# If you use Apple Cash, why?

**URL:** <https://boards.straightdope.com/t/if-you-use-apple-cash-why/1002309>\
**Category:** In My Humble Opinion\
**Created:** [May 31, 2024, 1:19am UTC](https://boards.straightdope.com/t/if-you-use-apple-cash-why/1002309 "2024-05-31T01:19:02Z")\
**Posts on this page:** 6\
**Page:** 1

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**Author:** ![Nars\_Glinley](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/nars_glinley/32/8177_2.png) [@Nars\_Glinley](https://boards.straightdope.com/u/Nars_Glinley)\
**Post date:** [May 31, 2024, 1:19am UTC](https://boards.straightdope.com/t/if-you-use-apple-cash-why/1002309/1 "2024-05-31T01:19:02Z")

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I overheard some “kids” (late 20’s) talking about Apple Cash the other day and “so and so would send so and so $X” and someone else had $X in Apple Cash. What’s the point of it? If you use it, what’s the advantage over any other payment service?

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**Author:** ![Babale](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/babale/32/15666_2.png) [@Babale](https://boards.straightdope.com/u/Babale)\
**Post date:** [May 31, 2024, 1:26am UTC](https://boards.straightdope.com/t/if-you-use-apple-cash-why/1002309/2 "2024-05-31T01:26:34Z")

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Is that the same as Apple or Google Pay? If so, it’s just a way to store your credit card on your phone, basically.

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**Author:** ![Nars\_Glinley](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/nars_glinley/32/8177_2.png) [@Nars\_Glinley](https://boards.straightdope.com/u/Nars_Glinley)\
**Post date:** [May 31, 2024, 2:19am UTC](https://boards.straightdope.com/t/if-you-use-apple-cash-why/1002309/3 "2024-05-31T02:19:51Z")

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That’s your wallet. AIUI, Apple Cash is just cash that you can also store in your wallet.

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**Author:** ![Dewey\_Finn](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/dewey_finn/32/4222_2.png) [@Dewey\_Finn](https://boards.straightdope.com/u/Dewey_Finn)\
**Post date:** [May 31, 2024, 3:10am UTC](https://boards.straightdope.com/t/if-you-use-apple-cash-why/1002309/4 "2024-05-31T03:10:39Z")

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I don’t use Apple Cash but Googling, it’s different from Apple Card, which is a credit card. So perhaps Apple Cash appeals to those unable to get a credit card?

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**Author:** ![Eyebrows\_0f\_Doom](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/eyebrows_0f_doom/32/3119_2.png) [@Eyebrows\_0f\_Doom](https://boards.straightdope.com/u/Eyebrows_0f_Doom)\
**Post date:** [May 31, 2024, 3:13am UTC](https://boards.straightdope.com/t/if-you-use-apple-cash-why/1002309/5 "2024-05-31T03:13:11Z")

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Yeah I have a couple hundred in Apple Cash from the Apple credit card rewards. It’s just a balance you can send directly to people, seems to be just like Venmo.

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**Author:** ![Omar\_Little](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/omar_little/32/269_2.png) [@Omar\_Little](https://boards.straightdope.com/u/Omar_Little)\
**Post date:** [June 3, 2024, 2:42pm UTC](https://boards.straightdope.com/t/if-you-use-apple-cash-why/1002309/6 "2024-06-03T14:42:59Z")

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> [@Eyebrows\_0f\_Doom](#):
>
> just like Venmo.

Yes. Apple cash is Apple’s version of venmo. It connects to a credit card or bank account, and allows you to send cash to someone that can then move it to their bank account.