# Is a refi mortgage at 2.625% about a good as it gets? **URL:** \ **Category:** In My Humble Opinion\ **Created:** [August 5, 2020, 10:51pm UTC](https://boards.straightdope.com/t/is-a-refi-mortgage-at-2-625-about-a-good-as-it-gets/917372 "2020-08-05T22:51:10Z")\ **Posts on this page:** 1\ **Showing post:** 67
**Author:** ![iamthewalrus\_3](https://avatars.discourse-cdn.com/v4/letter/i/258eb7/32.png) [@iamthewalrus\_3](https://boards.straightdope.com/u/iamthewalrus_3)\ **Post date:** [August 20, 2020, 5:23pm UTC](https://boards.straightdope.com/t/is-a-refi-mortgage-at-2-625-about-a-good-as-it-gets/917372/67 "2020-08-20T17:23:55Z")
I asked the broker we got our original mortgage from and also put details in at RocketMortgage. Looks like it doesn’t really quite make sense for us to refi right now. The RocketMortgage experience was awful. The webpage, after I had put in all my info, showed me a “summary” page with just blatantly incorrect info (they increased what our current payment was by like $400 and then showed how we were saving an amazing $420 a month!) I went back and verified that I hadn’t somehow typoed my input, but no, they’re just straight up lying on the summary page. A day or two later I got an email from a salesperson with this text: > [@RocketMortgage](#): > > Thanks for applying via Rocket Mortgage. The pricing you got, did NOT have the correct incentives in it. I would love to get you an updated quote, that no reputable lender will match. Is that ok? Also, do you want a 15 or 30 year fixed? Thanks so much! I promise you, the quote you get from me will be night and day different and will NOT be a waste of your time. Thanks again! Yeah, I bet no reputable lender will match it. Totally scammy vibe. --- _[View the full topic](https://boards.straightdope.com/t/is-a-refi-mortgage-at-2-625-about-a-good-as-it-gets/917372)._