Well, she is doing the 401(K) bit, but she wants to do more. I guess she feels stagnated by her situation and wants to feel she is getting somewhere on one front even if the housing / rental market keeps her stuck at home.
I confess I am an absolute dummy about finances having grown up poor and afraid to take risks. I simply cannot advise her. In my opinion, it’s a rich man’s game; yet, I must concede that investing is a necessary evil. Only rather late in the game did we get a financial advisor…beyond our garden variety 401(K) that has an annual contribution limit. She uses the same person, and I trust him…except I am skeptical on this life insurance matter.
FYI: This reply is for Cheesesteak. I hate how the Board handles replies these days. It used to be a no-brainer.