# Is there a free e-file for higher income filers?

**URL:** <https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013>\
**Category:** Factual Questions\
**Created:** [March 30, 2022, 9:11pm UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013 "2022-03-30T21:11:48Z")\
**Posts on this page:** 10\
**Page:** 1

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**Author:** ![jebert](https://avatars.discourse-cdn.com/v4/letter/j/ec9cab/32.png) [@jebert](https://boards.straightdope.com/u/jebert)\
**Post date:** [March 30, 2022, 9:11pm UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/1 "2022-03-30T21:11:48Z")

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Most free e-file sites have an income cut-off - around $73,000. Are there any free sites out there for higher incomes - federal or state?

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**Author:** ![SpoilerVirgin](https://avatars.discourse-cdn.com/v4/letter/s/4491bb/32.png) [@SpoilerVirgin](https://boards.straightdope.com/u/SpoilerVirgin)\
**Post date:** [March 31, 2022, 12:01am UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/2 "2022-03-31T00:01:59Z")

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FreeTaxUSA has free Federal filing at all income levels, and is only $14.99 for state filing.

I have been using them since 2003 and have never had an issue. This year I had a question about my return. I sent an email on a Saturday morning, and received an answer 30 minutes later.

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**Author:** ![echoreply](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/echoreply/32/3641_2.png) [@echoreply](https://boards.straightdope.com/u/echoreply)\
**Post date:** [March 31, 2022, 2:17am UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/3 "2022-03-31T02:17:51Z")

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> [@SpoilerVirgin](#):
>
> FreeTaxUSA has free Federal filing at all income levels

A second for them. I’ve used them the last few years with no problems. My state (Colorado) has their own free filing, so I didn’t use FreeTaxUSA’s state forms.

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**Author:** ![iamthewalrus\_3](https://avatars.discourse-cdn.com/v4/letter/i/258eb7/32.png) [@iamthewalrus\_3](https://boards.straightdope.com/u/iamthewalrus_3)\
**Post date:** [March 31, 2022, 9:27pm UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/4 "2022-03-31T21:27:48Z")

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Third for FreeTaxUSA. I’ve used them for the last 5+ years.

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**Author:** ![Nars\_Glinley](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/nars_glinley/32/8177_2.png) [@Nars\_Glinley](https://boards.straightdope.com/u/Nars_Glinley)\
**Post date:** [April 1, 2022, 1:18am UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/5 "2022-04-01T01:18:26Z")

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If you have an HSA, it’s hard to find a free one.

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**Author:** ![thelurkinghorror](https://avatars.discourse-cdn.com/v4/letter/t/7c8e57/32.png) [@thelurkinghorror](https://boards.straightdope.com/u/thelurkinghorror)\
**Post date:** [April 1, 2022, 4:52am UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/6 "2022-04-01T04:52:25Z")

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For what, form 8889? FreeTaxUSA also does those, easy. That form is so trivial to fill out if you take it out of your paycheck and/or only pay for medical (or lie).

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**Author:** ![Nars\_Glinley](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/nars_glinley/32/8177_2.png) [@Nars\_Glinley](https://boards.straightdope.com/u/Nars_Glinley)\
**Post date:** [April 1, 2022, 1:28pm UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/7 "2022-04-01T13:28:23Z")

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Yes, 8889. The other sites I checked made you pay extra for it. I agree it’s a simple form. I guess I’ll use FreeTax next year.

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**Author:** ![thelurkinghorror](https://avatars.discourse-cdn.com/v4/letter/t/7c8e57/32.png) [@thelurkinghorror](https://boards.straightdope.com/u/thelurkinghorror)\
**Post date:** [April 4, 2022, 7:43pm UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/8 "2022-04-04T19:43:24Z")

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H&R Block free online also supports it, or did in 2020. I found their site easy to use too, they just have the same $73,000 income limit most of the other free options have.

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**Author:** ![Thudlow\_Boink](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/thudlow_boink/32/320_2.png) [@Thudlow\_Boink](https://boards.straightdope.com/u/Thudlow_Boink)\
**Post date:** [April 4, 2022, 8:05pm UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/9 "2022-04-04T20:05:39Z")

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> [@SpoilerVirgin](#):
>
> FreeTaxUSA has free Federal filing at all income levels, and is only $14.99 for state filing.

For the past few years, I’ve been using OnLine Taxes ([olt.com](http://olt.com)). At my income level, they’re completely free; but I see they’re advertising “Free federal return for everyone; State return $9.95.”

I’ve been happy with them and have found them easy to use, but then, my taxes have always been fairly simple, and I haven’t compared them to other alternatives.

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**Author:** ![kenoMD](https://avatars.discourse-cdn.com/v4/letter/k/f9ae1b/32.png) [@kenoMD](https://boards.straightdope.com/u/kenoMD)\
**Post date:** [April 5, 2022, 8:37pm UTC](https://boards.straightdope.com/t/is-there-a-free-e-file-for-higher-income-filers/962013/10 "2022-04-05T20:37:19Z")

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Not e-file but Glenn Reeves has been providing an Excel spreadsheet you can use to prepare a complete return – he does it as a hobby!

> **[Federal Income Tax Spreadsheet Form 1040 (Excel Spreadsheet) Income Tax...](https://sites.google.com/view/incometaxspreadsheet/home/download)**
>
> To download the US Federal Income Tax Excel Spreadsheet, first carefully read the disclaimer.
