# J&R fucking Music World - I'll prove I'm right if it's the last thing I do! **URL:** \ **Category:** The BBQ Pit\ **Created:** [August 22, 2003, 5:32pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969 "2003-08-22T17:32:20Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![World\_Eater](https://avatars.discourse-cdn.com/v4/letter/w/f04885/32.png) [@World\_Eater](https://boards.straightdope.com/u/World_Eater)\ **Post date:** [August 22, 2003, 5:32pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/1 "2003-08-22T17:32:20Z")
GRRRR I went up to J&R to buy some blank DVDs and a power supply for my soon to be built computer. They didn’t have the PSU which was listed “in stock” on their website, so I went downstairs to buy the DVDs. I get to the counter and hand them my debit card and my NY state ID Register lady: You need to sign the back of this card. Me: No I don’t RL: I can’t ring this up unless you sign the card. Me: I’ve intentionally left it blank, but that’s ok my ID is included RL: You _have_ to sign the card. \ Me: Look the law says I can leave this blank or even write “ask for ID” on the back. RL: You have to sign the card, otherwise I can’t ring this up. Me: \\ You’re a fucking idiot. Exit stage left Need help and advice. ---
**Author:** ![Zebra](https://avatars.discourse-cdn.com/v4/letter/z/c0e974/32.png) [@Zebra](https://boards.straightdope.com/u/Zebra)\ **Post date:** [August 22, 2003, 5:36pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/2 "2003-08-22T17:36:42Z")
Flame Thrower (I’ve been playing GTA Vice City too much haven’t I?) ---
**Author:** ![kputt](https://avatars.discourse-cdn.com/v4/letter/k/f475e1/32.png) [@kputt](https://boards.straightdope.com/u/kputt)\ **Post date:** [August 22, 2003, 5:40pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/3 "2003-08-22T17:40:16Z")
The back tells you to sign it. As a matter of fact, when you get a debit card or a credit card, they tell you to sign it. ---
**Author:** ![DoubleJ](https://avatars.discourse-cdn.com/v4/letter/d/67e7ee/32.png) [@DoubleJ](https://boards.straightdope.com/u/DoubleJ)\ **Post date:** [August 22, 2003, 5:42pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/4 "2003-08-22T17:42:16Z")
No, actually you’re bring the idiot. Leaving the signature completely blank is the best thing you could do for a thief. S/He can simply sign the card after stealing it and run up purchases like there was no tomorrow without getting caught. If you insist on having your ID checked each time, sign the card and write “(Check ID)” after the signature. I’m also pretty sure most credit card agreenents state that the card must be signed to be valid. Again, if I could find the old thread I could cite it for ya. ---
**Author:** ![Bricker](https://avatars.discourse-cdn.com/v4/letter/b/977dab/32.png) [@Bricker](https://boards.straightdope.com/u/Bricker)\ **Post date:** [August 22, 2003, 5:44pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/5 "2003-08-22T17:44:56Z")
My card agreement specifically instructs me to sign it, and NOT to simply write in, “See ID,” or anything similar. ---
**Author:** ![Blonde](https://avatars.discourse-cdn.com/v4/letter/b/3be4f8/32.png) [@Blonde](https://boards.straightdope.com/u/Blonde)\ **Post date:** [August 22, 2003, 5:45pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/6 "2003-08-22T17:45:07Z")
I leave my credit cards blank, and half the time the cashiers don’t even ask for my ID - very annoying. The reason I do so is that I had heard that there was a new law requiring cashiers to ask for ID; sounds like the idiots at J&R don’t understand the way it’s supposed to work! I’d find some literature on the subject and throw it in their faces, just for fun. **DoubleJ** , wouldn’t the thief have to have your name on another ID for that scam to work? ---
**Author:** ![Amp](https://avatars.discourse-cdn.com/v4/letter/a/6a8cbe/32.png) [@Amp](https://boards.straightdope.com/u/Amp)\ **Post date:** [August 22, 2003, 5:47pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/7 "2003-08-22T17:47:27Z")
This happened to me also, except it was at the Post Office. I just bought my stamps elsewhere. Sorry, nothing useful to offer except for take your business some place else. ---
**Author:** ![Pork\_Rind](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pork_rind/32/111_2.png) [@Pork\_Rind](https://boards.straightdope.com/u/Pork_Rind)\ **Post date:** [August 22, 2003, 5:48pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/8 "2003-08-22T17:48:04Z")
Sorry, I think you’re gonna lose on this one. Here’s the word straight from _Visa_. [If the cardholder refuses to sign the card, do not accept the card.](http://usa.visa.com/business/merchants/fraud_basics_cardpresent.html?it=search) ---
**Author:** ![World\_Eater](https://avatars.discourse-cdn.com/v4/letter/w/f04885/32.png) [@World\_Eater](https://boards.straightdope.com/u/World_Eater)\ **Post date:** [August 22, 2003, 5:49pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/9 "2003-08-22T17:49:15Z")
[http://www.city.waltham.ma.us/wpdweb/WalthamPDWeb/CrimeTips/crimeprevention.htm](http://www.city.waltham.ma.us/wpdweb/WalthamPDWeb/CrimeTips/crimeprevention.htm) [http://www.wpbpolice.org/fraud.html](http://www.wpbpolice.org/fraud.html) [http://www.northnet.org/massenalibrary/identity%20theft.htm](http://www.northnet.org/massenalibrary/identity%20theft.htm) [http://www.publicsafety.villanova.edu/Identity%20Theft.htm](http://www.publicsafety.villanova.edu/Identity%20Theft.htm) [http://www.weeklyplanet.com/2003-02-19/letters.html](http://www.weeklyplanet.com/2003-02-19/letters.html) [http://www.msmoney.com/mm/banking/articles/avoid\_card\_fraud.htm](http://www.msmoney.com/mm/banking/articles/avoid_card_fraud.htm) [http://www.uams.edu/police/crimeprev.htm](http://www.uams.edu/police/crimeprev.htm) > **[The latest from the StarTribune](https://www.startribune.com/)** > > Follow the StarTribune for the news, photos and videos from the Twin Cities and beyond. > **[Boomersdigest.com is for sale | HugeDomains](https://www.hugedomains.com/domain_profile.cfm?d=boomersdigest&e=com)** > > Great prices on a large selection of domains. Find the pefect domain for your new startup. [http://www.fraudiscovery.com/identity.html](http://www.fraudiscovery.com/identity.html) [http://msjacad.org/Pages/business/madden.htm](http://msjacad.org/Pages/business/madden.htm) [http://www.rtfm.com/cgi-bin/movabletype/mt-comments.cgi?entry\_id=349](http://www.rtfm.com/cgi-bin/movabletype/mt-comments.cgi?entry_id=349) ---
**Author:** ![Blonde](https://avatars.discourse-cdn.com/v4/letter/b/3be4f8/32.png) [@Blonde](https://boards.straightdope.com/u/Blonde)\ **Post date:** [August 22, 2003, 5:59pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/10 "2003-08-22T17:59:07Z")
Well, I don’t get it - it is incredibly easy to forge someone’s signature. However, it is not so easy for a thief to produce ID with MY name and THEIR face. Why won’t Visa accept writing “ask for ID” in the signature line? ---
**Author:** ![World\_Eater](https://avatars.discourse-cdn.com/v4/letter/w/f04885/32.png) [@World\_Eater](https://boards.straightdope.com/u/World_Eater)\ **Post date:** [August 22, 2003, 6:02pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/11 "2003-08-22T18:02:53Z")
Damn it **Pork Rind** , you’re off the team! Hmmm, I still hold hope that I’m a correct screaming asshole customer instead of a wrong one. [sub]Those wrong ones are a bunch of losers[/sub] 😃 ---
**Author:** ![World\_Eater](https://avatars.discourse-cdn.com/v4/letter/w/f04885/32.png) [@World\_Eater](https://boards.straightdope.com/u/World_Eater)\ **Post date:** [August 22, 2003, 6:05pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/12 "2003-08-22T18:05:01Z")
Kind of bizarre that even the police suggest writing “ask for ID” ---
**Author:** ![Dead\_Badger](https://avatars.discourse-cdn.com/v4/letter/d/848f3c/32.png) [@Dead\_Badger](https://boards.straightdope.com/u/Dead_Badger)\ **Post date:** [August 22, 2003, 6:08pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/13 "2003-08-22T18:08:13Z")
Oh for a day when card’n’pin terminals are everywhere. The signature has to be the most amazingly outdated security method still in use, and it’s protecting the most ubiquitous and easy access to our money that there is. Gah. ---
**Author:** ![kputt](https://avatars.discourse-cdn.com/v4/letter/k/f475e1/32.png) [@kputt](https://boards.straightdope.com/u/kputt)\ **Post date:** [August 22, 2003, 6:11pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/14 "2003-08-22T18:11:30Z")
I said back, but I meant bank. ---
**Author:** ![Pork\_Rind](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pork_rind/32/111_2.png) [@Pork\_Rind](https://boards.straightdope.com/u/Pork_Rind)\ **Post date:** [August 22, 2003, 6:16pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/15 "2003-08-22T18:16:35Z")
> [@](#): > > \*Originally posted by World Eater \* > **Damn it Pork Rind, you’re off the team!** No no no! I still wanna be on the team! For what it’s worth, I think you’ve got the right idea here but it doesn’t matter what I think as long as Visa and Mastercard say you’re wrong. I guess J&R is just caught in the middle. ---
**Author:** ![hardygrrl](https://avatars.discourse-cdn.com/v4/letter/h/a3d4f5/32.png) [@hardygrrl](https://boards.straightdope.com/u/hardygrrl)\ **Post date:** [August 22, 2003, 6:22pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/16 "2003-08-22T18:22:25Z")
Sorry but as the employee of a major Visa/Mastercard issuer, I can say you’re wrong. And if the store had called me, I would have refused the sale until you signed the card. Per the cardmember agreement and the legal disclaimer on the card itself, the _card is not valid unless signed_. You can add “see id”, “check id” or “Not wearing pants” if you want, just sign the damn card. As a fraud analyst, I’m well aware that a lot of stores either have the self swipe terminals or don’t check the signatures. However, if you don’t sign the card and the thief does…that there’s a matching signature, Sparky. It amazes me that people have such an issue with this. It’s a fecking signature on a piece of plastic. You took the account and agreed to the terms - one of them is signing the card. ---
**Author:** ![stpauler](https://avatars.discourse-cdn.com/v4/letter/s/9d8465/32.png) [@stpauler](https://boards.straightdope.com/u/stpauler)\ **Post date:** [August 22, 2003, 6:23pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/17 "2003-08-22T18:23:22Z")
Hm, I’ve seen this before. I have my card signed in one color and CID in another color on the signature line. Where’s the problem? ---
**Author:** ![BubbaDog](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bubbadog/32/333_2.png) [@BubbaDog](https://boards.straightdope.com/u/BubbaDog)\ **Post date:** [August 22, 2003, 6:26pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/18 "2003-08-22T18:26:12Z")
> [@](#): > > \*Originally posted by World Eater \* > \*\*Kind of bizarre that even the police suggest writing “ask for ID” \*\* Well, you’re **WRONG**! And the reason you’re wrong is…your method is simple and logical. Shame on you! BTW…I don’t know how in-love you are with your bank but my debit card (Bank of America) has a color picture of my ugly face right on the front of it. While I’m no huge fan of BOA, it comes in handy. I’m sure other financial joints are doing this too. And my opinion is…even though you weren’t 100% in the right, you pretty much proved that you were the owner of the card, that signing the card was meaningless as far as security issues are concerned , and that yes, the salespeople were fucking idiots for refusing to process the sale. Bubba ---
**Author:** ![World\_Eater](https://avatars.discourse-cdn.com/v4/letter/w/f04885/32.png) [@World\_Eater](https://boards.straightdope.com/u/World_Eater)\ **Post date:** [August 22, 2003, 6:28pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/19 "2003-08-22T18:28:38Z")
> [@](#): > > \*Originally posted by Pork Rind \* > \*\*No no no! I still wanna be on the team! > > For what it’s worth, I think you’ve got the right idea here but it doesn’t matter what I think as long as Visa and Mastercard say you’re wrong. I guess J&R is just caught in the middle. \*\* Alright you can come back. 🙂 [sub]of course he’s on double secret probation[/sub] So we can stick a fork in this one I guess, I’m wrong. Guess I need a new card and a disguise. ---
**Author:** ![BubbaDog](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bubbadog/32/333_2.png) [@BubbaDog](https://boards.straightdope.com/u/BubbaDog)\ **Post date:** [August 22, 2003, 6:43pm UTC](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969/20 "2003-08-22T18:43:01Z")
> [@](#): > > \*Originally posted by hardygrrl \* > \*\*Sorry but as the employee of a major Visa/Mastercard issuer, I can say you’re wrong. And if the store had called me, I would have refused the sale until you signed the card. > > the _card is not valid unless signed_. > \*\* See **World Eater** that \*\* hardygrrl\*\* just put you in your place. You \*\* have to sign the card \*\* to insure that a thief can’t use it! See, if you sign the card the thief can’t swipe it and sign a reciept for usage. So he can’t use it … except , of course, unless the clerk isn’t really paying attention (oh THAT never happens.) or at any gas pump, self check out stand, or quite possibly an ATM machine. World Eater, this is the mentality of the type of people your dealing with. Forget logic WE HAVE RULES! Bubba [Next page](https://boards.straightdope.com/t/j-r-fucking-music-world-ill-prove-im-right-if-its-the-last-thing-i-do/196969.md?page=2)