# I have no idea what just happened, but I think I have a credit card.

**URL:** <https://boards.straightdope.com/t/i-have-no-idea-what-just-happened-but-i-think-i-have-a-credit-card/604428>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [November 29, 2011, 6:37am UTC](https://boards.straightdope.com/t/i-have-no-idea-what-just-happened-but-i-think-i-have-a-credit-card/604428 "2011-11-29T06:37:15Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![kittenblue](https://avatars.discourse-cdn.com/v4/letter/k/ba8739/32.png) [@kittenblue](https://boards.straightdope.com/u/kittenblue)\
**Post date:** [November 29, 2011, 6:37am UTC](https://boards.straightdope.com/t/i-have-no-idea-what-just-happened-but-i-think-i-have-a-credit-card/604428/1 "2011-11-29T06:37:15Z")

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Went on a website that was offering CyberMonday deals. I’ve shopped this website several times before, and they had a nice deferred payment thing that I’ve used several times, paying by my Visa check card. I had planned to order a dress from them, but the whole 30% off and free shipping deal made my decision for me, so I started the ordering process. But wait, they only do the deferred payment (90 days, same as cash, basically) if you use one of their house brand credit cards, which I don’t have.

So I’m debating how much I want this dress, which I’ve been planning on ordering for a while now, when I notice that they say I’m pre-approved for their card, just apply! Well, I’ve been down this road before, and figure I’ll get told no, and I’m fine with paying with my check-card right now. But I go ahead and apply, and am asked for only two minor bits of information, and the screen resets, first telling me the server was too busy, then I try again and the screen goes back to where it was and now it says I’m approved, and to proceed to checkout or keep shopping. I go to checkout, it asks for my card number, which I don’t have…they didn’t send me any kind of confirmation email or ANYTHING. I leave the space blank and continue on to the next screen, thinking it’ll bounce me back to fill in the empty fields…nope, it confirms my order and emails me a confirmation receipt and a delivery date.

I go to the account tools section to see if I can find out anything about my account number, but apparently you have to have your card number to log in…which I don’t have. So now I’m not sure if I’ve really ordered this dress, if I really have a card with them, or if the server just gave a massive hiccup and it just is pretending I have a new account with them. I guess I will wait and see if I get any emails tomorrow, and track the package, and maybe call their toll-free line and check.

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**Author:** ![SeaDragonTattoo](https://avatars.discourse-cdn.com/v4/letter/s/df705f/32.png) [@SeaDragonTattoo](https://boards.straightdope.com/u/SeaDragonTattoo)\
**Post date:** [November 30, 2011, 3:46am UTC](https://boards.straightdope.com/t/i-have-no-idea-what-just-happened-but-i-think-i-have-a-credit-card/604428/2 "2011-11-30T03:46:42Z")

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Huh. Weird.

I accidentally applied for Care Credit last year. I thought it was a pre-approval process for some reason and didn’t really read the screens as they went by. Got to the last screen and it said I was approved and would receive my card in 7-10 days. Oops. I ended up needing it, though. Three of my four cats ended up needing surgery this year!