# Is Life Insurance Worth It? Consider This **URL:** \ **Category:** In My Humble Opinion\ **Created:** [December 1, 2023, 1:38pm UTC](https://boards.straightdope.com/t/is-life-insurance-worth-it-consider-this/993958 "2023-12-01T13:38:24Z")\ **Posts on this page:** 1\ **Showing post:** 4
**Author:** ![Jinx](https://avatars.discourse-cdn.com/v4/letter/j/c6cbf5/32.png) [@Jinx](https://boards.straightdope.com/u/Jinx)\ **Post date:** [December 1, 2023, 2:04pm UTC](https://boards.straightdope.com/t/is-life-insurance-worth-it-consider-this/993958/4 "2023-12-01T14:04:23Z")
Well, she is doing the 401(K) bit, but she wants to do more. I guess she feels stagnated by her situation and wants to feel she is getting somewhere on one front even if the housing / rental market keeps her stuck at home. I confess I am an absolute dummy about finances having grown up poor and afraid to take risks. I simply cannot advise her. In my opinion, it’s a rich man’s game; yet, I must concede that investing is a necessary evil. Only rather late in the game did we get a financial advisor…beyond our garden variety 401(K) that has an annual contribution limit. She uses the same person, and I trust him…except I am skeptical on this life insurance matter. FYI: This reply is for Cheesesteak. I hate how the Board handles replies these days. It used to be a no-brainer. --- _[View the full topic](https://boards.straightdope.com/t/is-life-insurance-worth-it-consider-this/993958)._