Several ideas that you should consider :
a. SIPs for the walls and roof. The foam insulation between the sheets of the SIP are better than anything you can stuff in the walls, and you avoid a ton of problems with rammed earth. A SIP roof means :
b. Delete the attic. The design I would go for is a large open structure, with high ceilings. How to subdivide it is a design exercise.
c. Avoid in-slab sewer and water lines if possible. Elevate the bathrooms 6 inches instead.
d. The most efficient form of heating and cooling is actually heat pump mini splits. If you design the house to have large open spaces where air can flow by convection, it minimizes how many splits you need. These have much higher efficiencies than anything else - the Fujitsu brand ones have 29-33 SEER, there are Carrier brand ones with 42 SEER. Another side benefit is it lets occupants in different zone fine tune the temperature in that zone to their comfort, and if one fails, you won’t be shivering or sweltering, the rest of the house will be habitable still.
Don’t install a mini split in a small isolated bedroom, the temperature swings will be too much.
Consider a utility corridor or trunk where you put all of the plumbing and all of the electrical and all of the network wiring, somewhere inside the structure. This makes all this stuff inspectable and maintainable without much hassle.
e. One way to do the hot water is an on demand tankless heater in the middle. Another way would be to use a gas-fired storage heater, and use a hydronics coil so that you can run a backup heater if the temperature outside ever gets below what the mini splits can handle. This backup furnace need not have a full set of ducting, especially if you design the place with lots of open space and airflow, it could only have a couple of vents and you let convection handle the rest.
f. Naturally you want a garage with a separate air space (and separate mini split) if you want one and a location that’s fairly fire resistant for your main electrical panel and whole house battery. (when you get one). It will be a lot easier to install an electric car charger if the main electrical panel is right next to where the cars park.
g. Bathtubs are stupid and waste space. Showers instead.
h. Dining rooms are a waste of space. Put that same square footage into a bigger living room you actually use, or a storage room for all the stuff a typical family ends up accumulating.
i. For exterior water lines, consider heat tape and insulation right from the start so they will never freeze.
j. Design your lighting now. Since LEDs basically will last the life of the house, choose the fixtures and light color temperatures carefully.
k. Make sure all the electrical outlets are 20 amp, and don’t cram the entire house’s lighting and outlets on one breaker. Maybe run the light circuits different from the wall outlets so that when you blow a breaker you aren’t left in the dark.
l. Depending on the location, a propane tank (buried underground of course) might be needed for a fuel supply. If that’s what you use, supply the tankless heater and some backup wall heaters with propane fuel lines that stay outside the dwelling. No gas lines inside. (there are exterior wall mount propane heaters)
Your main roof segment needs to of course face the optimal direction for solar in your area. Generally this is “South”. With no trees planted on that side. If your neighbors are causing shading, this needs to be accounted for.