# It's sad to see racial prejudice alive and well in business and banking

**URL:** <https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [July 7, 2011, 5:32pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207 "2011-07-07T17:32:24Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![aceplace57](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/aceplace57/32/3500_2.png) [@aceplace57](https://boards.straightdope.com/u/aceplace57)\
**Post date:** [July 7, 2011, 8:11pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/21 "2011-07-07T20:11:14Z")

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He was arrested at the bank the next day. His car got left in the bank lot. Which they promptly towed. He didn’t get out of jail for 4 days. By then there were considerable tow and storage fees.

> [@MeanOldLady](#):
>
> But they could verify the funds, as the check was real. I don’t understand why his car got towed, though. I understand that he left when they wouldn’t cash his check, then returned the next day. Did he leave his car in the parking lot overnight?

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**Author:** ![Giles](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/giles/32/60_2.png) [@Giles](https://boards.straightdope.com/u/Giles)\
**Post date:** [July 7, 2011, 8:11pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/22 "2011-07-07T20:11:56Z")

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> [@MeanOldLady](#):
>
> But they could verify the funds, as the check was real. I don’t understand why his car got towed, though. I understand that he left when they wouldn’t cash his check, then returned the next day. Did he leave his car in the parking lot overnight?

I’d assume he drove off the first day, drove back the second day, then got arrested, so that he couldn’t drive off the second day.

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**Author:** ![MeanOldLady](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/meanoldlady/32/10737_2.png) [@MeanOldLady](https://boards.straightdope.com/u/MeanOldLady)\
**Post date:** [July 7, 2011, 8:14pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/23 "2011-07-07T20:14:14Z")

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Of course. Duh. So anyway, yeah, another one for “Chase is full of dicks.”

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**Author:** ![Nava](https://avatars.discourse-cdn.com/v4/letter/n/da6949/32.png) [@Nava](https://boards.straightdope.com/u/Nava)\
**Post date:** [July 7, 2011, 8:14pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/24 "2011-07-07T20:14:32Z")

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> [@Giles](#):
>
> I don’t understand how this even started. Since Chase issued the cheque, couldn’t they check their own records to see if it was valid?

From 1995-7, I had a fellowship from a local Spanish government; they paid it to my father, who had to transfer it to me in the US. He opened an account in the local branch of CitiBank Spain; I opened one in the local bank of CitiBank. My branch refused the first transfer claiming “sending entity unknown”. That’s right, they didn’t know their own wholly-owned subsidiary.

Banks, like any other organization, sometimes manage to be only as smart as their dumbest member - and the dumb, it hurts!

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**Author:** ![tdn](https://avatars.discourse-cdn.com/v4/letter/t/94ad74/32.png) [@tdn](https://boards.straightdope.com/u/tdn)\
**Post date:** [July 7, 2011, 8:17pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/25 "2011-07-07T20:17:57Z")

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> [@muldoonthief](#):
>
> Real criminals, after running, don’t _come back the next day_ to collect their money either.

Real criminals sometimes do really stupid things.

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**Author:** ![Ibanez](https://avatars.discourse-cdn.com/v4/letter/i/a4c791/32.png) [@Ibanez](https://boards.straightdope.com/u/Ibanez)\
**Post date:** [July 7, 2011, 8:34pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/26 "2011-07-07T20:34:50Z")

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I hope Njoku sues their pants off.

Sincerely,  
Whitey.

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**Author:** ![tdn](https://avatars.discourse-cdn.com/v4/letter/t/94ad74/32.png) [@tdn](https://boards.straightdope.com/u/tdn)\
**Post date:** [July 7, 2011, 8:37pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/27 "2011-07-07T20:37:52Z")

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Whitey’s been arrested too.

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**Author:** ![Bloodless\_Turnip](https://avatars.discourse-cdn.com/v4/letter/b/82dd89/32.png) [@Bloodless\_Turnip](https://boards.straightdope.com/u/Bloodless_Turnip)\
**Post date:** [July 7, 2011, 8:49pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/28 "2011-07-07T20:49:53Z")

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:dubious:

So we have his word that the teller looked him up and down like he was some sort of thug right?

I happen to know that plenty of white people get arrested for this exact same thing. I wonder if they get looked at nastily first?

Guy should sue the crap out of Chase, but this had nothing to do with race from what we know.

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**Author:** ![Simplicio](https://avatars.discourse-cdn.com/v4/letter/s/c37758/32.png) [@Simplicio](https://boards.straightdope.com/u/Simplicio)\
**Post date:** [July 7, 2011, 9:01pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/29 "2011-07-07T21:01:09Z")

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> [@Bloodless\_Turnip](#):
>
> I happen to know that plenty of white people get arrested for this exact same thing. I wonder if they get looked at nastily first?

You know plenty of white people that have been arrested for trying to cash legitimate Bank checks at the same bank that issued them? I’m a little skeptical, precisely how many is plenty?

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**Author:** ![bup](https://avatars.discourse-cdn.com/v4/letter/b/6bbea6/32.png) [@bup](https://boards.straightdope.com/u/bup)\
**Post date:** [July 7, 2011, 9:14pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/30 "2011-07-07T21:14:48Z")

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> [@HeyHomie](#):
>
> Not for nothing, but Chase doesn’t like cashing large checks for _anybody_, regardless of who they are.
> 
> My company purchased some goods from a supplier (a private person, not a business), for an amount north of $10,000. For reasons I’m not really clear on, the supplier wanted to cash the check (no, I don’t get it either).
> 
> The check was drawn on a Chase Bank account.
> 
> The customer had an account at Chase Bank.
> 
> Chase Bank basically told him to go fuck himself.

And then they arrested him, left one message on a cop’s phone on a Friday afternoon when they realized it was a mistake, impounded his car and sold it at auction, and made no other effort to get him out of jail or let his boss know what happened.

Yep, us whites are every bit as oppressed.

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**Author:** ![aceplace57](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/aceplace57/32/3500_2.png) [@aceplace57](https://boards.straightdope.com/u/aceplace57)\
**Post date:** [July 7, 2011, 9:15pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/31 "2011-07-07T21:15:01Z")

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Seemed like a classic case of DWB to me. i.e. Driving while Black.

Except this is BWB, Banking while Black. Racial profiling happens in all aspects of life. Driving, Airports, banks, elevators. Ever see a scared white lady hurridly exit an elevator right after a big black dude gets on?

My roommate in college was black. Hanging with him I saw things much differently. Heck, I was treated differently just by being with the guy.

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**Author:** ![Bloodless\_Turnip](https://avatars.discourse-cdn.com/v4/letter/b/82dd89/32.png) [@Bloodless\_Turnip](https://boards.straightdope.com/u/Bloodless_Turnip)\
**Post date:** [July 7, 2011, 9:17pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/32 "2011-07-07T21:17:45Z")

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> [@Simplicio](#):
>
> You know plenty of white people that have been arrested for trying to cash legitimate Bank checks at the same bank that issued them? I’m a little skeptical, precisely how many is plenty?

I know many whites who have been arrested for attempting to cash bad checks. The bank apparently thought the check was bad. I also said above that he should sue the crap out of the bank.

I guess the banks only make a mistake if you’re black? Hardly.

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**Author:** ![kushiel](https://avatars.discourse-cdn.com/v4/letter/k/bbce88/32.png) [@kushiel](https://boards.straightdope.com/u/kushiel)\
**Post date:** [July 7, 2011, 9:21pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/33 "2011-07-07T21:21:41Z")

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Weird observation from someone outside the US: that guy has an atypical African-American name. I’d assume he is 1st or 2nd generation immigrant. If he walked in with that much cash, I would have assumed he was of the affluent class that could afford to come to North America.

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**Author:** ![RandMcnally](https://avatars.discourse-cdn.com/v4/letter/r/b782af/32.png) [@RandMcnally](https://boards.straightdope.com/u/RandMcnally)\
**Post date:** [July 7, 2011, 9:22pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/34 "2011-07-07T21:22:12Z")

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My freshman year in high school (the year 2000) all the black freshman were called into a room (in California, not like Mississippi or anything) with the dean and campus security in order to tell us to be on our best behavior. None of the white kids or even the Mexicans had to listen to the “behave” spiel. Just blacks (and I’m only half black, so the one drop rule still applies).  
So yeah, I’m not surprised at this in the least.

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**Author:** ![MeanOldLady](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/meanoldlady/32/10737_2.png) [@MeanOldLady](https://boards.straightdope.com/u/MeanOldLady)\
**Post date:** [July 7, 2011, 9:22pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/35 "2011-07-07T21:22:29Z")

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> [@Bloodless\_Turnip](#):
>
> I know many whites who have been arrested for attempting to cash bad checks. The bank apparently thought the check was bad. I also said above that he should sue the crap out of the bank.
> 
> I guess the banks only make a mistake if you’re black? Hardly.

Don’t play games here. Arrested while attempting to cash bad checks = okay. Arresting someone cashing a perfectly valid check = not okay. This is the kinda thing that, I dunno, they should verify before slapping on the cuffs, but they didn’t. Now please answer the question of how many white people you know who have been arrested while cashing a valid check.

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**Author:** ![Bloodless\_Turnip](https://avatars.discourse-cdn.com/v4/letter/b/82dd89/32.png) [@Bloodless\_Turnip](https://boards.straightdope.com/u/Bloodless_Turnip)\
**Post date:** [July 7, 2011, 9:24pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/36 "2011-07-07T21:24:48Z")

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Or maybe they just pick on “darker than white” people?

[Shoshone woman jailed for trying to cash OST check at Walmart](http://64.38.12.138/News/2011/000662.asp)

No mention of race here:  
[Identity Theft Victim Falsely Arrested For Check Fraud Plans to Sue](http://www.totalcriminaldefense.com/news/articles/unusual/identity-theft.aspx)

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**Author:** ![Simplicio](https://avatars.discourse-cdn.com/v4/letter/s/c37758/32.png) [@Simplicio](https://boards.straightdope.com/u/Simplicio)\
**Post date:** [July 7, 2011, 9:28pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/37 "2011-07-07T21:28:02Z")

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> [@Bloodless\_Turnip](#):
>
> I guess the banks only make a mistake if you’re black? Hardly.

Do you really think “banks only make mistakes if your black” is an accurate description of what anyone has said in this thread?

Banks often make mistakes. I’ve never heard of a bank arresting a guy for for attempting to cash a check that was issued by the bank in question, especially after they were given an extra day with the check and the guys ID to check out the story.

How many people do you know who were arrested for the “exact same thing?”

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**Author:** ![bup](https://avatars.discourse-cdn.com/v4/letter/b/6bbea6/32.png) [@bup](https://boards.straightdope.com/u/bup)\
**Post date:** [July 7, 2011, 9:28pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/38 "2011-07-07T21:28:56Z")

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> [@RandMcnally](#):
>
> My freshman year in high school (the year 2000) all the black freshman were called into a room (in California, not like Mississippi or anything) with the dean and campus security in order to tell us to be on our best behavior. None of the white kids or even the Mexicans had to listen to the “behave” spiel. Just blacks (and I’m only half black, so the one drop rule still applies)

I always wondered why your parents sent you to Michael Richardson High.

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**Author:** ![monstro](https://avatars.discourse-cdn.com/v4/letter/m/ba9def/32.png) [@monstro](https://boards.straightdope.com/u/monstro)\
**Post date:** [July 7, 2011, 11:32pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/39 "2011-07-07T23:32:50Z")

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> [@RandMcnally](#):
>
> My freshman year in high school (the year 2000) all the black freshman were called into a room (in California, not like Mississippi or anything) with the dean and campus security in order to tell us to be on our best behavior. None of the white kids or even the Mexicans had to listen to the “behave” spiel. Just blacks (and I’m only half black, so the one drop rule still applies).  
> So yeah, I’m not surprised at this in the least.

We had to watch “Boyz in the Hood” and then we were told, “Be like Cuba, not like Ice T.”\*

The condescending nature of the whole thing made me so mad that I went home, got my A.K, and shot the whole place up. I guess we should have watched “Higher Learning” instead.

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**Author:** ![tdn](https://avatars.discourse-cdn.com/v4/letter/t/94ad74/32.png) [@tdn](https://boards.straightdope.com/u/tdn)\
**Post date:** [July 7, 2011, 11:48pm UTC](https://boards.straightdope.com/t/its-sad-to-see-racial-prejudice-alive-and-well-in-business-and-banking/588207/40 "2011-07-07T23:48:06Z")

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> [@monstro](#):
>
> We had to watch “Boyz in the Hood” and then we were told, “Be like Cuba, not like Ice T.”\*

You’ve got to be shitting us. Seriously?

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