# If you like your health insurance, you can keep it

**URL:** <https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356>\
**Category:** The BBQ Pit\
**Created:** [February 11, 2015, 1:40am UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356 "2015-02-11T01:40:53Z")\
**Posts on this page:** 20\
**Page:** 4

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**Author:** ![GIGObuster](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/gigobuster/32/421_2.png) [@GIGObuster](https://boards.straightdope.com/u/GIGObuster)\
**Post date:** [February 11, 2015, 3:46pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/61 "2015-02-11T15:46:06Z")

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> [@adaher](#):
>
> That is what they were doing, they just didn’t do it in as politically savvy a way as the administration would have liked. Instead of saying, “We cancelled your plan, here are some more expensive options”, they were supposed to say, “Great news! For the low price of only $89 more per month, we’ve upgraded your plan!”

That is not what I said, read it again, they should had moved the people to better plans instead of making it more inconvenient.

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**Author:** ![ElvisL1ves](https://avatars.discourse-cdn.com/v4/letter/e/5daacb/32.png) [@ElvisL1ves](https://boards.straightdope.com/u/ElvisL1ves)\
**Post date:** [February 11, 2015, 3:48pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/62 "2015-02-11T15:48:47Z")

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If we say Yes, what do you win?

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [February 11, 2015, 3:51pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/63 "2015-02-11T15:51:38Z")

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There are two chambers of Congress. We won both of them. ACA better start getting popular quick. The next Democratic nominee might not have Obama’s mad campaigning skillz.

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**Author:** ![ElvisL1ves](https://avatars.discourse-cdn.com/v4/letter/e/5daacb/32.png) [@ElvisL1ves](https://boards.straightdope.com/u/ElvisL1ves)\
**Post date:** [February 11, 2015, 4:06pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/64 "2015-02-11T16:06:38Z")

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> [@adaher](#):
>
> ACA better start getting popular quick.

How many times do we … oh, never mind, you’re hopeless.

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**Author:** ![D\_Anconia](https://avatars.discourse-cdn.com/v4/letter/d/67e7ee/32.png) [@D\_Anconia](https://boards.straightdope.com/u/D_Anconia)\
**Post date:** [February 11, 2015, 4:10pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/65 "2015-02-11T16:10:01Z")

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> [@GIGObuster](#):
>
> He’s most likely referring to the users of the exchange.
> 
> [Newly Insured Through Exchanges Give Coverage Good Marks](http://www.gallup.com/poll/179396/newly-insured-exchanges-give-coverage-good-marks.aspx)

If that’s what he meant, why didn’t he say that, instead of “Most people are pretty happy with the ACA”, which is demonstrably untrue?

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**Author:** ![Lightnin](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lightnin/32/180_2.png) [@Lightnin](https://boards.straightdope.com/u/Lightnin)\
**Post date:** [February 11, 2015, 4:10pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/66 "2015-02-11T16:10:41Z")

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“If you like your girlfriend, you can keep her.”

Now, does this mean that I’m going to force her to stay with you, or that I won’t break you up?

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**Author:** ![GIGObuster](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/gigobuster/32/421_2.png) [@GIGObuster](https://boards.straightdope.com/u/GIGObuster)\
**Post date:** [February 11, 2015, 4:11pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/67 "2015-02-11T16:11:26Z")

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> [@adaher](#):
>
> There are two chambers of Congress. We won both of them. ACA better start getting popular quick. The next Democratic nominee might not have Obama’s mad campaigning skillz.

As shown, it is already popular with the users of the ACA, what it is also clear is that it is also a reality that most people are not supportive of dismantling the law, they are more supportive of making changes.

> **[Poll Finds That Most Voters Would Rather Change Than Repeal Obamacare](https://www.huffpost.com/entry/obamacare-repeal-poll_n_6249136)**
>
> Poll Finds That Most Voters Would Rather Change Than Repeal Obamacare

> [@](#):
>
> A Rasmussen poll released Monday signaled growing support for Congress improving the Affordable Care Act rather than repealing the law entirely.
> 
> According to the survey, 52 percent of respondents said they believe Congress and the White House should “go through the law piece by piece to improve it.” Thirty percent support repealing the law entirely, and 13 percent want to keep the law as is.
> 
> Other recent surveys have found most respondents in favor of changing the legislation rather than scrapping it all together. In November, a Kaiser Health Tracking Poll found that 29 percent of respondents support full repeal, 17 percent scaling the law back, 20 percent moving forward with the law as is and 22 percent expanding the law. In September, a Washington Post/ABC News poll found that 57 percent of voters support the law or want to let it go forward to see how it works, versus 39 percent who wanted to repeal. And an NBC News-Wall Street Journal poll conducted in October found that 55 percent of voters would support a congressional candidate who wanted to give Obamacare a chance versus 43 percent who would back a candidate who wanted to repeal and start over with a new law.

Of course because congress if full of hammers they only look at the ACA as only a nail. It is clear to me that ignoring the nuances of how people are seeing the law is a feature of the Republicans and it is more likely to lead to people to learn _once again_ that they made a mistake into thinking that they voted for adults in the last election.

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**Author:** ![GIGObuster](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/gigobuster/32/421_2.png) [@GIGObuster](https://boards.straightdope.com/u/GIGObuster)\
**Post date:** [February 11, 2015, 4:12pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/68 "2015-02-11T16:12:28Z")

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> [@D\_Anconia](#):
>
> If that’s what he meant, why didn’t he say that, instead of “Most people are pretty happy with the ACA”, which is demonstrably untrue?

Well, it is more likely that you were wrong, it happens.

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**Author:** ![John\_Mace](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/john_mace/32/185_2.png) [@John\_Mace](https://boards.straightdope.com/u/John_Mace)\
**Post date:** [February 11, 2015, 4:14pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/69 "2015-02-11T16:14:07Z")

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If we don’t like this thread, can we get rid of it?

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [February 11, 2015, 4:20pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/70 "2015-02-11T16:20:06Z")

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> [@Lightnin](#):
>
> “If you like your girlfriend, you can keep her.”
> 
> Now, does this mean that I’m going to force her to stay with you, or that I won’t break you up?

It means you won’t break us up. Which the administration did do. Not everyone lost their insurance because the administration required it, but many did. In fact, people losing their insurance was essential for the law to work. The whole idea was to move everyone into plans that had certain benefits and which were community rated.

Trade guild plans were often more generous than required, but still had to be discontinued because they weren’t community rated.

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**Author:** ![Lightnin](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lightnin/32/180_2.png) [@Lightnin](https://boards.straightdope.com/u/Lightnin)\
**Post date:** [February 11, 2015, 4:23pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/71 "2015-02-11T16:23:57Z")

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> [@adaher](#):
>
> It means you won’t break us up. Which the administration did do.

Funny, I thought the insurance companies had something to do with that.

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**Author:** ![Fear\_Itself](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fear_itself/32/19637_2.png) [@Fear\_Itself](https://boards.straightdope.com/u/Fear_Itself)\
**Post date:** [February 11, 2015, 4:25pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/72 "2015-02-11T16:25:28Z")

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> [@adaher](#):
>
> Resolved: the President lied when he said this.
> 
> Anyone disagree?😃

I disagree.

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**Author:** ![Fear\_Itself](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fear_itself/32/19637_2.png) [@Fear\_Itself](https://boards.straightdope.com/u/Fear_Itself)\
**Post date:** [February 11, 2015, 4:28pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/73 "2015-02-11T16:28:25Z")

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> [@adaher](#):
>
> Americans don’t like being lied to.

I disagree.

Americans love being lied to. Anyone disagree?

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**Author:** ![Damuri\_Ajashi](https://avatars.discourse-cdn.com/v4/letter/d/898d66/32.png) [@Damuri\_Ajashi](https://boards.straightdope.com/u/Damuri_Ajashi)\
**Post date:** [February 11, 2015, 4:40pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/74 "2015-02-11T16:40:29Z")

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> [@adaher](#):
>
> Resolved: the President lied when he said this.
> 
> Anyone disagree?😃

I disagree. Grandfather clauses are not a new concept.

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**Author:** ![D\_Anconia](https://avatars.discourse-cdn.com/v4/letter/d/67e7ee/32.png) [@D\_Anconia](https://boards.straightdope.com/u/D_Anconia)\
**Post date:** [February 11, 2015, 4:45pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/75 "2015-02-11T16:45:16Z")

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> [@GIGObuster](#):
>
> Well, it is more likely that you were wrong, it happens.

I am not wrong, in this case. “Most people” are not “pretty happy” with the ACA.

Gallup 37 for , 56 against.  
Associated Press 29 for, 41 against.  
Quinnipiac 40 for, 54 against.

It’s not even _close_.

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**Author:** ![Darth\_Panda](https://avatars.discourse-cdn.com/v4/letter/d/ee7513/32.png) [@Darth\_Panda](https://boards.straightdope.com/u/Darth_Panda)\
**Post date:** [February 11, 2015, 4:48pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/76 "2015-02-11T16:48:27Z")

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> [@Damuri\_Ajashi](#):
>
> I disagree. Grandfather clauses are not a new concept.

As opposed to grandfather claws, which are fairly novel.

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**Author:** ![elucidator](https://avatars.discourse-cdn.com/v4/letter/e/8edcca/32.png) [@elucidator](https://boards.straightdope.com/u/elucidator)\
**Post date:** [February 11, 2015, 5:00pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/77 "2015-02-11T17:00:27Z")

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> [@D\_Anconia](#):
>
> I am not wrong, in this case. “Most people” are not “pretty happy” with the ACA.
> 
> Gallup 37 for , 56 against.  
> Associated Press 29 for, 41 against.  
> Quinnipiac 40 for, 54 against.
> 
> It’s not even _close_.

As referenced above, among actual participants, its rather popular. Why? Because so many of them had no actual insurance before now, and they like that now they do. _Tres_ duh, _mais non_?

Now, who is more likely to know more about ACA: someone who is participating, or someone who is not? Or, to put it the opposite way, who is more likely to be \*ignorant \*of the actual results of the ACA? Who is more likely to be swayed by _appeals_ to said ignorance?

Now, suppose you are an intelligent, aware person, like myself. Suppose you believe that the ACA is a start in the right direction, but woefully inadequate and in need of much, much improvement. What do I say if you ask me if I’m “happy” with the ACA?

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<div class="post-metadata">

**Author:** ![GIGObuster](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/gigobuster/32/421_2.png) [@GIGObuster](https://boards.straightdope.com/u/GIGObuster)\
**Post date:** [February 11, 2015, 5:00pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/78 "2015-02-11T17:00:34Z")

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> [@D\_Anconia](#):
>
> I am not wrong, in this case. “Most people” are not “pretty happy” with the ACA.
> 
> Gallup 37 for , 56 against.  
> Associated Press 29 for, 41 against.  
> Quinnipiac 40 for, 54 against.
> 
> It’s not even _close_.

Yeepers, I wonder if your insurance covers that ignorance that makes you ignore what one is talking about, :p. Once again I was referring to the users of the plan and most of them are happy with it.

BTW I noticed that on a recent post you came in support of climate change deniers, just a demonstration that you do not know when misinformers are pulling your leg, so seek help with proper scientists, not creationists and paid merchants of doubt.

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<div class="post-metadata">

**Author:** ![D\_Anconia](https://avatars.discourse-cdn.com/v4/letter/d/67e7ee/32.png) [@D\_Anconia](https://boards.straightdope.com/u/D_Anconia)\
**Post date:** [February 11, 2015, 5:09pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/79 "2015-02-11T17:09:47Z")

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> [@GIGObuster](#):
>
> Once again I was referring to the users of the plan and most of them are happy with it.

So are you the same person as the user named Procrustus? Because that’s who I was originally replying to, regarding his fanciful claim.

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**Author:** ![John\_Mace](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/john_mace/32/185_2.png) [@John\_Mace](https://boards.straightdope.com/u/John_Mace)\
**Post date:** [February 11, 2015, 5:11pm UTC](https://boards.straightdope.com/t/if-you-like-your-health-insurance-you-can-keep-it/712356/80 "2015-02-11T17:11:34Z")

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> [@elucidator](#):
>
> As referenced above, among actual participants, its rather popular. Why? Because so many of them had no actual insurance before now, and they like that now they do. _Tres_ duh, _mais non_?
> 
> Now, who is more likely to know more about ACA: someone who is participating, or someone who is not? Or, to put it the opposite way, who is more likely to be \*ignorant \*of the actual results of the ACA? Who is more likely to be swayed by _appeals_ to said ignorance?
> 
> Now, suppose you are an intelligent, aware person, like myself. Suppose you believe that the ACA is a start in the right direction, but woefully inadequate and in need of much, much improvement. What do I say if you ask me if I’m “happy” with the ACA?

With a few exceptions, the ACA made us ALL participants. My insurance payments skyrocketed\*, but since I had insurance already, is it your contention that I’m not “a participant”?

\*Yes, I know I’m part of the minority that got screwed by the ACA, and I’m actually OK with that, philosophically, as long it does turn out to be a net good for the country. We shall see about that.

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