# How much is your monthly car payment?

**URL:** <https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891>\
**Category:** In My Humble Opinion\
**Created:** [November 19, 2000, 11:38pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891 "2000-11-19T23:38:40Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![aha](https://avatars.discourse-cdn.com/v4/letter/a/eada6e/32.png) [@aha](https://boards.straightdope.com/u/aha)\
**Post date:** [November 19, 2000, 11:38pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/1 "2000-11-19T23:38:40Z")

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Let me be right up front and tell you that mine is 400.00 a month. For the next 5 years. This is for a 2000 Nissan Crew Cab. Guaranteed bumper to bumper for 100,000 miles.

Am I on the average? Or am I way over the norm?

Would you mind sharing the amount of your monthly car payment with me so that I can do a reality check? I promise I won’t breath a word of it to no one.

Thanks

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**Author:** ![Orshee](https://avatars.discourse-cdn.com/v4/letter/o/7c8e57/32.png) [@Orshee](https://boards.straightdope.com/u/Orshee)\
**Post date:** [November 19, 2000, 11:40pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/2 "2000-11-19T23:40:36Z")

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$288.74 for a 60-month loan on a 1999 Toyota Corolla.

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**Author:** ![Rich\_G7subs](https://avatars.discourse-cdn.com/v4/letter/r/85e7bf/32.png) [@Rich\_G7subs](https://boards.straightdope.com/u/Rich_G7subs)\
**Post date:** [November 19, 2000, 11:42pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/3 "2000-11-19T23:42:02Z")

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How much did you put down? I bought a 2000 Explorer…2500$ down. 5 year loan…paying 390/ month.

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**Author:** ![Wicked\_Blue](https://avatars.discourse-cdn.com/v4/letter/w/2acd7d/32.png) [@Wicked\_Blue](https://boards.straightdope.com/u/Wicked_Blue)\
**Post date:** [November 19, 2000, 11:46pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/4 "2000-11-19T23:46:36Z")

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2000 Saturn LS1, $5000. down, $204.35 per month for 60 months.  
Rose

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**Author:** ![Eo\_Echo](https://avatars.discourse-cdn.com/v4/letter/e/ebca7d/32.png) [@Eo\_Echo](https://boards.straightdope.com/u/Eo_Echo)\
**Post date:** [November 19, 2000, 11:51pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/5 "2000-11-19T23:51:28Z")

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$222.09 per month on a 1997 Ford Escort. That cost includes the extended warranty. Without that it would only be $195.

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**Author:** ![porcupine](https://avatars.discourse-cdn.com/v4/letter/p/ac91a4/32.png) [@porcupine](https://boards.straightdope.com/u/porcupine)\
**Post date:** [November 19, 2000, 11:53pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/6 "2000-11-19T23:53:50Z")

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$0 🙂  
I refuse to finance for more than three years, so when I was paying it off, it was around $400/month. 94 Jeep Cherokee Sport, BTW.

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**Author:** ![Torgo](https://avatars.discourse-cdn.com/v4/letter/t/94ad74/32.png) [@Torgo](https://boards.straightdope.com/u/Torgo)\
**Post date:** [November 19, 2000, 11:54pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/7 "2000-11-19T23:54:04Z")

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$180/month for my 2000 Hyundai Accent, $2000 down, 10 yr./100,000 mile bumper-bumper warranty.

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**Author:** ![aha](https://avatars.discourse-cdn.com/v4/letter/a/eada6e/32.png) [@aha](https://boards.straightdope.com/u/aha)\
**Post date:** [November 19, 2000, 11:58pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/8 "2000-11-19T23:58:44Z")

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> [@](#):
>
> How much did you put down? I bought a 2000 Explorer…2500$ down. 5 year loan…paying 390/ month.

Well I put 0 down. I traded in a 99 f-150. I still owed on most of it.

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**Author:** ![Lsura](https://avatars.discourse-cdn.com/v4/letter/l/7993a0/32.png) [@Lsura](https://boards.straightdope.com/u/Lsura)\
**Post date:** [November 19, 2000, 11:59pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/9 "2000-11-19T23:59:39Z")

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Don’t have one at the moment.

When I did, it was $199.94 for a 1994 Suzuki Swift GT.

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**Author:** ![pepperlandgirl](https://avatars.discourse-cdn.com/v4/letter/p/f17d59/32.png) [@pepperlandgirl](https://boards.straightdope.com/u/pepperlandgirl)\
**Post date:** [November 20, 2000, 12:52am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/10 "2000-11-20T00:52:50Z")

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1992 Suzuki Sidekick  
150.00 a month for four years. Two more to go!

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**Author:** ![GraceTX](https://avatars.discourse-cdn.com/v4/letter/g/c4cdca/32.png) [@GraceTX](https://boards.straightdope.com/u/GraceTX)\
**Post date:** [November 20, 2000, 12:58am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/11 "2000-11-20T00:58:17Z")

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$415 and some change for my 2000 Volvo S70.

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**Author:** ![Rich\_G7subs](https://avatars.discourse-cdn.com/v4/letter/r/85e7bf/32.png) [@Rich\_G7subs](https://boards.straightdope.com/u/Rich_G7subs)\
**Post date:** [November 20, 2000, 1:43am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/12 "2000-11-20T01:43:01Z")

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> [@](#):
>
> \*Originally posted by pepperlandgirl \*  
> \*\*1992 Suzuki Sidekick  
> 150.00 a month for four years. Two more to go!  
> \*\*

Still paying on a '92 model year? OUCH!

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**Author:** ![MikeG](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mikeg/32/4329_2.png) [@MikeG](https://boards.straightdope.com/u/MikeG)\
**Post date:** [November 20, 2000, 1:48am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/13 "2000-11-20T01:48:03Z")

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$0 on my 92 Accord EX paid off  
When you factor in the four breakdowns I’ve had in the last month though…  
DAMN YOU CAR!! What did I do to you??!?!?!?

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**Author:** ![Kyberneticist](https://avatars.discourse-cdn.com/v4/letter/k/dc4da7/32.png) [@Kyberneticist](https://boards.straightdope.com/u/Kyberneticist)\
**Post date:** [November 20, 2000, 2:36am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/14 "2000-11-20T02:36:03Z")

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$1000 down on a 2000 Honda Civic Ex (had to have that sun roof :)).  
$393.54 a month for 60 months.  
usual bumper-bumper warranty.  
However, I’m paying an additional $500 a month on to the principle in order to pay it off as fast as possible, so I’ll be finished paying in more like a year and a half.

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**Author:** ![Shirley\_Ujest](https://avatars.discourse-cdn.com/v4/letter/s/45deac/32.png) [@Shirley\_Ujest](https://boards.straightdope.com/u/Shirley_Ujest)\
**Post date:** [November 20, 2000, 2:51am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/15 "2000-11-20T02:51:15Z")

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No car payments here. Neener neener neener.

I refuse to lease cars. ( Did it once and hated having a monthly payment -$125 a month for a Dodge Dakota pickup, with 11k miles alotted for the year. We put on 18 k in 6 months. Ouch.)

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**Author:** ![techchick68](https://avatars.discourse-cdn.com/v4/letter/t/ea5d25/32.png) [@techchick68](https://boards.straightdope.com/u/techchick68)\
**Post date:** [November 20, 2000, 2:58am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/16 "2000-11-20T02:58:11Z")

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$0

Now, I have a 93 Four Door Accord EX. Keep in mind I traded it in with the 95 Chevy Suburban I had (in 1996), I only had $249 a month on my 'Burban because I had traded that in with a 95 Chevy Ext Cab long bed with a 454, custom built truck which was paid off in it’s entirety.

Stupidest thing I ever did, getting rid of my truck for the 'Burban.

Well, I have a Honda that is still running despite my neglect so I can’t bitch too much.

I have no car payment and haven’t since 1996, thankfully, but I still kick my own ass over trading that truck in, I miss “Beast The Sequel”.

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**Author:** ![The\_Bean](https://avatars.discourse-cdn.com/v4/letter/t/94ad74/32.png) [@The\_Bean](https://boards.straightdope.com/u/The_Bean)\
**Post date:** [November 20, 2000, 3:16am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/17 "2000-11-20T03:16:50Z")

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**$ 0.00**

I’ve always paid cash.

My last car cost $2,000 and lasted 4 years without major repairs.

I just made my taste fit my budget, and waited until I had $2K to toss around. Not a major problem.

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**Author:** ![Skelji](https://avatars.discourse-cdn.com/v4/letter/s/b38774/32.png) [@Skelji](https://boards.straightdope.com/u/Skelji)\
**Post date:** [November 20, 2000, 4:52am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/18 "2000-11-20T04:52:53Z")

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$0. 😛

Full owner of a Supra, a Ranger, and my old faithful Accord.

It’s great to not have car payments.

Now the mortgage and insurance are different stories…

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**Author:** ![Nanook\_of\_the\_North\_Shore](https://avatars.discourse-cdn.com/v4/letter/n/bc8723/32.png) [@Nanook\_of\_the\_North\_Shore](https://boards.straightdope.com/u/Nanook_of_the_North_Shore)\
**Post date:** [November 20, 2000, 5:56am UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/19 "2000-11-20T05:56:22Z")

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$324 for a 2000 Chrysler Concorde. Its a 3 year lease with about 700 down. And I gotta tell you, I LOVE my car. It looks awesome, it rides like a dream, chicks dig it, my friends are jealous, it can’t be beaten!

(Ok I’m kidding about the chicks part, but my friends are jealous. Well one of them at least.)

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**Author:** ![kferr](https://avatars.discourse-cdn.com/v4/letter/k/71e660/32.png) [@kferr](https://boards.straightdope.com/u/kferr)\
**Post date:** [November 20, 2000, 1:41pm UTC](https://boards.straightdope.com/t/how-much-is-your-monthly-car-payment/41891/20 "2000-11-20T13:41:53Z")

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Around £350 per month for a lease/purchase deal on a 1998 Fiat Coupe. It will effectively drop to zero at the first of the year when I switch from the US to the UK payroll and take advantage of the UK company car policy.

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