# I'm saving a bunch of money on my car insurance by switching \*from\* GEICO! **URL:** \ **Category:** Miscellaneous and Personal Stuff I Must Share\ **Created:** [June 23, 2006, 3:40pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875 "2006-06-23T15:40:35Z")\ **Posts on this page:** 14\ **Page:** 1
**Author:** ![Skywatcher](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/skywatcher/32/254_2.png) [@Skywatcher](https://boards.straightdope.com/u/Skywatcher)\ **Post date:** [June 23, 2006, 3:40pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/1 "2006-06-23T15:40:35Z")
Geico really does have low rates, but after a couple of accidents they’ll either triple your rate or drop you like a hot potato. ---
**Author:** ![Bippy\_the\_Beardless](https://avatars.discourse-cdn.com/v4/letter/b/ac8455/32.png) [@Bippy\_the\_Beardless](https://boards.straightdope.com/u/Bippy_the_Beardless)\ **Post date:** [June 23, 2006, 5:02pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/2 "2006-06-23T17:02:21Z")
Hell, even with a clean record Geiko was much more expensive for me than AAA. ---
**Author:** ![Skywatcher](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/skywatcher/32/254_2.png) [@Skywatcher](https://boards.straightdope.com/u/Skywatcher)\ **Post date:** [June 23, 2006, 6:55pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/3 "2006-06-23T18:55:54Z")
Sports car? ---
**Author:** ![Mahaloth](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mahaloth/32/1079_2.png) [@Mahaloth](https://boards.straightdope.com/u/Mahaloth)\ **Post date:** [June 23, 2006, 7:27pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/4 "2006-06-23T19:27:45Z")
> [@Bippy the Beardless](#): > > Hell, even with a clean record Geiko was much more expensive for me than AAA. Me too. $50 more actually. ---
**Author:** ![Mama\_Tiger](https://avatars.discourse-cdn.com/v4/letter/m/6de8d8/32.png) [@Mama\_Tiger](https://boards.straightdope.com/u/Mama_Tiger)\ **Post date:** [June 23, 2006, 8:15pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/5 "2006-06-23T20:15:23Z")
My son just checked into rates for his first car. Geico came in at more than twice as expensive as USAA. Guess which one he’s going with? ---
**Author:** ![velvetjones](https://avatars.discourse-cdn.com/v4/letter/v/5f9b8f/32.png) [@velvetjones](https://boards.straightdope.com/u/velvetjones)\ **Post date:** [June 23, 2006, 8:24pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/6 "2006-06-23T20:24:24Z")
I talked to the Gecko too and they were much more expensive than my current company (Allstate) so I’m just keeping what I have. ---
**Author:** ![Troy\_McClure\_SF](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/troy_mcclure_sf/32/4150_2.png) [@Troy\_McClure\_SF](https://boards.straightdope.com/u/Troy_McClure_SF)\ **Post date:** [June 23, 2006, 9:30pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/7 "2006-06-23T21:30:12Z")
I saved a _ton_ of money leaving GEICO and going to AIS. And my record is spotless, save some parking tickets. ---
**Author:** ![tashabot](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/tashabot/32/6250_2.png) [@tashabot](https://boards.straightdope.com/u/tashabot)\ **Post date:** [June 23, 2006, 9:39pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/8 "2006-06-23T21:39:04Z")
I’ve got Progressive. Geico wanted like three times what Progressive wanted. Even AAA was cheaper, but Progressive has us at a rate of like 60 bucks a month for three people and two cars, so we went with them. They’re also pretty good for customer service - or at least they have been with me. I liked the old Gecko’s voice. Anyone else annoyed by the weird faux-Australian thing he’s got going on now? ~Tahsa ---
**Author:** ![wonky](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wonky/32/393_2.png) [@wonky](https://boards.straightdope.com/u/wonky)\ **Post date:** [June 23, 2006, 9:50pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/9 "2006-06-23T21:50:40Z")
I was with Progressive. I got a big discount switching to Geico, but after a year my rates shot up (no claims) and then they wouldn’t take credit card payments on their website. I looked at Progressive again and my rate with them was then $70 cheaper than Geico. So I switched back. ---
**Author:** ![Ragiel](https://avatars.discourse-cdn.com/v4/letter/r/6de8d8/32.png) [@Ragiel](https://boards.straightdope.com/u/Ragiel)\ **Post date:** [June 23, 2006, 10:38pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/10 "2006-06-23T22:38:41Z")
USAA offered _much_ better rates than my old GEICO policy, so I switched about 10 years ago. I enjoy getting the dividend checks come year’s end too. Sorry, gecko. ---
**Author:** ![ladybug](https://avatars.discourse-cdn.com/v4/letter/l/46a35a/32.png) [@ladybug](https://boards.straightdope.com/u/ladybug)\ **Post date:** [June 23, 2006, 11:02pm UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/11 "2006-06-23T23:02:14Z")
I seem to be the oddball in this thread. For me, Geico was up to $200 cheaper than the other major insurance companies for a six-month policy. And I have a spotless driving record, too. Response Insurance is _slightly_ cheaper, but I’m not sure if it’s worth switching to save $7.63 a month. I miss the days when I paid $344 for a 12-month policy. ---
**Author:** ![Nanoda](https://avatars.discourse-cdn.com/v4/letter/n/ce73a5/32.png) [@Nanoda](https://boards.straightdope.com/u/Nanoda)\ **Post date:** [June 24, 2006, 12:35am UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/12 "2006-06-24T00:35:32Z")
> [@tashabot](#): > > I liked the old Gecko’s voice. Anyone else annoyed by the weird faux-Australian thing he’s got going on now? _I_ like it - though you’re the 2nd person I’ve read here saying he sounded Australian. He’s actually got a [Cockney London accent](http://www.geico.com/fun/blog/blog42.htm). ---
**Author:** ![Ferret\_Herder](https://avatars.discourse-cdn.com/v4/letter/f/e47774/32.png) [@Ferret\_Herder](https://boards.straightdope.com/u/Ferret_Herder)\ **Post date:** [June 24, 2006, 12:40am UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/13 "2006-06-24T00:40:00Z")
> [@ladybug](#): > > I seem to be the oddball in this thread. For me, Geico was up to $200 cheaper than the other major insurance companies for a six-month policy. And I have a spotless driving record, too. Same here, my husband and I saved by switching from State Farm to Geico. However, we don’t have more than a ticket or so on our driving records, we own a boring sedan, and we’ve only put about 55,000 miles on our car in the last 5.5 years. ---
**Author:** ![mhendo](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mhendo/32/3159_2.png) [@mhendo](https://boards.straightdope.com/u/mhendo)\ **Post date:** [June 24, 2006, 2:16am UTC](https://boards.straightdope.com/t/im-saving-a-bunch-of-money-on-my-car-insurance-by-switching-from-geico/361875/14 "2006-06-24T02:16:26Z")
> [@Nanoda](#): > > _I_ like it - though you’re the 2nd person I’ve read here saying he sounded Australian. He’s actually got a [Cockney London accent](http://www.geico.com/fun/blog/blog42.htm). Yep, definitely not Australian.