# I am a home owner!

**URL:** <https://boards.straightdope.com/t/i-am-a-home-owner/553326>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [September 10, 2010, 7:53pm UTC](https://boards.straightdope.com/t/i-am-a-home-owner/553326 "2010-09-10T19:53:48Z")\
**Posts on this page:** 8\
**Page:** 1

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**Author:** ![Khadaji](https://avatars.discourse-cdn.com/v4/letter/k/9e8a1a/32.png) [@Khadaji](https://boards.straightdope.com/u/Khadaji)\
**Post date:** [September 10, 2010, 7:53pm UTC](https://boards.straightdope.com/t/i-am-a-home-owner/553326/1 "2010-09-10T19:53:48Z")

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I just authorized the final payment of my mortgage. It will be wired Monday morning (so I guess, technically, I won’t be a home owner until then.)

Hooray! What an amazingly freeing feeling. I am virtually debt free!

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**Author:** ![otternell](https://avatars.discourse-cdn.com/v4/letter/o/ecc23a/32.png) [@otternell](https://boards.straightdope.com/u/otternell)\
**Post date:** [September 10, 2010, 7:58pm UTC](https://boards.straightdope.com/t/i-am-a-home-owner/553326/2 "2010-09-10T19:58:00Z")

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Congratulations! That’s a great achievement!

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**Author:** ![Sarabellum](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/sarabellum/32/3492_2.png) [@Sarabellum](https://boards.straightdope.com/u/Sarabellum)\
**Post date:** [September 10, 2010, 7:59pm UTC](https://boards.straightdope.com/t/i-am-a-home-owner/553326/3 "2010-09-10T19:59:14Z")

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Congratulations!! 😃 Do you feel 20 lbs lighter? Whatever will you do with your money, now that you don’t have to pay your mortgage every month?

PS - don’t forget to start setting aside money for annual property taxes, home insurance, HOA fees. Those things can sneak up on you!

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**Author:** ![DCnDC](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/dcndc/32/2842_2.png) [@DCnDC](https://boards.straightdope.com/u/DCnDC)\
**Post date:** [September 10, 2010, 8:02pm UTC](https://boards.straightdope.com/t/i-am-a-home-owner/553326/4 "2010-09-10T20:02:47Z")

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Congratulations! What are you going to do with all that extra cheese?

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**Author:** ![Khadaji](https://avatars.discourse-cdn.com/v4/letter/k/9e8a1a/32.png) [@Khadaji](https://boards.straightdope.com/u/Khadaji)\
**Post date:** [September 10, 2010, 8:06pm UTC](https://boards.straightdope.com/t/i-am-a-home-owner/553326/5 "2010-09-10T20:06:49Z")

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I haven’t had a new car since 1997. This one is bound to die soon. I suspect that will be next.

But I have plenty to do around the house. I have always wanted to have someone strip the ugly brown wall paper and paint something a little brighter. I need to get the retaining wall out front repaired. I have bedroom furniture that my folks gave me when I moved out of the house 20+ years ago. There is lots to do!

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**Author:** ![engineer\_comp\_geek](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/engineer_comp_geek/32/504_2.png) [@engineer\_comp\_geek](https://boards.straightdope.com/u/engineer_comp_geek)\
**Post date:** [September 10, 2010, 8:18pm UTC](https://boards.straightdope.com/t/i-am-a-home-owner/553326/6 "2010-09-10T20:18:50Z")

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Congrats! I wish I was where you are. I still have about five years left to pay on mine.

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**Author:** ![Kythereia](https://avatars.discourse-cdn.com/v4/letter/k/e8c25b/32.png) [@Kythereia](https://boards.straightdope.com/u/Kythereia)\
**Post date:** [September 10, 2010, 9:01pm UTC](https://boards.straightdope.com/t/i-am-a-home-owner/553326/7 "2010-09-10T21:01:33Z")

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WOO! Congratulations!  
I call first dibs on the house-owning party favours. 😃

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**Author:** ![joyfool](https://avatars.discourse-cdn.com/v4/letter/j/df788c/32.png) [@joyfool](https://boards.straightdope.com/u/joyfool)\
**Post date:** [September 10, 2010, 10:27pm UTC](https://boards.straightdope.com/t/i-am-a-home-owner/553326/8 "2010-09-10T22:27:41Z")

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Wow! Super congratulations!! I can’t imagine how freeing it is to be finally done with mortgage payments. Enjoy your ‘new’ digs and let us know when the party is. 😃
