# If you like your health insurance, you can keep it

**URL:** <https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356>\
**Category:** The BBQ Pit\
**Created:** [February 11, 2015, 1:40am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356 "2015-02-11T01:40:53Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [February 11, 2015, 1:40am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/1 "2015-02-11T01:40:53Z")

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Resolved: the President lied when he said this.

Anyone disagree?😃

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**Author:** ![PastTense](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pasttense/32/14550_2.png) [@PastTense](https://boards.straightdope.com/u/PastTense)\
**Post date:** [February 11, 2015, 1:48am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/2 "2015-02-11T01:48:47Z")

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Anyone disagree that politicians lie constantly?

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**Author:** ![andros](https://avatars.discourse-cdn.com/v4/letter/a/e480ec/32.png) [@andros](https://boards.straightdope.com/u/andros)\
**Post date:** [February 11, 2015, 1:50am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/3 "2015-02-11T01:50:09Z")

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Somebody help me out here…am I allowed to call this trolling in the Pit these days? Or will that get me warned?

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**Author:** ![Lobohan](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lobohan/32/79_2.png) [@Lobohan](https://boards.straightdope.com/u/Lobohan)\
**Post date:** [February 11, 2015, 1:50am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/4 "2015-02-11T01:50:41Z")

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Resolved: Adaher is a poo-poo head. Discuss.

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**Author:** ![running\_coach](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/running_coach/32/15836_2.png) [@running\_coach](https://boards.straightdope.com/u/running_coach)\
**Post date:** [February 11, 2015, 1:51am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/5 "2015-02-11T01:51:02Z")

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So no blaming the insurance companies for not offering qualifying policies?  
Or are you happy at the prospect of millions without insurance?

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [February 11, 2015, 1:52am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/6 "2015-02-11T01:52:10Z")

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Feel free to discuss anything you like in this thread, since the debate is over.🙂

Aren’t we allowed to troll in the Pit? Not that I’m trolling. Just reopening a debate that apparently needed reopening.

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [February 11, 2015, 1:53am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/7 "2015-02-11T01:53:23Z")

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> [@running\_coach](#):
>
> So no blaming the insurance companies for not offering qualifying policies?  
> Or are you happy at the prospect of millions without insurance?

Do health care plans need free birth control to be legitimate health care plans? How about if the health care plan covers everything ACA requires, but doesn’t risk pool the way the government would like, such as a guild health care plan?

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**Author:** ![Lobohan](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lobohan/32/79_2.png) [@Lobohan](https://boards.straightdope.com/u/Lobohan)\
**Post date:** [February 11, 2015, 2:04am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/8 "2015-02-11T02:04:14Z")

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A couple questions:

If the plan stays the same, it’s grandfathered in, right?

If the plan changes, then it’s no longer the “your plan” that you liked, right?

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**Author:** ![running\_coach](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/running_coach/32/15836_2.png) [@running\_coach](https://boards.straightdope.com/u/running_coach)\
**Post date:** [February 11, 2015, 2:04am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/9 "2015-02-11T02:04:22Z")

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> [@adaher](#):
>
> \*\*Do health care plans need free birth control \*\*to be legitimate health care plans? How about if the health care plan covers everything ACA requires, but doesn’t risk pool the way the government would like, such as a guild health care plan?

If that’s part of the requirements, yes.  
WTH is a guild health care plan?

Bottom line, if it doesn’t meet the requirements, then it gets changed, not just canceled out from under people.

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**Author:** ![andros](https://avatars.discourse-cdn.com/v4/letter/a/e480ec/32.png) [@andros](https://boards.straightdope.com/u/andros)\
**Post date:** [February 11, 2015, 2:08am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/10 "2015-02-11T02:08:17Z")

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> [@adaher](#):
>
> Not that I’m trolling.

Liar.

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [February 11, 2015, 2:10am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/11 "2015-02-11T02:10:29Z")

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You’ll have to define trolling for me then. Maybe I don’t know what the definition is.

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [February 11, 2015, 2:11am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/12 "2015-02-11T02:11:35Z")

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> [@running\_coach](#):
>
> If that’s part of the requirements, yes.  
> WTH is a guild health care plan?
> 
> Bottom line, if it doesn’t meet the requirements, then it gets changed, not just canceled out from under people.

It is inconsistent with the President’s promise to force companies to cease offering plans because they don’t meet the standards.

Whether or not this is good policy is a valid question. I say it is not, because we can’t bend the health care cost curve if we force insurance to cover more.

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**Author:** ![VinylTurnip](https://avatars.discourse-cdn.com/v4/letter/v/b2d939/32.png) [@VinylTurnip](https://boards.straightdope.com/u/VinylTurnip)\
**Post date:** [February 11, 2015, 2:27am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/13 "2015-02-11T02:27:09Z")

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I’ve seen a lot of weird shit on the Internet, **adaher** , but nothing quite as odd as your masturbation ritual.

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [February 11, 2015, 2:31am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/14 "2015-02-11T02:31:17Z")

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Hey, I gotta get my thrills where I can. Some people do porn, I do the Dope.

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**Author:** ![Mona\_Lott](https://avatars.discourse-cdn.com/v4/letter/m/ee7513/32.png) [@Mona\_Lott](https://boards.straightdope.com/u/Mona_Lott)\
**Post date:** [February 11, 2015, 2:36am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/15 "2015-02-11T02:36:59Z")

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Please tell me what the Republican plan for health care reform is.

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**Author:** ![bengangmo](https://avatars.discourse-cdn.com/v4/letter/b/50afbb/32.png) [@bengangmo](https://boards.straightdope.com/u/bengangmo)\
**Post date:** [February 11, 2015, 2:37am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/16 "2015-02-11T02:37:13Z")

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What that lying basket HUSSEIN said is a simplistic answer to a complex and nuanced question.

There is no way that you can reach a meaningful answer,

And more to the point

It doesn’t matter

It won’t change anything, it won’t have any impact whatsoever on anyone’s opinion, it won’t change re-election chances.

As much as there are a lot of fun but meaningless discussions here on the dope, this one is more meaningless than most.

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**Author:** ![Kobal2](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kobal2/32/20_2.png) [@Kobal2](https://boards.straightdope.com/u/Kobal2)\
**Post date:** [February 11, 2015, 2:39am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/17 "2015-02-11T02:39:07Z")

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> [@running\_coach](#):
>
> WTH is a guild health care plan?

Isn’t that when the shammies, the pallies, the druids and the priests discuss who gets to heal whom when during the Onyxia raids ?

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [February 11, 2015, 2:39am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/18 "2015-02-11T02:39:21Z")

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> [@Mona\_Lott](#):
>
> Please tell me what the Republican plan for health care reform is.

They just wrote one in case the court guts ACA:

[http://news.yahoo.com/gop-lawmakers-scrap-obama-health-law-tax-credits-082516083--politics.html;\_ylt=AwrBTzbFwNpUboIApLxXNyoA;\_ylu=X3oDMTEzZ2wxdWhpBGNvbG8DYmYxBHBvcwMxBHZ0aWQDVklQNTY4XzEEc2VjA3Nj](http://news.yahoo.com/gop-lawmakers-scrap-obama-health-law-tax-credits-082516083--politics.html;_ylt=AwrBTzbFwNpUboIApLxXNyoA;_ylu=X3oDMTEzZ2wxdWhpBGNvbG8DYmYxBHBvcwMxBHZ0aWQDVklQNTY4XzEEc2VjA3Nj)

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<div class="post-metadata">

**Author:** ![running\_coach](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/running_coach/32/15836_2.png) [@running\_coach](https://boards.straightdope.com/u/running_coach)\
**Post date:** [February 11, 2015, 2:42am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/19 "2015-02-11T02:42:25Z")

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> [@adaher](#):
>
> \*\*It is inconsistent with the President’s promise to force companies to cease offering plans because they don’t meet the standards.  
> \*\*  
> Whether or not this is good policy is a valid question. I say it is not, because we can’t bend the health care cost curve if we force insurance to cover more.

But he did just that. Blame the companies for not offering up to standard policies.  
Or push for single payer.

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**Author:** ![bengangmo](https://avatars.discourse-cdn.com/v4/letter/b/50afbb/32.png) [@bengangmo](https://boards.straightdope.com/u/bengangmo)\
**Post date:** [February 11, 2015, 3:18am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/20 "2015-02-11T03:18:47Z")

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> [@adaher](#):
>
> They just wrote one in case the court guts ACA:
> 
> [http://news.yahoo.com/gop-lawmakers-scrap-obama-health-law-tax-credits-082516083--politics.html;\_ylt=AwrBTzbFwNpUboIApLxXNyoA;\_ylu=X3oDMTEzZ2wxdWhpBGNvbG8DYmYxBHBvcwMxBHZ0aWQDVklQNTY4XzEEc2VjA3Nj](http://news.yahoo.com/gop-lawmakers-scrap-obama-health-law-tax-credits-082516083--politics.html;_ylt=AwrBTzbFwNpUboIApLxXNyoA;_ylu=X3oDMTEzZ2wxdWhpBGNvbG8DYmYxBHBvcwMxBHZ0aWQDVklQNTY4XzEEc2VjA3Nj)

That plan is horrible -

NO minimum coverage requirements???

[Next page](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356.md?page=2)
