# How To Hit "Overdrawn" Status On Your Karmic Bank Account

**URL:** <https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979>\
**Category:** The BBQ Pit\
**Created:** [April 13, 2010, 7:39pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979 "2010-04-13T19:39:19Z")\
**Posts on this page:** 20\
**Page:** 5

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**Author:** ![Rand\_Rover](https://avatars.discourse-cdn.com/v4/letter/r/db5fbb/32.png) [@Rand\_Rover](https://boards.straightdope.com/u/Rand_Rover)\
**Post date:** [April 14, 2010, 7:19pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/81 "2010-04-14T19:19:44Z")

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Hansel, I don’t think my tone or posture affects my success much (for the reason mentioned in my previous post). But it does affect my amusement level. And if I weren’t amused, I may stop posting here, which would deprive liberal douches of my brilliant input. So, all in all, my tone and posture benefit liberal douches.

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**Author:** ![VinylTurnip](https://avatars.discourse-cdn.com/v4/letter/v/b2d939/32.png) [@VinylTurnip](https://boards.straightdope.com/u/VinylTurnip)\
**Post date:** [April 14, 2010, 7:31pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/82 "2010-04-14T19:31:04Z")

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Fairly tales don’t get much grimmer than that.

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**Author:** ![SCSimmons](https://avatars.discourse-cdn.com/v4/letter/s/e495f1/32.png) [@SCSimmons](https://boards.straightdope.com/u/SCSimmons)\
**Post date:** [April 14, 2010, 7:32pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/83 "2010-04-14T19:32:41Z")

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> [@Rand\_Rover](#):
>
> Hansel, I don’t think my tone or posture affects my success much (for the reason mentioned in my previous post). But it does affect my amusement level. And if I weren’t amused, I may stop posting here, which would deprive liberal douches of my brilliant input. So, all in all, my tone and posture benefit liberal douches.

If you were really benefiting us, wouldn’t we be willing to pay you for it?

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**Author:** ![Zeriel](https://avatars.discourse-cdn.com/v4/letter/z/58956e/32.png) [@Zeriel](https://boards.straightdope.com/u/Zeriel)\
**Post date:** [April 14, 2010, 7:35pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/84 "2010-04-14T19:35:35Z")

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> [@Rand\_Rover](#):
>
> Hansel, I don’t think my tone or posture affects my success much (for the reason mentioned in my previous post). But it does affect my amusement level. And if I weren’t amused, I may stop posting here, which would deprive liberal douches of my brilliant input. So, all in all, my tone and posture benefit liberal douches.

Speaking, again, as a fairly typical conservative (I can think of maybe one total political issue that I know you and I disagree on), you’re still a douche. Nothing to do with your politics, chump. (His chumpness. El Chumperino, if you’re not into the whole brevity thing.)

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**Author:** ![DianaG](https://avatars.discourse-cdn.com/v4/letter/d/7ab992/32.png) [@DianaG](https://boards.straightdope.com/u/DianaG)\
**Post date:** [April 14, 2010, 7:36pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/85 "2010-04-14T19:36:19Z")

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> [@Rand\_Rover](#):
>
> Yes, I know. I have more money than you and greater earning potential, so that automatically means that I have less authentic relationships with other people.

For what it’s worth, I continue to believe you have neither money nor authentic relationships with other people.

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**Author:** ![Gfactor](https://avatars.discourse-cdn.com/v4/letter/g/9de053/32.png) [@Gfactor](https://boards.straightdope.com/u/Gfactor)\
**Post date:** [April 14, 2010, 7:45pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/86 "2010-04-14T19:45:45Z")

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> [@elucidator](#):
>
> Maybe you should ask if he reported the gift of the car to the IRS? Of course, if you were just loaning him the car, and got it back, wouldn’t be a gift, then…

Gift tax is paid by the donor–not the donee. There is no reporting obligation for donees.

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**Author:** ![RTFirefly](https://avatars.discourse-cdn.com/v4/letter/r/c77e96/32.png) [@RTFirefly](https://boards.straightdope.com/u/RTFirefly)\
**Post date:** [April 14, 2010, 7:54pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/87 "2010-04-14T19:54:13Z")

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> [@elucidator](#):
>
> Maybe you should ask if he reported the gift of the car to the IRS? Of course, if you were just loaning him the car, and got it back, wouldn’t be a gift, then…

In the 2002-2005 period, the [annual gift tax exclusion](http://www.irs.gov/pub/irs-pdf/p950.pdf) per donor-recipient pair was $11,000. So unless the car was worth more than that at the time, which seems unlikely, the gift didn’t need to be reported to the IRS for Federal estate and gift tax purposes.

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**Author:** ![RTFirefly](https://avatars.discourse-cdn.com/v4/letter/r/c77e96/32.png) [@RTFirefly](https://boards.straightdope.com/u/RTFirefly)\
**Post date:** [April 14, 2010, 7:56pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/88 "2010-04-14T19:56:07Z")

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> [@Rand\_Rover](#):
>
> Just fighting ignorance hansel. And I’ve found the motherlode here at the SDMB.

Funny how it seems to follow you around.

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**Author:** ![Hal\_Briston](https://avatars.discourse-cdn.com/v4/letter/h/a9a28c/32.png) [@Hal\_Briston](https://boards.straightdope.com/u/Hal_Briston)\
**Post date:** [April 14, 2010, 8:09pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/89 "2010-04-14T20:09:54Z")

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> [@Rand\_Rover](#):
>
> Just fighting ignorance hansel.

Try shadow-boxing.

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**Author:** ![Rand\_Rover](https://avatars.discourse-cdn.com/v4/letter/r/db5fbb/32.png) [@Rand\_Rover](https://boards.straightdope.com/u/Rand_Rover)\
**Post date:** [April 14, 2010, 8:12pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/90 "2010-04-14T20:12:20Z")

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> [@DianaG](#):
>
> For what it’s worth, I continue to believe you have neither money nor authentic relationships with other people.

And I continue to believe that you are a brain in a vat.

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**Author:** ![DianaG](https://avatars.discourse-cdn.com/v4/letter/d/7ab992/32.png) [@DianaG](https://boards.straightdope.com/u/DianaG)\
**Post date:** [April 14, 2010, 8:35pm UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/91 "2010-04-14T20:35:15Z")

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A vat of _ **awesome** _. 😃

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**Author:** ![malkavia](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/malkavia/32/5621_2.png) [@malkavia](https://boards.straightdope.com/u/malkavia)\
**Post date:** [April 15, 2010, 12:48am UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/92 "2010-04-15T00:48:27Z")

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This thread was a lot more interesting when it was about Hal, Gary and the car.

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**Author:** ![Rand\_Rover](https://avatars.discourse-cdn.com/v4/letter/r/db5fbb/32.png) [@Rand\_Rover](https://boards.straightdope.com/u/Rand_Rover)\
**Post date:** [April 15, 2010, 12:57am UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/93 "2010-04-15T00:57:51Z")

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Well, the whaaaambulance showed up, ran over Gary in the car, and hauled Hal to the hospital. Thread’s over, sorry.

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**Author:** ![Trepa\_Mayfield](https://avatars.discourse-cdn.com/v4/letter/t/edb3f5/32.png) [@Trepa\_Mayfield](https://boards.straightdope.com/u/Trepa_Mayfield)\
**Post date:** [April 15, 2010, 1:51am UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/94 "2010-04-15T01:51:23Z")

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> [@Rand\_Rover](#):
>
> Hal, there’s an interesting (well, to me, anyway) parallel between your attitude about Gary and your attitude about me, and I think it typifies the liberal douche mindset. **Namely, you think that people who don’t agree with you are morally inferior to you.**

Talk about the pot calling the kettle black…

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**Author:** ![Rand\_Rover](https://avatars.discourse-cdn.com/v4/letter/r/db5fbb/32.png) [@Rand\_Rover](https://boards.straightdope.com/u/Rand_Rover)\
**Post date:** [April 15, 2010, 1:52am UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/95 "2010-04-15T01:52:48Z")

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> [@pedescribe](#):
>
> Talk about the pot calling the kettle black…

I knew some idiot would say this. Please provide one example of me saying that someone who doesn’t agree with me is morally inferior. Thanks.

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**Author:** ![Hal\_Briston](https://avatars.discourse-cdn.com/v4/letter/h/a9a28c/32.png) [@Hal\_Briston](https://boards.straightdope.com/u/Hal_Briston)\
**Post date:** [April 15, 2010, 1:55am UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/96 "2010-04-15T01:55:57Z")

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> [@malkavia](#):
>
> This thread was a lot more interesting when it was about Hal, Gary and the car.

Well, let’s see if we can’t steer it away from Captain Threadshitter, shall we?

We’re not getting the car back, and that’s fine by me. A mutual friend has hit a _very_ rough patch in life. We have it bad at the moment, but nothing compared to how his situation had gone south. He’s in desperate need of a car, so Gary is signing it over to him.

Liberal-douchey as it is, I’m glad to see he’s passing along the good deed.

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**Author:** ![Rand\_Rover](https://avatars.discourse-cdn.com/v4/letter/r/db5fbb/32.png) [@Rand\_Rover](https://boards.straightdope.com/u/Rand_Rover)\
**Post date:** [April 15, 2010, 2:00am UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/97 "2010-04-15T02:00:48Z")

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FTR, I don’t think there’s anything “liberal-douchey” about giving a car to someone.

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**Author:** ![kaylasdad99](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kaylasdad99/32/3398_2.png) [@kaylasdad99](https://boards.straightdope.com/u/kaylasdad99)\
**Post date:** [April 15, 2010, 2:18am UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/98 "2010-04-15T02:18:09Z")

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> [@Scarlett67](#):
>
> Oh, duh. :smack: Missed it by THAT much.

I’d say it’s more like you missed it by **THAT** much, but let’s not quibble. 😛 😃

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**Author:** ![drpepper](https://avatars.discourse-cdn.com/v4/letter/d/8baadc/32.png) [@drpepper](https://boards.straightdope.com/u/drpepper)\
**Post date:** [April 15, 2010, 3:07am UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/99 "2010-04-15T03:07:02Z")

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> [@elucidator](#):
>
> You may come to the realization, one day, that none of your friends are worthy of you. Would you rather it was the other way around?

Wow. I will never forget this – well said.

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**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\
**Post date:** [April 15, 2010, 3:28am UTC](https://boards.straightdope.com/t/how-to-hit-overdrawn-status-on-your-karmic-bank-account/535979/100 "2010-04-15T03:28:00Z")

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> [@Rand\_Rover](#):
>
> I own a car. Are you mad at me for not giving it to you?

Yes, I am.

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