# I won my small claims case, now what?

**URL:** <https://boards.straightdope.com/t/i-won-my-small-claims-case-now-what/236366>\
**Category:** Factual Questions\
**Created:** [March 25, 2004, 4:23pm UTC](https://boards.straightdope.com/t/i-won-my-small-claims-case-now-what/236366 "2004-03-25T16:23:24Z")\
**Posts on this page:** 5\
**Page:** 2

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**Author:** ![rsa](https://avatars.discourse-cdn.com/v4/letter/r/839c29/32.png) [@rsa](https://boards.straightdope.com/u/rsa)\
**Post date:** [March 26, 2004, 6:16pm UTC](https://boards.straightdope.com/t/i-won-my-small-claims-case-now-what/236366/21 "2004-03-26T18:16:29Z")

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Legal, smegal.

IANAL, but perhaps as implied elsewhere you could just threaten to report the judgement to a credit bureau. That may get his/her attention.

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**Author:** ![Jackmannii](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/jackmannii/32/311_2.png) [@Jackmannii](https://boards.straightdope.com/u/Jackmannii)\
**Post date:** [March 26, 2004, 6:21pm UTC](https://boards.straightdope.com/t/i-won-my-small-claims-case-now-what/236366/22 "2004-03-26T18:21:38Z")

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> [@Random](#):
>
> Really, you should stick to issues that you have a clue about. Even with the (probably valid) assumption that other posters are correct about what kind of garnishments are and are not allowed in Texas (an issue I have never addressed here), you continue to be wrong and my point still stands.

If you had bothered to check the link provided and/or do the search I suggested, you might have found the grace to admit that _I_ (never mind “others”) am correct about garnishment of bank accounts being legal in Texas.

I have lived in Texas. Texas law has a number of peculiarities with which I (and almost certainly _you_) are unfamiliar. You’ve already garlanded your posts with multiple disclaimers and possible exceptions, which would again suggest to a prudent person that before he gives up his quest for judgment as impractical, he should get definitive advice from _a qualified attorney in the state of Texas._

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**Author:** ![Random](https://avatars.discourse-cdn.com/v4/letter/r/57b2e6/32.png) [@Random](https://boards.straightdope.com/u/Random)\
**Post date:** [March 26, 2004, 6:28pm UTC](https://boards.straightdope.com/t/i-won-my-small-claims-case-now-what/236366/23 "2004-03-26T18:28:36Z")

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[QUOTE=Jackmannii]  
If you had bothered to check the link provided and/or do the search I suggested, you might have found the grace to admit that _I_ (never mind “others”) am correct about garnishment of bank accounts being legal in Texas.

[QUOTE]

Show me where I said otherwise.

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**Author:** ![ReverseCowgirl](https://avatars.discourse-cdn.com/v4/letter/r/cc9497/32.png) [@ReverseCowgirl](https://boards.straightdope.com/u/ReverseCowgirl)\
**Post date:** [March 26, 2004, 6:49pm UTC](https://boards.straightdope.com/t/i-won-my-small-claims-case-now-what/236366/24 "2004-03-26T18:49:43Z")

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> [@rsa](#):
>
> Legal, smegal.
> 
> IANAL, but perhaps as implied elsewhere you could just threaten to report the judgement to a credit bureau. That may get his/her attention.

Here’s the deal with credit bureaus: They don’t take “reports” from outsiders. If you have an established relationship with them, you can report what you like, otherwise. . . not. But don’t worry. Credit reports have a section about public records. Most judgments wind up there because people make a living selling the information to the bureaus. So most likely, the judgment already appears there.

Will that prevent the guy from getting a mortgage or a car loan? Probably not when it is for such a small amount. But it will drop his credit score.

And boys, settle down.

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**Author:** ![Jackmannii](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/jackmannii/32/311_2.png) [@Jackmannii](https://boards.straightdope.com/u/Jackmannii)\
**Post date:** [March 26, 2004, 6:59pm UTC](https://boards.straightdope.com/t/i-won-my-small-claims-case-now-what/236366/25 "2004-03-26T18:59:53Z")

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> [@Random](#):
>
> Show me where I said otherwise.

O.K.

> [@Random](#):
>
> Even with the (probably valid) assumption that **other posters** (bolding mine) are correct about what kind of garnishments are and are not allowed in Texas…"

And your griping to the contrary, I have never said that **Anachronism** did not have to have his judgment registered in Texas. In fact, I specifically acknowledged:

> [@Jackmannii](#):
>
> Perhaps once the judgment is confirmed in Texas **Anachronism** could investigate garnishing bank accounts.

I think I’ve provided potentially useful advice. I have no wish to stick around further to answer someone who’s intent on picking a fight on non-existent grounds.  
So long.

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