How often do you write a cheque?

I write about three checks a month; some of my bills don’t have electronic bill pay.

My wife and I still write probably 100 cheques/checks a year.

The guy who mows our lawn and clears our driveway in the winter gets a cheque for $85 every month. My US cell phone company will absolutely not accept a CC or DC payment from someone who doesn’t have a US address. So they bill me every month and I mail them a check. I get blood tests from my GP every six weeks and he is not set up to handle plastic. Same with my chiro, also every six weeks. He is so retro, his receptionist still uses a typewriter. We send checks to our grandchildren for birthdays and special occasions. And we probably send about 30 cheques a year to charities.

On the other hand, most ordinary bills are paid online. Our motor vehicle bureau charges a $4 surcharge to handle a cheque. That’s why I cannot understand my cell phone company. It has to be a pain for them to deal with mailed bills and checks in the mail. And after all, if something goes wrong they can always suspend service. But they are intransigent on this.

Oh, one more. In January, I had to rent some special medical equipment. It cost $400, but $420 if you paid by CC. I didn’t ask him about DC, but just wrote a cheque.

I write between 2 and 3 cheques a week. I’m in absolutely no hurry to give them up.

I write the occasional cheque to stick into a birthday card or something, as well as once a year for the guy who does our furnace/AC maintenance. Other than that, I normally pay with a debit card when shopping and e-payments through my bank’s website for bills, or PayPal for stuff like my SDMB subscription and other organization memberships. I got my current chequebook in 2011 and I’ve written 16 cheques from it.

Once a month for our condo assessment - it’s a small building and we aren’t so high-tech. Occasionally for other things (our wedding reception site wasn’t set up for plastic, for example). Most regular bills these days are set up for auto-pay from my bank or auto-deduction, or are charged automatically to the joint credit card. Things like credit cards that vary from month to month get paid online from our bank - we just need to check the appropriate creditor and fill in the amount.

At a minimum at least 5 a month. Four to the cleaning lady and one to the gardener. Sometimes I write a cheques to pay for Costco. My cleaning lady told me she likes to hang on to her cheques and only deposit them when she pays for something big. I prefer them over debit cards.

I write checks every week, for both business and personal expenses paid by mail. I have not written a check to make a purchase in a store in years.

I hate to break it to you, but you are giving away vital information when you write a check. The routing and account numbers at the bottom are enough to get money out of your account.

That’s exactly how I make online payments; through my bank’s bill-payer service. It’s free, and even if a merchant doesn’t accept electronic payments it’ll just send a paper check to them. I don’t have to deal with bullshit like “convenience fees”.

I’m up to my ears in check writing. My 7 year old daughter’s after school care only takes checks so I write that one every week. Her school only takes checks for registration, supplies, field trips and other odd fees. I pack her lunch but keep money in her lunch account for milk, ice cream and the occasional lunch. I pay it by check because the alternative is to go early to school and pay it in cash. When the book fair is there, I can go to school early with her and pay for books (no thanks), give her $30 cash (no thanks) or she can find out what she wants and they’ll write the total with tax and I can give her a check the next day. Fundraisers, I send a check then collect all the cash. School pictures, checks only. Swim lessons, gymnastics, soccer and girl scouts, checks.

Wrote 3 today. Usually only write 2-4 per month, all for bill payments.

Strangely, my water bill doesn’t allow for any means of electronic payment at all. You HAVE to write them a check. Of course, they’re total bastards, and charge an $8 late fee no matter how late or how little you owe. The bill I paid today had a balance due of $0.16 and if late one day, $8.16. I thought I had cut them a large enough check last month to cover this month, but I was wrong. So I essentially paid next month this month and am hoping not to have to write a check for it next month.

I still write checks because, having gone through some financial issues (bankruptcy 3 years ago) and until yesterday*, living paycheck to paycheck, so I don’t want all of my bills covered by automatic bill pays coming straight out of my account.

  • First paycheck on the new job, 75% raise from the last one, now making good money for the first time in 12 years.

Never, anymore.

2x a month for sure, sometimes more, when I don’t feel like going thru the bank add a payee.

Once a month, for my rent. Until this month it was twice a month, but the electric company finally entered the 21st century and stopped charging extra for electronic payments.

I can’t imagine not writing checks for important payments like my annual home insurance and my annual property taxes. Those canceled checks get stapled to my bill and filed. I want absolute proof they were paid. Same thing with my semi-annual car insurance bill. I keep that check too.

Those three are the most important items that I personally pay. Gotta keep a roof over my head, a car in the driveway, and insurance for when things go bad. :wink:

Probably 10 a month, bills, for us. But I write only two: Verizon and trash every 3 months.

You can view or print this information from ATMs as well, both lists of transactions and individual details of any of them.

How do banks work where you are? In Australia I get a receipt for the online payment, which I never bother printing because I can see the payment online and on the printed statement I get once every 6 months. I just write the receipt number on the bill and file it.

:confused: Pay on-line and write down the transaction number.

Actually, I used to write down the number but after a hundred thousand transactions with no issues, I don’t even do that any more. Besides my bank statement clearly shows the payment.

American banks don’t work like that.

I pay my rent and my car insurance monthly by check, and the occasional medical bill. Other than that I do electronic transfers.