# JohnClay is a sinner! **URL:** \ **Category:** Miscellaneous and Personal Stuff I Must Share\ **Created:** [June 9, 2015, 8:25am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051 "2015-06-09T08:25:46Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![Smeghead](https://avatars.discourse-cdn.com/v4/letter/s/f1d935/32.png) [@Smeghead](https://boards.straightdope.com/u/Smeghead)\ **Post date:** [June 9, 2015, 4:39pm UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/21 "2015-06-09T16:39:00Z")
Suddenly, all those Nigerian prince scams seem like a much more reasonable source of income. ---
**Author:** ![Calatin](https://avatars.discourse-cdn.com/v4/letter/c/439d5e/32.png) [@Calatin](https://boards.straightdope.com/u/Calatin)\ **Post date:** [June 9, 2015, 7:07pm UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/22 "2015-06-09T19:07:54Z")
> [@JohnClay](#): > > Well lately I’ve been getting into a lot of debt. I have been investing in something that I expected to make a big profit on on eBay. Today I got emails from PayPal saying that my payments were declined. Luckily my Dad loaned me another $500. I’ve gotta ask: What’s the investment? ---
**Author:** ![Honey](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/honey/32/5074_2.png) [@Honey](https://boards.straightdope.com/u/Honey)\ **Post date:** [June 9, 2015, 7:19pm UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/23 "2015-06-09T19:19:44Z")
> [@JohnClay](#): > > Two of my housemates also borrow money from me I don’t have enough money to loan to others as well… Whoosh ---
**Author:** ![Penfeather](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/penfeather/32/384_2.png) [@Penfeather](https://boards.straightdope.com/u/Penfeather)\ **Post date:** [June 9, 2015, 8:11pm UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/24 "2015-06-09T20:11:43Z")
> [@JohnClay](#): > > The car loan account is with my bank. The plan was that when it reached $2500 it would be transferred to one of my wife’s accounts. I didn’t really steal because I definitely plan on repaying it. Yeah, you stole from your wife. ---
**Author:** ![JohnClay](https://avatars.discourse-cdn.com/v4/letter/j/c37758/32.png) [@JohnClay](https://boards.straightdope.com/u/JohnClay)\ **Post date:** [June 9, 2015, 10:19pm UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/25 "2015-06-09T22:19:04Z")
> [@Calatin](#): > > I’ve gotta ask: What’s the investment? Collectables… I don’t want to say what type in case it would lead to more competition. ---
**Author:** ![Left\_Hand\_of\_Dorkness](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/left_hand_of_dorkness/32/7156_2.png) [@Left\_Hand\_of\_Dorkness](https://boards.straightdope.com/u/Left_Hand_of_Dorkness)\ **Post date:** [June 9, 2015, 10:49pm UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/26 "2015-06-09T22:49:52Z")
> [@JohnClay](#): > > The car loan account is with my bank. The plan was that when it reached $2500 it would be transferred to one of my wife’s accounts. I didn’t really steal because I definitely plan on repaying it. > [@JohnClay](#): > > Collectables… I don’t want to say what type in case it would lead to more competition. On the off chance that you’re serious, [read this advice and consider how it applies to you.](http://www.wsj.com/articles/SB10001424127887324662404578330651775508058) In short, financial advisors asked whether investing in collectibles is wise repeatedly offer the same pieces of advice: 1. Only if you’re an absolute expert in the pricing systems of the collectible (this means like it’s your profession, not that you’ve read a few magazines and websites about it). 2. Treat it as speculation/play money/money you’re burning. 3. Collect because it’s fun, not as an investment strategy. If you’re borrowing money from your wife to cover collectibles purchases, that’s not an accurate description: that’s stealing in order to pay for an addiction. ---
**Author:** ![Telemark](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/telemark/32/372_2.png) [@Telemark](https://boards.straightdope.com/u/Telemark)\ **Post date:** [June 9, 2015, 10:54pm UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/27 "2015-06-09T22:54:35Z")
> [@JohnClay](#): > > Collectables… I don’t want to say what type in case it would lead to more competition. You appear to be hemorrhaging money at this scheme already. I don’t think competition is your problem. ---
**Author:** ![Tibby](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/tibby/32/17030_2.png) [@Tibby](https://boards.straightdope.com/u/Tibby)\ **Post date:** [June 10, 2015, 12:15am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/28 "2015-06-10T00:15:46Z")
JC, this is, no doubt, your baptism by fire whereby Christianity is making its presence known to you in mysterious ways. It’s your _find God by way of eBay spiritual enlightenment_. Unfortunately, in your case, I believe God is going to go old school in smiting you with locusts, frogs raining from the sky, Holy Trinity knees to the groin and turning you into a homosexual after giving your wife DD breasts. _Hallelujah!_ Or, maybe not. ---
**Author:** ![Penfeather](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/penfeather/32/384_2.png) [@Penfeather](https://boards.straightdope.com/u/Penfeather)\ **Post date:** [June 10, 2015, 2:57am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/29 "2015-06-10T02:57:40Z")
Unfortunately, religiosity and spending money heedlessly are two pretty good markers of a manic upswing. ---
**Author:** ![Bear\_Nenno](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bear_nenno/32/3358_2.png) [@Bear\_Nenno](https://boards.straightdope.com/u/Bear_Nenno)\ **Post date:** [June 10, 2015, 3:20am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/30 "2015-06-10T03:20:24Z")
> [@JohnClay](#): > > Collectables… I don’t want to say what type in case it would lead to more competition. You really think you are the only one who has thought of buying these things to resell? ---
**Author:** ![Lanzy](https://avatars.discourse-cdn.com/v4/letter/l/74df32/32.png) [@Lanzy](https://boards.straightdope.com/u/Lanzy)\ **Post date:** [June 10, 2015, 4:01am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/31 "2015-06-10T04:01:31Z")
Is this a put on? If not, its just sad. ---
**Author:** ![JohnClay](https://avatars.discourse-cdn.com/v4/letter/j/c37758/32.png) [@JohnClay](https://boards.straightdope.com/u/JohnClay)\ **Post date:** [June 10, 2015, 5:05am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/32 "2015-06-10T05:05:40Z")
> [@Bear\_Nenno](#): > > You really think you are the only one who has thought of buying these things to resell? I said _more_ competition. There are already people selling it on eBay - sometimes for US$90 each while I paid $14 - $20 each. ---
**Author:** ![JohnClay](https://avatars.discourse-cdn.com/v4/letter/j/c37758/32.png) [@JohnClay](https://boards.straightdope.com/u/JohnClay)\ **Post date:** [June 10, 2015, 5:07am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/33 "2015-06-10T05:07:09Z")
> [@Penfeather](#): > > Unfortunately, religiosity and spending money heedlessly are two pretty good markers of a manic upswing. Well I have been hospitalized for mania before. I bought 20 Diablo 2 t-shirts for $5 each but had a hard time selling them. BTW I heard that entrepreneurs usually fail in their early attempts. ---
**Author:** ![JohnClay](https://avatars.discourse-cdn.com/v4/letter/j/c37758/32.png) [@JohnClay](https://boards.straightdope.com/u/JohnClay)\ **Post date:** [June 10, 2015, 5:11am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/34 "2015-06-10T05:11:48Z")
> [@Tibby or Not Tibby](#): > > JC, this is, no doubt, your baptism by fire whereby Christianity is making its presence known to you in mysterious ways. It’s your _find God by way of eBay spiritual enlightenment_. Unfortunately, in your case, I believe God is going to go old school in smiting you with locusts, frogs raining from the sky, Holy Trinity knees to the groin and turning you into a homosexual after giving your wife DD breasts. _Hallelujah!_ > > Or, maybe not. I think my wife’s breasts are DD. They are whoppers. ---
**Author:** ![JohnClay](https://avatars.discourse-cdn.com/v4/letter/j/c37758/32.png) [@JohnClay](https://boards.straightdope.com/u/JohnClay)\ **Post date:** [June 10, 2015, 5:14am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/35 "2015-06-10T05:14:03Z")
> [@Telemark](#): > > You appear to be hemorrhaging money at this scheme already. I don’t think competition is your problem. More competition means lower prices for the public and lower profits for me and that would make it harder to repay my debts. ---
**Author:** ![Tibby](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/tibby/32/17030_2.png) [@Tibby](https://boards.straightdope.com/u/Tibby)\ **Post date:** [June 10, 2015, 5:21am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/36 "2015-06-10T05:21:41Z")
> [@JohnClay](#): > > I think my wife’s breasts are DD. They are whoppers. Cite! ---
**Author:** ![JohnClay](https://avatars.discourse-cdn.com/v4/letter/j/c37758/32.png) [@JohnClay](https://boards.straightdope.com/u/JohnClay)\ **Post date:** [June 10, 2015, 5:34am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/37 "2015-06-10T05:34:27Z")
BTW it is one specific collectable which I will have about 30 of when they arrive in the post. Normally people on this other site buy one at a time but I bought every one they had - one time I bought 14. I pay $14 to $20 each. On that site some people pay more than $40. On eBay they pay about $40 to $80. It is like my investment in Diablo 2 t-shirts. Normally people had to get the game with the shirt. The thing people have to buy to get this collectable is hundreds of dollars. ---
**Author:** ![JohnClay](https://avatars.discourse-cdn.com/v4/letter/j/c37758/32.png) [@JohnClay](https://boards.straightdope.com/u/JohnClay)\ **Post date:** [June 10, 2015, 5:41am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/38 "2015-06-10T05:41:23Z")
> [@Left\_Hand\_of\_Dorkness](#): > > On the off chance that you’re serious, [read this advice and consider how it applies to you.](http://www.wsj.com/articles/SB10001424127887324662404578330651775508058) > > In short, financial advisors asked whether investing in collectibles is wise repeatedly offer the same pieces of advice: > > 1. Only if you’re an absolute expert in the pricing systems of the collectible (this means like it’s your profession, not that you’ve read a few magazines and websites about it). > 2. Treat it as speculation/play money/money you’re burning. > 3. Collect because it’s fun, not as an investment strategy. > > If you’re borrowing money from your wife to cover collectibles purchases, that’s not an accurate description: that’s stealing in order to pay for an addiction. I know the prices of this exact item on eBay and on a wholesaler network since it was first released. I see it as an addiction too though. I have been collecting the other items in the set as a hobby. ---
**Author:** ![Bear\_Nenno](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bear_nenno/32/3358_2.png) [@Bear\_Nenno](https://boards.straightdope.com/u/Bear_Nenno)\ **Post date:** [June 10, 2015, 5:46am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/39 "2015-06-10T05:46:15Z")
> [@JohnClay](#): > > I said _more_ competition. There are already people selling it on eBay - sometimes for US$90 each while I paid $14 - $20 each. Selling? Or asking? ---
**Author:** ![JohnClay](https://avatars.discourse-cdn.com/v4/letter/j/c37758/32.png) [@JohnClay](https://boards.straightdope.com/u/JohnClay)\ **Post date:** [June 10, 2015, 5:53am UTC](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051/40 "2015-06-10T05:53:53Z")
On eBay some have sold for about $80 but right now there’s a lot for $30. [Previous page](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051.md?page=1) [Next page](https://boards.straightdope.com/t/johnclay-is-a-sinner/722051.md?page=3)