, $496 a year for full coverage through Progressive, 2000 Kia Sephia. I get a discount of $64 a year for being a returning customer. No accidents, tickets, or claims. It’s about $1000 less than liability coverage with a higher deductible cost me through Allstate, after having been a customer with them for over a decade… pretty easy decision to switch. (It did go up by $4 when I moved three miles north to a new zip code. Poor me!) My coverage: Bodily Injury & Property Damage Liability: $100,000 each person $300,000 each accident $100,000 each accident Uninsured/Underinsured Motorist: $100,000 each person $300,000 each accident Uninsured Motorist Property Damage: $50,000 each accident $250 deductible Medical Payments: $10,000 each person Comprehensive: $250 deductible Collision: $250 deductible Rental Reimbursement: $40 each day maximum 30 days Roadside Assistance [Previous page](https://boards.straightdope.com/t/how-much-is-your-car-insurance/686677.md?page=2)