How much of your life is in the cloud

Not much. My up speed is 60 kbps. My company uses “source safe” which every software development company uses, so all my work is backed up on a server.

I do download my Gmail accounts but I leave copies on the server. I delete every so often tho.

Music, photos, videos, personal documents are all on my machine.

My mail is in the cloud, I stream music mostly from Spotify so I have packed away most of my cds. I have long since stopped buying software on physical media so you might say my software is in the cloud as well.
I use various services to keep some files accessible between devices, and my phone automatically uploads photos to Dropbox.
Contacts and everything else on my phone is backed up to Google.
I would certainly use cloud storage more if I had better up speed than I have now. I’d like to have remote copies of the photos I take with my dslr, but they are in raw format and would take forever and a half to upload.
And I don’t mind using the word cloud. To me it just means external storage that someone else is responsible for the upkeep of.