I'm losing it

Keep your cool. IIRC you’re right on schedule. It may get worse in the winter as you wait for college acceptance letters. But as others have said, there are many paths. I think people obsess on making the absolute best decisions, but things are not black and white – the second-best (or tenth-best) decisions are okay.

Actual advice:[ul]
[li]It’s good to explore ways of affording college, but my college loans were the best investment of my life.[/li][li]I also worked 20-30 hours per week for all but the first quarter in my freshman year, and I would advise not going above 24 hours if you’re enrolled full-time. It’s too much – either find additional funding or reduce expenses. (I actually chose to be Homeless Lite™ for the first half of my senior year because I found myself almost exploding with determination to succeed, and didn’t want to waste it.)[/li][li]I took two one-year leaves of absence (after my sophomore year and after my junior year), and both helped me figure out some things about myself, though the second leave was quite miserable. This was a big part of the subsequent explosion of determination I mentioned above.[/li][li]I agree that no freshman is really expected to have a sharp focus on what they’re going to major in. I think that your major should be the result of your curiosity and what you think is really important, as I think college is where you start learning how to live as an adult, where you learn critical thinking, and where you learn how much you’re really willing to work for what is, ultimately, an effort that you’re taking on voluntarily. The actual major is just an instance, a nucleation site around which you learn these meta-skills, and you might end up doing something completely different from what you majored in. However, people have other ideas as well, any my opinion is just my opinion.[/li][li]I wasn’t a deluded fool regarding my attitude towards my major, so I took part time jobs helping geology grad students, helping a physics post-doc analyze data and being an electronic tech at a marine biology lab; these helped me find out more about what might lie ahead of me if I chose related majors.[/li][li]Finally, don’t believe people – you are actually almost as invulnerable as you might think, and it’ll last at least ten years. Just avoid strongly addictive drugs or committing felonies. But other than those, be wild, be stupid, be tasteless, and be bold. You will most likely have enough energy to recover from whatever messes you get into, and you should expect to mess up. As in skiing, if you’re not falling down, you’re just not trying hard enough.[/li][/ul]

Do you HAVE to go to college?

I ask because I think college is way overrated - and yes I have a BA. I have a job because I have a degree, too. Is my degree related to my job? Not really. Do I wish I’d majored in something else? Absolutely - if I could do it all over again I’d have majored in Nursing and I’d be making waaaaaaaaaaaaaay more money than I do now.

That said, I still don’t think college is always a good idea. If your goal is to get a job and be able to pay your bills – a vocational school is going to get you there in a lot less time and WAY less money.

Given your interest in ROTC - if you’re physically able - why not go into the military? A good friend of mine is currently working on his Master’s on Uncle Sam’s dime - AND he’ll be able to retire in another 10 years or so. The GI Bill is a beautiful thing - if you’re wanting to avoid loans, you probably can’t find a better deal than that.