Insurance company recommendations?

The fox knows many tricks; and the hedgehog only one; but that is the best one of all.

Agreed. Comparison shopping all of them is a nightmare. I was just objecting to the notion that you’re better off just turning it over to an agent, since some of the bigger/better/lower cost names don’t use independent agents. Geico in particular seems to be much lower cost for people with children, and it would be a mistake to overlook them by only using agents.