# How to find my life insurance policy information

**URL:** <https://boards.straightdope.com/t/how-to-find-my-life-insurance-policy-information/669819>\
**Category:** Factual Questions\
**Created:** [September 27, 2013, 5:52pm UTC](https://boards.straightdope.com/t/how-to-find-my-life-insurance-policy-information/669819 "2013-09-27T17:52:15Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![Objective\_Observer](https://avatars.discourse-cdn.com/v4/letter/o/e79b87/32.png) [@Objective\_Observer](https://boards.straightdope.com/u/Objective_Observer)\
**Post date:** [September 27, 2013, 5:52pm UTC](https://boards.straightdope.com/t/how-to-find-my-life-insurance-policy-information/669819/1 "2013-09-27T17:52:15Z")

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A question for you knowledgeable folks.

I have had a term life insurance policy for the last fifteen years that I purchased when I lived in Texas. Unfortunately I lost all paperwork associated with it a long time ago (including policy number). So I do not know exactly which company the policy is with. Every month the policy premium is auto withdrawn from my bank account (a very small amount so it is not a major concern for me). I must have setup automatic debit when I started the policy. I know the company name is Garden State from the withdrawal transaction comment.

In order to track the policy, I filed a policy locator a few months ago with the associated fee but the search was not successful. I received around 25 letters from various insurance companies saying they could not locate any policy in their records with my name.

So I am at a loss on how to find this policy. I would appreciate it if you could give me guidance on what to do. I think I can stop the automatic withdrawal from my bank (with a stop payment fee) if I am not successful. Any other ideas? Thanks.

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**Author:** ![Shagnasty](https://avatars.discourse-cdn.com/v4/letter/s/9dc877/32.png) [@Shagnasty](https://boards.straightdope.com/u/Shagnasty)\
**Post date:** [September 27, 2013, 6:00pm UTC](https://boards.straightdope.com/t/how-to-find-my-life-insurance-policy-information/669819/2 "2013-09-27T18:00:04Z")

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This may be a stupid question but have you tried contacting [Garden State Life Insurance Company in League City, TX](https://apps.tdi.state.tx.us/pcci/pcci_show_profile.jsp?tdiNum=31980)?

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**Author:** ![PastTense](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pasttense/32/14550_2.png) [@PastTense](https://boards.straightdope.com/u/PastTense)\
**Post date:** [September 27, 2013, 7:28pm UTC](https://boards.straightdope.com/t/how-to-find-my-life-insurance-policy-information/669819/3 "2013-09-27T19:28:58Z")

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Another approach is to contact the bank the transaction is being processed through.

Enter the routing number of the transaction into this search form:  
[http://www.fededirectory.frb.org/search\_ACH.cfm](http://www.fededirectory.frb.org/search_ACH.cfm)