[QUOTE=Stratocaster]
They’re not in the business of spreading good will and sunshine. They are in the business of offering certain coverages that they deem profitable, which everyone is free to accept or refuse.Anything that can be prescribed should be covered? Really? Every plan should be forced to cover any possible prescription, in the name of equality, eh? I honestly don’t think you understand what that implies in terms of cost.
Sorry, Red, your argument has stretched beyond the boundaries of credibility. You will now accept any rationale, ISTM, so long as it will end up with birth control being covered. You can jump back in or not, but I still don’t see a credible argument, nothing that has not been countered. If you simply believe there’s some inherent human right to have birth control provided, that birth control coverage is an axiomatic obligation of insurers, just say so, because your arguments thus far aren’t cutting it.
[/QUOTE]
Well, obviously you and another poster or 2 have more experience with insurace companies from an insider’s perspective, but what other common prescriptions aren’t covered? Obviously, as stated before, there’s a lot of different plans, but I really only ever hear people bitching about contraception (and now apparently Viagra).
I might not be aware of it, but if there are plans out there that don’t cover ADD/ADHD medication or blood pressure medication or antidepressants or IBS drugs, then my stance will change a little. I’ll think they’re dumb for not covering those too, and then this will become strictly an “I hate insurance companies” rant rather than “Insurance companies are bastards for not covering contraception.”
And catsix, not having Medicaid I can’t make any judgements as to their level of service, merely saying that I think everyone should have access to health insurance, and Medicaid/are was an example of what I’m thinking of.
A lot of you seem to have health insurance, so we’re coming from 2 completely different perspectives.
You’re talking to a girl whose parents could no longer afford health insurance when I was in high school, and who has only had the opportunity to get HI from 2 different jobs since high school (I’m 25). Even then, the coverage sucked and I still couldn’t afford to go to the doctor, and still can’t. My credit’s been screwed up almost from the moment I had any, and not because of credit cards or something, but because I had no HI and couldn’t afford going to the doctor, I waited until my bronchitis was so bad I could no longer walk to the bathroom without gasping for air. So then my friend rushed me to the ER, where they took chest X-rays, thinking it was pneumonia, and gave me a nebulizer treatment. I refused another round with the nebulizer, even though they recommended it because my breathing was still bad, because I was afraid of the cost. And then I got slammed with thousands of dollars in medical bills.
So I think the HI industry is a bunch of assholes out to fuck everyone over. And I hate them, and wish they would all die a horrible, fiery death (Stratocaster, and other HI employees present, excluded).