# I withdrew $ 4,000 and my bank wants to know why

**URL:** <https://boards.straightdope.com/t/i-withdrew-4-000-and-my-bank-wants-to-know-why/1032002>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [July 29, 2026, 3:05pm UTC](https://boards.straightdope.com/t/i-withdrew-4-000-and-my-bank-wants-to-know-why/1032002 "2026-07-29T15:05:01Z")\
**Posts on this page:** 1\
**Showing post:** 14

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**Author:** ![Jasmine](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/jasmine/32/2964_2.png) [@Jasmine](https://boards.straightdope.com/u/Jasmine)\
**Post date:** [July 29, 2026, 3:52pm UTC](https://boards.straightdope.com/t/i-withdrew-4-000-and-my-bank-wants-to-know-why/1032002/14 "2026-07-29T15:52:06Z")

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> [@Cartooniverse](#):
>
> I suppressed all manner of pissy retorts and told her the real truth:  
> " My car mechanic charges a 4% surcharge for credit card use. I cannot afford that. He told me he also accepts cash. I need the money to repair my car."
> 
> She was polite and said fine. And did the withdrawl.

That offended you?! You should be thankful they give a damn because it is HIGHLY unusual, especially considering the fact that you could have created a check for that amount or, perhaps, done a wire transfer.

Also, it’s much easier for them to duck the IRS when doing a cash transaction like that.

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