If I had a million dollars....

[Bill_Door]

@bump

Doesn’t it highly depend on the APR that you’re getting and the time remaining? I mean, if your mortgage APR is like 8%, it would behoove you to pay it off ASAP. But if you’re only paying 4%, the market can underperform by 4% before you start to pull even with paying it off vs. investing. Similarly, if you only have 4 years to go, it makes sense to pay it off- you’re not likely to make much money in such a short period, but if you have say… 15, you can.

Yeah, I’ve got 8 years left on a fixed 2.875% mortgage so it would take a pretty crappy investment to not be able to beat that return. I’m doing a little better than 10% since May 2013 when I rolled my IRA over to a new brokerage.