# I think we're going to buy our first home

**URL:** <https://boards.straightdope.com/t/i-think-were-going-to-buy-our-first-home/484740>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [February 6, 2009, 7:11pm UTC](https://boards.straightdope.com/t/i-think-were-going-to-buy-our-first-home/484740 "2009-02-06T19:11:15Z")\
**Posts on this page:** 5\
**Page:** 2

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**Author:** ![Cat\_Whisperer](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/cat_whisperer/32/4839_2.png) [@Cat\_Whisperer](https://boards.straightdope.com/u/Cat_Whisperer)\
**Post date:** [February 7, 2009, 7:03pm UTC](https://boards.straightdope.com/t/i-think-were-going-to-buy-our-first-home/484740/21 "2009-02-07T19:03:45Z")

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First you guys get tax breaks for your mortgages, now you’re getting a $15,000 tax credit from the government to buy a house? All we get from our government is responsible overseeing of mortgage and lending laws. 😉

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**Author:** ![Khadaji](https://avatars.discourse-cdn.com/v4/letter/k/9e8a1a/32.png) [@Khadaji](https://boards.straightdope.com/u/Khadaji)\
**Post date:** [February 7, 2009, 7:22pm UTC](https://boards.straightdope.com/t/i-think-were-going-to-buy-our-first-home/484740/22 "2009-02-07T19:22:23Z")

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Good luck! I hope it goes well.

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**Author:** ![BrotherCadfael](https://avatars.discourse-cdn.com/v4/letter/b/977dab/32.png) [@BrotherCadfael](https://boards.straightdope.com/u/BrotherCadfael)\
**Post date:** [February 7, 2009, 11:54pm UTC](https://boards.straightdope.com/t/i-think-were-going-to-buy-our-first-home/484740/23 "2009-02-07T23:54:22Z")

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> [@featherlou](#):
>
> My advice - don’t make yourselves house poor.

I agree – my wife and I have always lived in less house (like half as much) then the banks say we could afford, and have never regretted it.

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**Author:** ![Asimovian](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/asimovian/32/172_2.png) [@Asimovian](https://boards.straightdope.com/u/Asimovian)\
**Post date:** [February 11, 2009, 6:33pm UTC](https://boards.straightdope.com/t/i-think-were-going-to-buy-our-first-home/484740/24 "2009-02-11T18:33:21Z")

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_sigh_

Looks like that $15,000 tax credit just got wiped out in the interest of compromising the Senate and House versions of the stimulus according to [this article](http://news.yahoo.com/s/ap/20090211/ap_on_go_co/congress_stimulus). That’s certainly not going to keep us from buying a house since we weren’t counting on it when the idea first came up, but it’s sad nonetheless.

I also think it’s a shame in the sense that I could see that bonus money having had a pretty direct impact on the recovery of the housing market. I’m certainly no economic expert, but free money tends to get the attention of a lot of people.

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**Author:** ![CallMeKate](https://avatars.discourse-cdn.com/v4/letter/c/3d9bf3/32.png) [@CallMeKate](https://boards.straightdope.com/u/CallMeKate)\
**Post date:** [February 12, 2009, 12:14am UTC](https://boards.straightdope.com/t/i-think-were-going-to-buy-our-first-home/484740/25 "2009-02-12T00:14:25Z")

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I’m with **Campion** … Now _I_ want that house…  
dooooo ittttt!

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