I have a couple of counter-examples:
A good friend of mine decided to retake up bike riding to get back into shape. On a curve, not far from his house, he had too much speed and went off the road. Flew off his bike and landed headfirst, against a rock. He was wearing a helmet, but still fractured one of the vertebra in his neck. He was very scared by this, especially as he woke up and couldn’t move his body at all. He was just off the road, but among some weeds, and lay there for hours until finally someone passing by noticed him and got help. He could have literally starved/died of thirst there. He had to go through surgery to fuse the bones in his neck there, but did regain use of his limbs. Sadly he later fell down the stairs at his home one Friday night, and lay “in his own juices” for a couple of days until his coworkers noticed him missing the following Monday. The reinjury caused more damage, and now he lives in an assisted living facility, in the prime of his life. Didn’t die, but certainly could have, and not much he could have done would have affected the outcome.
Sometime later a colleague’s parents were on a vacation tour in Brazil. Their tour bus went off the road and several people died, including my colleague’s father. Her mother was in intensive care for sometime. My colleague’s mother didn’t speak English or Portuguese, so she flew down to be with her in the hospital. Even sven’s story reminded me of this, is all.
I’ve had a couple of near brushes, I guess. In one case it was on a dive trip and I was getting nitrogen narcossis, and thought, “Gee, I’m probably just going to drown down here.” Not excited at all, but that might be just the particular circumstance. And then, of course, I didn’t. In the only traffic accident I’ve been in I know that it never even occurred to me that it might be fatal. I was too busy steering, downshifting and braking the car to avoid the idiot that thought it might be cute to turn in front of someone coming at them on rain slicked roads at 50 mph. They started to turn and then stopped in a moment of bizarre indecision. So I wasn’t sure whether to juke left or right, had about 2 secs of response time, and was able to avoid a fully head on collision. Since this was in a 1986 Hyundai, I guess we were lucky to survive. The car didn’t do so well, but I was basically unscathed. Mrs Shibb was bumped up a bit but also okay.
I think I get more nervous/anxious in situations where it’s out of my control, like close calls on airplane flights and riding as a passenger with idiot drivers. I think saying you were close to death is often just a harmless exaggeration, and probably more often after the fact.