I lost my wallet, so FUCK ME!

[Rumor_Watkins]

@Ruby

If I understand correctly, debit cards don’t have the federal liability protections that credit cards do. I think there is a maximum $50 limit that you can be held liable for if your credit card is lost or stolen and you report it promptly. A debit card doesn’t have that limit.

Not quite.

If you report before any fraudulent charges, you aren’t liable for any subsequent fraud.

If you report within 2 days of loss, and there have been fraudulent charges, you are liable for $50. If you report after the 2 days, $500, and then it goes up to unlimited after a couple of months