I asked the broker we got our original mortgage from and also put details in at RocketMortgage. Looks like it doesn’t really quite make sense for us to refi right now.
The RocketMortgage experience was awful. The webpage, after I had put in all my info, showed me a “summary” page with just blatantly incorrect info (they increased what our current payment was by like $400 and then showed how we were saving an amazing $420 a month!) I went back and verified that I hadn’t somehow typoed my input, but no, they’re just straight up lying on the summary page.
A day or two later I got an email from a salesperson with this text:
Yeah, I bet no reputable lender will match it. Totally scammy vibe.