# Insurance company poopyheads

**URL:** <https://boards.straightdope.com/t/insurance-company-poopyheads/502151>\
**Category:** The BBQ Pit\
**Created:** [July 7, 2009, 1:54am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151 "2009-07-07T01:54:53Z")\
**Posts on this page:** 20\
**Page:** 11

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**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\
**Post date:** [July 16, 2009, 10:39am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/201 "2009-07-16T10:39:09Z")

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> [@curlcoat](#):
>
> > [@Broomstick](#):
> >
> > I have one sister who is getting her master’s in education in her late 40’s as her prior degree is now obsolete. She will have student loans in her 50’s.
> > 
> > My eldest surviving sister just completed medical training at 51 (she entered medical school in her mid-40’s). She has student loans.
> > 
> > Not everyone in their 50’s are sitting on their ass collecting a government check, you know, some 50 year olds get up off their ass and go to work every day.
> 
> And apparently some, like your sisters, decide the thing to do is get even further into debt and go to school. Instead of working?

I’m sorry - whatever made you think they were NOT working while going to school? Where did I say that? NOWHERE! That is you, once again, _assuming_ anyone not you is a freeloader.

Only YOU could turn a 45 year old woman seeking a second degree, a master’s in education, to _improve_ her lot in life while working to support herself and two teenage sons _without help_ into something bad. Isn’t that what you _want_ people to do? Better themselves?

And what the HELL makes you think my sister who went through medical school did NOT work? As soon as you get that MD you go to work, it’s called an “internship”, which my sister just completed this June. “Further” into debt? _Neither had ANY debt_ prior to re-entering school, and that is the ONLY debt they have.

As I said - my sisters get up off their asses every day and go to work. For years they have done it while _also_ improving their education. I fail to see how you have ANY grounds to criticize either of them. Except, perhaps, you’re a bitter old woman with, perhaps, a bit of jealousy at their energy and ambition.

> [@curlcoat](#):
>
> Someday you will think with your brain and not with your emotions. Many people weather a serious illness/injury without going bankrupt and without being millionaires. Right now, between my husband and I we are absorbing several hundred dollars a month in medical expenses not covered by insurance. I could easily spend several hundred more to make my conditions easier to live with, but I choose thriftiness over comfort.

My husband and I covered “several hundred dollars in medical expenses” when we had _no insurance at all_, without asking anyone for help. So whoopee. I am NOT impressed by that “accomplishment”.

And if you could make yourself more comfortable, if you could afford to do so, and you do not then you are a masochistic fool.

> [@curlcoat](#):
>
> > [@Broomstick](#):
> >
> > > [@curlcoat](#):
> > >
> > > You don’t honestly believe that every human in this country deserves full, taxpayer-funded healthcare do you?
> > 
> > Yes, I really truly honestly DO believe that!
> 
> Wow. You don’t have any trouble spending other people’s money, do you?

When I get back on my feet it will be my money, too. I’m not exempting myself from this in any way. In any case, you don’t seem to be using your money anyhow 😛

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**Author:** ![Carol\_Stream](https://avatars.discourse-cdn.com/v4/letter/c/c2a13f/32.png) [@Carol\_Stream](https://boards.straightdope.com/u/Carol_Stream)\
**Post date:** [July 17, 2009, 3:01am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/202 "2009-07-17T03:01:01Z")

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> [@Broomstick](#):
>
> In any case, you don’t seem to be using your money anyhow 😛

That’s none of your business, what **curlcoat** or anybody else does with his or her money. So what if she wants to save it? Good for her.

What you don’t have is a legitimate claim on her money, to redistribute to others on your whim.

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**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\
**Post date:** [July 17, 2009, 3:47am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/203 "2009-07-17T03:47:40Z")

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The smilie usually indicates a JOKE, you ninny - but then, you have absolutely no sense of humor, do you? Sorry, I forgot. Well, sucks to be you, then.

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**Author:** ![Carol\_Stream](https://avatars.discourse-cdn.com/v4/letter/c/c2a13f/32.png) [@Carol\_Stream](https://boards.straightdope.com/u/Carol_Stream)\
**Post date:** [July 17, 2009, 3:55am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/204 "2009-07-17T03:55:06Z")

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> [@Broomstick](#):
>
> The smilie usually indicates a JOKE, you ninny - but then, you have absolutely no sense of humor, do you? Sorry, I forgot. Well, sucks to be you, then.

Actually, it sucks to be you, by your own description. Sorry about that, I hope things improve.

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**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\
**Post date:** [July 17, 2009, 4:13am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/205 "2009-07-17T04:13:34Z")

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> [@Carol\_Stream](#):
>
> What you don’t have is a legitimate claim on her money, to redistribute to others on your whim.

**curlcoat** thinks she has a legitimate to claim everyone else’s money, but nobody else has a claim to hers. Go figure.

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**Author:** ![Carol\_Stream](https://avatars.discourse-cdn.com/v4/letter/c/c2a13f/32.png) [@Carol\_Stream](https://boards.straightdope.com/u/Carol_Stream)\
**Post date:** [July 17, 2009, 4:17am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/206 "2009-07-17T04:17:47Z")

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> [@Really\_Not\_All\_That\_Bright](#):
>
> **curlcoat** thinks she has a legitimate to claim everyone else’s money, but nobody else has a claim to hers. Go figure.

I can’t speak for **curlcoat** , but I’m pretty sure she doesn’t think that.

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**Author:** ![Idle\_Thoughts](https://avatars.discourse-cdn.com/v4/letter/i/838e76/32.png) [@Idle\_Thoughts](https://boards.straightdope.com/u/Idle_Thoughts)\
**Post date:** [July 17, 2009, 5:57am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/207 "2009-07-17T05:57:27Z")

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> [@Carol\_Stream](#):
>
> I can’t speak for **curlcoat** , but I’m pretty sure she doesn’t think that.

You’re right..she probably doesn’t and is just saying she thinks that to bait people\*. Glad you think she’s a troll just like I do. 🙂

\*Because she did, in fact, make posts that imply she thinks that.

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**Author:** ![curlcoat](https://avatars.discourse-cdn.com/v4/letter/c/ea5d25/32.png) [@curlcoat](https://boards.straightdope.com/u/curlcoat)\
**Post date:** [July 18, 2009, 2:35am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/208 "2009-07-18T02:35:43Z")

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> [@Broomstick](#):
>
> I’m sorry - whatever made you think they were NOT working while going to school? Where did I say that? NOWHERE! That is you, once again, _assuming_ anyone not you is a freeloader.

Some day a miracle will happen and you will be able to approach a subject without hyper emotionalism. Anyway, if you will note, that was a question, not an assumption.

> [@](#):
>
> As I said - my sisters get up off their asses every day and go to work. For years they have done it while _also_ improving their education. I fail to see how you have ANY grounds to criticize either of them. Except, perhaps, you’re a bitter old woman with, perhaps, a bit of jealousy at their energy and ambition.

Snort. I have energy and ambition. I just find it interesting that these women who “get up off their asses every day and go to work” had to get student loans.

> [@](#):
>
> My husband and I covered “several hundred dollars in medical expenses” when we had _no insurance at all_, without asking anyone for help. So whoopee. I am NOT impressed by that “accomplishment”.

So this business of you demanding that the taxpayer provide you with insurance is a new thing?

> [@](#):
>
> And if you could make yourself more comfortable, if you could afford to do so, and you do not then you are a masochistic fool.

See, there is that attitude. I’m a masochist because I prefer to try to insure the future instead of trying to make today perfect? Which seems to be the attitude of far too many in the US these days - spend it now, even if you don’t actually have the money, and tomorrow will take care of itself.

> [@](#):
>
> In any case, you don’t seem to be using your money anyhow 😛

What in the world would give you that idea? If nothing else, I pay my bills, remember?

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**Author:** ![curlcoat](https://avatars.discourse-cdn.com/v4/letter/c/ea5d25/32.png) [@curlcoat](https://boards.straightdope.com/u/curlcoat)\
**Post date:** [July 18, 2009, 2:36am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/209 "2009-07-18T02:36:46Z")

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> [@Really\_Not\_All\_That\_Bright](#):
>
> **curlcoat** thinks she has a legitimate to claim everyone else’s money, but nobody else has a claim to hers. Go figure.

And you get that idea from where? **Broomstick**?

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**Author:** ![curlcoat](https://avatars.discourse-cdn.com/v4/letter/c/ea5d25/32.png) [@curlcoat](https://boards.straightdope.com/u/curlcoat)\
**Post date:** [July 18, 2009, 2:38am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/210 "2009-07-18T02:38:11Z")

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> [@Idle\_Thoughts](#):
>
> You’re right..she probably doesn’t and is just saying she thinks that to bait people\*. Glad you think she’s a troll just like I do. 🙂
> 
> \*Because she did, in fact, make posts that imply she thinks that.

And those posts are where? Good lord, I spend posts and posts talking about personal responsibility and from that you get I think I am due other people’s money, without earning it?

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**Author:** ![wonky](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wonky/32/393_2.png) [@wonky](https://boards.straightdope.com/u/wonky)\
**Post date:** [July 20, 2009, 2:05pm UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/211 "2009-07-20T14:05:51Z")

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> [@Maia\_s\_Well](#):
>
> But I also don’t really believe the idea that “the gobernant screws up everything it runs” because I had zero problems with getting medical bills paid by Medicare, I didn’t have to jump through hoops, and I got quick responses and good help on the rare occasion that I needed to call Medicare (you know, when I started having problems with Untied). Also, it seems to me that, since Medicare is not trying to make a, you know, profit, that it ends up being cheaper. And there’s no motivation for some Medicare executive to introduce new ways to make money at the next board meeting, like, “Hey, if we make the disabled people fill out extra forms, maybe they’ll get confused, and they’ll pay the bills themselves!”

That was my experience when my husband went on Medicare, as well. No more denying coverage initially only to reverse it later. No more delays in payment. No more scrambling like mad on my end to get things authorized and pre-authorized and okayed and “will they pay this?”

All of the people in billing knew exactly who they were dealing with and exactly what they would pay. The bills were paid completely and on time. The explanation of benefits papers were clear. I didn’t get double paperwork from billers because my insurance was so slow.

Medicare works. I won’t claim it’s perfect. The doughnut hole screwed us over big time, but for what it does, it works.

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**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\
**Post date:** [July 20, 2009, 2:56pm UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/212 "2009-07-20T14:56:44Z")

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> [@curlcoat](#):
>
> And you get that idea from where? **Broomstick**?

From you. You’re on welfare, and yet you spend most of your time here whining about how people shouldn’t be on welfare.

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**Author:** ![curlcoat](https://avatars.discourse-cdn.com/v4/letter/c/ea5d25/32.png) [@curlcoat](https://boards.straightdope.com/u/curlcoat)\
**Post date:** [July 21, 2009, 11:02pm UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/213 "2009-07-21T23:02:35Z")

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> [@Really\_Not\_All\_That\_Bright](#):
>
> From you. You’re on welfare, and yet you spend most of your time here whining about how people shouldn’t be on welfare.

I have never been on welfare.

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**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\
**Post date:** [July 22, 2009, 12:42am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/214 "2009-07-22T00:42:37Z")

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You do, however, receive SSDI which is a taxpayer funded government benefit program. So you take government money every month instead of working for a living. Just want to clarify that for anyone reading.

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**Author:** ![curlcoat](https://avatars.discourse-cdn.com/v4/letter/c/ea5d25/32.png) [@curlcoat](https://boards.straightdope.com/u/curlcoat)\
**Post date:** [July 23, 2009, 5:41am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/215 "2009-07-23T05:41:32Z")

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> [@Broomstick](#):
>
> You do, however, receive SSDI which is a taxpayer funded government benefit program. So you take government money every month instead of working for a living. Just want to clarify that for anyone reading.

I worked for over 35 years before I became disabled, and so paid into that SSDI. Just want to clarify that for anyone reading - **Broomstick** has axes to grind.

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**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\
**Post date:** [July 23, 2009, 12:29pm UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/216 "2009-07-23T12:29:56Z")

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Yes, we know you think that tax money you paid went into a little box with the label **curlcoat** on it, but that’s not how the system works. You bitch about people who take other people’s tax money, but have no qualms about doing it yourself. Hypocrite.

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**Author:** ![curlcoat](https://avatars.discourse-cdn.com/v4/letter/c/ea5d25/32.png) [@curlcoat](https://boards.straightdope.com/u/curlcoat)\
**Post date:** [July 23, 2009, 5:34pm UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/217 "2009-07-23T17:34:27Z")

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> [@Broomstick](#):
>
> Yes, we know you think that tax money you paid went into a little box with the label **curlcoat** on it, but that’s not how the system works. You bitch about people who take other people’s tax money, but have no qualms about doing it yourself. Hypocrite.

Well, once _again_ you are way off base. Perhaps if you didn’t have that axe to grind you’d be able to understand my posts.

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**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\
**Post date:** [July 23, 2009, 5:46pm UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/218 "2009-07-23T17:46:56Z")

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I understand your posts just fine - its you who don’t understand how the world actually works. Fortunately for me you don’t vote therefore your ignorance will have no effect on actual social policy.

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**Author:** ![tumbleddown](https://avatars.discourse-cdn.com/v4/letter/t/e9bcb4/32.png) [@tumbleddown](https://boards.straightdope.com/u/tumbleddown)\
**Post date:** [July 23, 2009, 11:58pm UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/219 "2009-07-23T23:58:29Z")

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> [@Broomstick](#):
>
> I understand your posts just fine - its you who don’t understand how the world actually works. Fortunately for me you don’t vote therefore your ignorance will have no effect on actual social policy.

Actually, I do believe that **curlcoat** understands that she’s not getting money that’s “her’s.”

But she also believes that because she paid into the system, she’s not getting money unfairly, she contributed, now she’s getting back.

And, apparently, she also believes that vast majority of those who have to take advantage of any program designed to assist people in hard times is a freeloader and part of generations of welfare recipients, maybe welfare cheats. And obviously, these people haven’t paid into the system, like she did, and are looking to get something for nothing and are expecting that everyone else pull their weight for them, unfairly.

That’s the only way to explain why what’s sauce for her goose isn’t sauce for anyone else’s gander.

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**Author:** ![curlcoat](https://avatars.discourse-cdn.com/v4/letter/c/ea5d25/32.png) [@curlcoat](https://boards.straightdope.com/u/curlcoat)\
**Post date:** [July 24, 2009, 5:54am UTC](https://boards.straightdope.com/t/insurance-company-poopyheads/502151/220 "2009-07-24T05:54:11Z")

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> [@tumbleddown](#):
>
> Actually, I do believe that **curlcoat** understands that she’s not getting money that’s “her’s.”
> 
> But she also believes that because she paid into the system, she’s not getting money unfairly, she contributed, now she’s getting back.
> 
> And, apparently, she also believes that vast majority of those who have to take advantage of any program designed to assist people in hard times is a freeloader and part of generations of welfare recipients, maybe welfare cheats. And obviously, these people haven’t paid into the system, like she did, and are looking to get something for nothing and are expecting that everyone else pull their weight for them, unfairly.
> 
> That’s the only way to explain why what’s sauce for her goose isn’t sauce for anyone else’s gander.

Huh, someone with a brain. The only thing you got wrong is I have no idea if it is a vast majority or not, since no one seems to care to study it. Apparently, it is OK with the government that we continue to pay to support these people, and now perhaps also hand them free or extremely cheap healthcare.

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