I suppose I should mention that I am employed by the Evil Health Insurance Empire (EHIE) before I start.
Lissener you blaming the EHIE for rising health costs and late patients is bullshit. I’ve been in the business for years, I’ve been a patient all my life, and my college roomate was a doctor. Every point of the insurance-patient-doctor triangle is blaming the other for the rising costs, increased delays, and sinking quality; pointing fingers and saying “they’re making huge profits!!!”
It’s horseshit.
Yeah, a doctor makes a shitload of money per hour. They ALSO have a shitload of expense, including your paycheck, Lissener. And malpractice insurance, which they can’t avoid, and rent/mortage on the office, and supplies, and… The insurance companies make a shitload of money, but they also have to pay salaries. If they’re a non-profit company (and many still are) they may have severe constraints on them. Insurance companies are sued as often as doctors and thus must keep a small army of lawyers on hand just to stay in business. Over the last couple of decades various government interest have caved to the demands of a half-educated public and required insurance companies to pay for treatments of dubious or unproven worth, which costs money and drives up your premiums.
(As an example - bone marrow transplants for advanced breast cancer promoted as a “last hope” on the basis of one study, which three years ago was discovered to be fraudulent. In truth, its no better and no worse than what was used before, just a fuck of a lot more expensive AND with a higher death rate - but insurance companies are required to pay for it in many states)
The ONLY people I see making money in medicine these days are the drug/device companies. But that’s just my opinion.
I absolutely believe Billy’s scheduling problems. Now, when they ask me for a phone number I just give them my cellphone without telling them it’s a cellphone. I used to go to a dentist who’s office staff were brain dead. I would say “I need either a very early morning appointment, or a late in the day appointment” and the fucking bimbo behind the desk would say “OK - how about noon?” When I did manage to get an early/late appointment they would reschedule me three days before but not call me! Then bill me as a no-show when I showed up at the “wrong” time. Now, while I am not filthy rich I do have a few bucks in the bank, enough so that when I had some dental stuff done I could afford to pay up front the entire amount not covered by my insurance. The husband and I both repeatedly told the office that. EVERY FUCKING TIME they would bill us for a TENTH the cost and tell us we were on a god-damned PAYMENT PLAN at 23% interest. FUCK! My god-damned credit card is only 19%! I can down with the CASH IN HAND, waved it in the fucking face of the office staff and the dentist and told him I could pay up front, I didn’t want to be on a god-damned payment plan, and he would either take the cash and fix the fucking bill or talk to my lawyer next.
I fired him, of course.
Anyhow, my current dentist has a busy office, takes my insurance, is happy to have me pay however I want, his office staff have IQ’s in the three digit range, they call me on whatever phone I ask them to call me on if there’s a change, and I get occassional rides in the dentist guy’s airplane (it is a very cool plane!) at no additional charge (“Of course you can ride in it - you help pay for it”) I almost look forward to getting my teeth scraped every six months.
