# I'm rich, and I didn't have to send the Nigerians anything!

**URL:** <https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [March 5, 2012, 5:28pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837 "2012-03-05T17:28:01Z")\
**Posts on this page:** 13\
**Page:** 1

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**Author:** ![Kent\_Clark](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kent_clark/32/105_2.png) [@Kent\_Clark](https://boards.straightdope.com/u/Kent_Clark)\
**Post date:** [March 5, 2012, 5:28pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/1 "2012-03-05T17:28:01Z")

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I received this message just now.

> [@](#):
>
> Dear Customer,
> 
> The Balance in your A/C No. XXX1XXXXXX00110 as of 05-Mar-12 is INR 1,000,000.00.
> 
> If you would like to view any other details regarding your account, please login to our NetBanking service via http:// www .yesbank .in
> 
> You have received this alert by subscribing for YES BANK alerts service. If you wish to unsubscribe, please login to your NetBanking and update the alert instructions.  
> Visit us at http:// www .yesbank .in

Granted, an Indian Rupee is worth only about 20 cents American, but that’s still pretty good considering I’ve never made a deposit and didn’t even know I had an account!

Mods, a Custom Title for everyone, on me!

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**Author:** ![Sattua](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/sattua/32/11906_2.png) [@Sattua](https://boards.straightdope.com/u/Sattua)\
**Post date:** [March 5, 2012, 8:25pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/2 "2012-03-05T20:25:41Z")

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\<Dave Chappelle\>You’re rich biatch!\</Dave Chappelle\>

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**Author:** ![Cat\_Whisperer](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/cat_whisperer/32/4839_2.png) [@Cat\_Whisperer](https://boards.straightdope.com/u/Cat_Whisperer)\
**Post date:** [March 5, 2012, 9:27pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/3 "2012-03-05T21:27:44Z")

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Cool! Could I have a pony, please?

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**Author:** ![Sunspace](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/sunspace/32/1250_2.png) [@Sunspace](https://boards.straightdope.com/u/Sunspace)\
**Post date:** [March 5, 2012, 9:34pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/4 "2012-03-05T21:34:55Z")

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Could I have a job?

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**Author:** ![Cat\_Whisperer](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/cat_whisperer/32/4839_2.png) [@Cat\_Whisperer](https://boards.straightdope.com/u/Cat_Whisperer)\
**Post date:** [March 5, 2012, 9:38pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/5 "2012-03-05T21:38:46Z")

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Ooh, that’s a better one - could I have a job too, please? And make it a good one, not one that kills my soul slowly like every other job I’ve had.

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**Author:** ![Kent\_Clark](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kent_clark/32/105_2.png) [@Kent\_Clark](https://boards.straightdope.com/u/Kent_Clark)\
**Post date:** [March 5, 2012, 9:45pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/6 "2012-03-05T21:45:29Z")

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Who needs a job? Just open a bank account and wait for the cash to magically appear!

For that matter, you don’t even need to open an account!

India. What a country!!!

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**Author:** ![Rachellelogram](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/rachellelogram/32/8689_2.png) [@Rachellelogram](https://boards.straightdope.com/u/Rachellelogram)\
**Post date:** [March 5, 2012, 10:22pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/7 "2012-03-05T22:22:12Z")

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You’re a job creator now! How’s it feel?

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**Author:** ![Scribble](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/scribble/32/3317_2.png) [@Scribble](https://boards.straightdope.com/u/Scribble)\
**Post date:** [March 5, 2012, 11:51pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/8 "2012-03-05T23:51:59Z")

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> [@kunilou](#):
>
> ..[A]n Indian Rupee is worth only about 20 cents American…

Actually, you’re about an order of magnitude off. A rupee is worth something closer to 2 US cents:

> **[Exchange Rate US Dollar to Euro (Currency Calculator) - X-Rates](https://www.x-rates.com/calculator/)**
>
> This Free Currency Exchange Rates Calculator helps you convert US Dollar to Euro from any amount.

So, unfortunately, you’ve only got about $20k with these guys, not $200k. Still not bad for a mysterious offshore bank account you never knew you had!

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**Author:** ![Kent\_Clark](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kent_clark/32/105_2.png) [@Kent\_Clark](https://boards.straightdope.com/u/Kent_Clark)\
**Post date:** [March 6, 2012, 2:19am UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/9 "2012-03-06T02:19:50Z")

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> [@Scribble](#):
>
> Actually, you’re about an order of magnitude off. A rupee is worth something closer to 2 US cents:
> 
> [Exchange Rate US Dollar to Euro (Currency Calculator) - X-Rates](http://www.x-rates.com/calculator.html)
> 
> So, unfortunately, you’ve only got about $20k with these guys, not $200k. Still not bad for a mysterious offshore bank account you never knew you had!

Wow, what a bummer.

Mods, please cancel the Custom Titles for everyone.

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**Author:** ![EvilTOJ](https://avatars.discourse-cdn.com/v4/letter/e/ee59a6/32.png) [@EvilTOJ](https://boards.straightdope.com/u/EvilTOJ)\
**Post date:** [March 6, 2012, 1:49pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/10 "2012-03-06T13:49:05Z")

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But… but I already got fitted for a Custom Title and everything!

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**Author:** ![robert\_columbia](https://avatars.discourse-cdn.com/v4/letter/r/e79b87/32.png) [@robert\_columbia](https://boards.straightdope.com/u/robert_columbia)\
**Post date:** [March 6, 2012, 6:18pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/11 "2012-03-06T18:18:29Z")

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Interestingly enough, it looks like Yes Bank is legit and that they actually are at yesbank.in, so I’m not sure what the scam is. Do you think this is an actual legit email that got misdirected?

> **[Yes Bank](https://en.wikipedia.org/wiki/Yes_Bank)**
>
> Yes Bank is an Indian bank headquartered in Mumbai, India and was founded by Rana Kapoor and Ashok Kapoor in 2004.
> The history of Yes Bank can be traced back to 1999, when three Indian bankers decided to launch a non-banking financial enterprise together. They were Ashok Kapur, who had previously worked as the national head for the ABN Amro Bank, Harkirat Singh, who had previously worked as the country head for the Deutsche Bank, and Rana Kapoor, who had previously worked as the head of corp...

This article has been around for a while.

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<div class="post-metadata">

**Author:** ![Corcaigh](https://avatars.discourse-cdn.com/v4/letter/c/eb8c5e/32.png) [@Corcaigh](https://boards.straightdope.com/u/Corcaigh)\
**Post date:** [March 7, 2012, 2:40pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/12 "2012-03-07T14:40:52Z")

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> [@kunilou](#):
>
> I received this message just now.
> 
> Granted, an Indian Rupee is worth only about 20 cents American, but that’s still pretty good considering I’ve never made a deposit and didn’t even know I had an account!

Pfft, that’s nothing, my uncle Dennis left me a diamond mine in South Africa worth umpteen million units of some currency, according to an email I got.

Me: Daaaaaaaaaaaad, you know that brother of yours called Dennis…  
Dad: I don’t have a brother called Dennis!  
Me: Oh. Muuuuuuuuuuuuuuuuuuuuuuuum, you know that brother of yours called

yeah she hasn’t got one either.

Maybe they got his name wrong? Or he changed it?!

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**Author:** ![This\_Just\_In\_2](https://avatars.discourse-cdn.com/v4/letter/t/bbe5ce/32.png) [@This\_Just\_In\_2](https://boards.straightdope.com/u/This_Just_In_2)\
**Post date:** [March 7, 2012, 5:57pm UTC](https://boards.straightdope.com/t/im-rich-and-i-didnt-have-to-send-the-nigerians-anything/614837/13 "2012-03-07T17:57:15Z")

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> [@robert\_columbia](#):
>
> Interestingly enough, it looks like Yes Bank is legit and that they actually are at yesbank.in, so I’m not sure what the scam is. Do you think this is an actual legit email that got misdirected?

The point of the scam is to fool people who actually have an account at Yes Bank. If someone does, and they get this email then they are more likely to follow the link wondering if some bank error shows them having 1,000,000 rupees or whatever. If they submit their password then the scammers have the info to go to the real Yes Bank website and get into your account.

A real bank would never send a legit email asking you to follow a link to log in.
